How much do homeowners pay a month in Eagle Point, AL?

Name: Homeowner costs in Eagle Point, AL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Eagle Point, AL pay a median of $2,250 (±$93) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $816 (±$233).

67.5% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,250 (±$93)
Without a mortgage: $816 (±$233)
Owned with a mortgage: 67.5%

Monthly owner costs in Eagle Point

Median selected monthly owner costs, estimate (90% margin of error)
	Eagle Point	Shelby County	Alabama	United States
With a mortgage	$2,250 (±$93)	$1,734 (±$28)	$1,433 (±$8)	$1,963
Without a mortgage	$816 (±$233)	$556 (±$16)	$447 (±$2)	$638
Owned homes with a mortgage	67.5% (±11.7 points)	68.0% (±1.3 points)	54.1% (±0.3 points)	60.6%
Median real estate taxes (a year)	$1,971 (±$171)	$1,423 (±$28)	$788 (±$6)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Eagle Point, the median cost with a mortgage is higher than in Shelby County ($1,734).

It is also higher than in Alabama ($1,433).

It is higher than the national figure ($1,963).

In Shelby County, Eagle Point ranks 4 of 18 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 11 of 482.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Eagle Point

Nearest places with a published estimate, compared with Eagle Point
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Eagle Point	—	$2,250 (±$93)	—
Meadowbrook	1.6 mi	$2,067 (±$145)	Lower
Highland Lakes	1.7 mi	$2,811 (±$138)	Higher
Brook Highland	2.6 mi	$1,929 (±$238)	Lower
Shoal Creek	4.3 mi	$2,611 (±$778)	Not measurably different
Indian Springs Village	4.9 mi	$2,370 (±$309)	Not measurably different
Vestavia Hills	5.6 mi	$2,684 (±$106)	Higher
Pelham	6.6 mi	$1,656 (±$105)	Lower
Chelsea	6.8 mi	$1,790 (±$110)	Lower

Nearby places with a measurably lower figure: Meadowbrook, AL ($2,067), Brook Highland, AL ($1,929), Pelham, AL ($1,656).

Nearby places with a measurably higher figure: Highland Lakes, AL ($2,811), Vestavia Hills, AL ($2,684).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Shelby County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Highland Lakes	$2,811 (±$138)
2	Shoal Creek	$2,611 (±$778)
3	Indian Springs Village	$2,370 (±$309)
4	Eagle Point	$2,250 (±$93)
5	Meadowbrook	$2,067 (±$145)
6	Brook Highland	$1,929 (±$238)
7	Helena	$1,803 (±$76)
8	Chelsea	$1,790 (±$110)
9	Westover	$1,700 (±$111)
10	Pelham	$1,656 (±$105)

Showing 10 of 18 places in Shelby County, ranked from highest to lowest.

Eagle Point is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Eagle Point

What is the average mortgage payment in Eagle Point?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Eagle Point, AL is $2,250 (±$93) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Eagle Point?

Owners without a mortgage in Eagle Point pay a median of $816 (±$233) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Eagle Point CDP, Alabama (place:22088, in state:01).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.