Does a home seller have to disclose the property’s condition in New Jersey?

In New Jersey, there is no statute requiring a general condition statement, but a seller must disclose on the property condition disclosure statement, before the purchaser becomes obligated under a purchase contract, whether the property is in a FEMA Special or Moderate Risk Flood Hazard Area, the seller’s actual knowledge of its flood risks, and whether a dam is located on the property, and the sale of a single-family home with solar panels must name the installer and any owner or lessor of the panels. The flood questions cover required flood insurance, federal flood disaster assistance, existing flood insurance, a FEMA elevation certificate, past flood insurance claims and past flood damage, each answered yes, no or unknown with an explanation for a yes. The dam questions cover the dam’s hazard classification, its most recent required inspection and any obligations a purchaser would take on. For leased solar panels or panels under a power purchase agreement, the disclosure statement or contract must say whether the lease or agreement transfers to the buyer. Federal law separately requires a lead-based paint disclosure when selling most homes built before 1978. This is N.J.S.A. 56:8-19.2, 56:8-19.3, 46:3C-13.

WhatNew Jersey
Seller disclosureFlood risk and dams on the disclosure form before contract
Kind of ruleOnly specific written disclosures are required

What the statute says

“A seller of real property located in this State shall disclose, on the property condition disclosure statement, whether the property is located in the FEMA Special or Moderate Risk Flood Hazard Area and any actual knowledge of the seller concerning flood risks of the property …”

Quoted word for word from the section’s text.

Source

N.J.S.A. 56:8-19.2, 56:8-19.3, 46:3C-13

Read the statute in the New Jersey Statutes (New Jersey Legislature): njleg.state.nj.us.

The linked sections open Justia’s free copy of the code, because the state’s own site has no stable address for each section.

Checked against the statute on November 15, 2026.

This is a summary of a published statute, not legal advice. Rules change, local ordinances can add to them, and the terms of a specific lease may differ. Check the citation and speak to a lawyer before acting.

How Seayora uses this rule

This page states the state’s rule so the costs and paperwork of a sale can be checked against it before a contract is signed. An owner on Seayora keeps each property’s owners of record and its documents in one place.

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