How does joint tenancy with right of survivorship work in Iowa?
In Iowa, a deed to two or more people creates a tenancy in common unless it expresses a contrary intent, but a deed that names two grantees as married to each other, or uses words like "joint tenants" or "or their survivor", is presumed to create a joint tenancy with rights of survivorship unless it says otherwise. An order of annulment, dissolution or separate maintenance severs a joint tenancy with rights of survivorship and creates a tenancy in common in equal shares, unless the order provides otherwise. The section applies to instruments executed on or after January 1, 2015. It does not mention tenancy by the entirety. The words in the deed decide which kind of ownership was created, so read the deed itself. This is Iowa Code § 557.15.
| What | Iowa |
|---|---|
| A deed to two or more people | Joint tenancy for a married couple; otherwise in common |
| What it means | The statute presumes survivorship for some owners |
Source
Iowa Code § 557.15
Read the statute in the Iowa Code (Iowa Legislature): legis.iowa.gov.
Checked against the statute on November 13, 2026.
This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.
How Seayora uses this rule
An owner on Seayora keeps each property’s owners of record, its entity and its documents in one place, so who holds title and how is on file beside the leases and the books.
Guides on this rule
- Joint Tenancy and Transfer-on-Death Deeds by State — How each state reads a deed to two or more people, survivorship rules, and where a transfer-on-death deed is allowed by statute.
Compare this rule in every state
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The same question in other states
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- Arkansas
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- District of Columbia
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