Does a home seller have to disclose the property’s condition in Florida?

In Florida, the seller of residential real property must give the buyer a written flood disclosure (knowledge of flooding that damaged the property, flood insurance claims and federal flood assistance) at or before the time the sales contract is signed, and the buyer must also be given a property tax disclosure summary and a radon gas notice by then. The property tax disclosure summary warns the buyer not to rely on the seller’s current property taxes; if it is not in the contract, the seller must provide it and the contract must incorporate it by reference. The radon notice, in wording set by the statute, must appear on at least one document signed at or before the contract for sale of any building. Federal law separately requires a lead-based paint disclosure when selling most homes built before 1978. This is Fla. Stat. §§ 404.056, 689.261, 689.302.

WhatFlorida
Seller disclosureFlood, property-tax and radon notices by contract
Kind of ruleOnly specific written disclosures are required

What the statute says

“A seller must complete and provide a flood disclosure to a purchaser of residential real property at or before the time the sales contract is executed.”

Quoted word for word from the section’s text.

Source

Fla. Stat. §§ 404.056, 689.261, 689.302

Read the statute in the Florida Statutes (The Florida Senate): flsenate.gov.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

This page states the state’s rule so the costs and paperwork of a sale can be checked against it before a contract is signed. An owner on Seayora keeps each property’s owners of record and its documents in one place.

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