Why is my month not on my credit file yet?

Each month is sent about a month after the payment clears, and TransUnion can take a few days after that to show it. The Reporting screen shows when the next file goes.

From the guide Rent-Payment Credit Reporting.

What is reported

  • One credit bureau: TransUnion. Seayora does not report to Equifax or Experian.
  • Each month about a month after the payment clears. A payment has to stay settled for the hold Seayora sets (30 days by default) before its month goes in a file, so a payment the bank later returns is not reported.
  • On-time months paid through Seayora earlier in the same lease appear in the 24-month payment history the first time the account is reported. Nothing from before the lease is.
  • When the lease ends with nothing owed, the account is reported once more as closed and paid in full.

Read the whole guide: Rent-Payment Credit Reporting

More questions about Rent-Payment Credit Reporting