Housing data for Owens Cross Roads, AL
Owens Cross Roads, AL has an estimated 2,826 residents and 1,003 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a city in Madison County.
15.4% of households rent.
The median gross rent is $946 a month.
Its population grew measurably since 2015–2019 (+36.6%).
Figures last updated on .
- Residents
- 2,826 (±19)
- Housing units
- 1,003 (±97)
- Households that rent
- 15.4%
- Median gross rent
- $946
- Residents since 2015–2019
- +36.6%
What stands out in Owens Cross Roads
Homes in buildings of 5 or more units: 0.0% (±6.8 points) in Owens Cross Roads, lower than in Madison County (16.6%).
Households that rent: 15.4% (±8.6 points) in Owens Cross Roads, lower than in Madison County (31.7%).
Median real estate taxes: $847 (±$95) in Owens Cross Roads, lower than in Madison County ($1,185).
Median home value: $227,000 (±$9,600) in Owens Cross Roads, lower than in Madison County ($299,200).
- Types of homes in Owens Cross Roads
- Property taxes in Owens Cross Roads
- Home values in Owens Cross Roads
Housing in Owens Cross Roads at a glance
- Median rent: $946 median gross rent a month (Small sample: wide margin of error)
- Rent by bedrooms: $769 median gross rent, 2 bedrooms (Small sample: wide margin of error)
- Rent burden: 51.8% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 15.4% of households rent (Small sample: wide margin of error)
- Income and affordability: $86,188 median household income
- Home values: $227,000 median home value
- Homeowner costs: $1,354 median monthly cost with a mortgage
- Property taxes: $847 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 83.9% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 21.5% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 85.4% heat with electricity
- Commute and cars: 28.5 minutes average trip to work
- Growth: +36.6% residents since 2015–2019
- How long people stay: 24.0% moved in since 2020
- Crowding and facilities: 3.5% of homes have more than 1 person per room (Small sample: wide margin of error)
Owens Cross Roads against Madison County, its state and the nation
| Owens Cross Roads | Madison County | Alabama | United States | |
|---|---|---|---|---|
| Residents | 2,826 (±19) | 405,718 (exact) | 5,086,768 (exact) | 334,922,499 |
| Housing units | 1,003 (±97) | 178,607 (±187) | 2,337,265 (±430) | 143,775,355 |
| Households that rent | 15.4% (±8.6 points) | 31.7% (±1.0 points) | 29.8% (±0.3 points) | 34.8% |
| Median gross rent | $946 (±$673) | $1,209 (±$22) | $1,007 (±$8) | $1,413 |
| Median household income | $86,188 (±$20,078) | $86,499 (±$1,491) | $63,999 (±$399) | $80,734 |
| Median home value | $227,000 (±$9,600) | $299,200 (±$5,530) | $209,900 (±$1,076) | $332,700 |
| Median real estate taxes (a year) | $847 (±$95) | $1,185 (±$32) | $788 (±$6) | $3,119 |
| Built before 1980 | 21.5% (±9.2 points) | 32.3% (±1.1 points) | 42.2% (±0.4 points) | 49.7% |
| Average commute | 28.5 minutes (±2.0) | 22.1 minutes (±0.4) | 25.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 89.4% (±4.9 points) | 92.3% (±0.8 points) | 87.5% (±0.2 points) | 91.0% |
| Median age of residents | 32.1 years (±2.7) | 38.2 years (±0.2) | 39.3 years (±0.2) | 38.9 years |
Owens Cross Roads covers 7.9 square miles of land, about 358 residents per square mile (Census Bureau Gazetteer).
How Owens Cross Roads has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,069 (±307) | 2,826 (±19) | +36.6% | Measurable increase |
| Housing units | 860 (±113) | 1,003 (±97) | +16.6% | Not a measurable change |
| Median gross rent | $816 (±$167) | $946 (±$673) | +15.9% | No measurable change after inflation |
| Median home value | $132,700 (±$7,684) | $227,000 (±$9,600) | +71.1% | Up after inflation |
| Median household income | $63,654 (±$16,008) | $86,188 (±$20,078) | +35.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,089 (±$57) | $1,354 (±$99) | +24.3% | No measurable change after inflation |
| Median real estate taxes | $549 (±$42) | $847 (±$95) | +54.3% | Up after inflation |
| Households that rent | 18.6% (±6.7 points) | 15.4% (±8.6 points) | −3.2 percentage points | Not a measurable change |
| Rental vacancy rate | 6.3% (±10.5 points) | 0.0% (±23.2 points) | −6.3 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
ZIP codes in Owens Cross Roads
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 35763 | 20% | 19,819 | $2,297 | $396,300 | $123,497 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Owens Cross Roads
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| New Hope | 4.1 mi | $1,075 | $163,700 | 18.1% |
| Paint Rock | 8.6 mi | — | $75,000 | 23.5% |
| Gurley | 9.1 mi | $1,054 | $194,800 | 31.1% |
| Woodville | 10 mi | $588 | $184,600 | 17.5% |
| Grant | 12 mi | $543 | $239,400 | 16.6% |
| Union Grove | 12 mi | — | $187,500 | 12.8% |
| Cherokee Ridge | 13 mi | — | $336,400 | 0.0% |
| Huntsville | 15 mi | $1,171 | $293,600 | 41.7% |
Places in Alabama most like Owens Cross Roads
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Alexandria | $931 | $197,700 | $85,089 | 12.4% |
| Woodstock | $1,027 | $195,800 | $73,438 | 17.0% |
| Morris | $797 | $241,400 | $101,563 | 10.9% |
| Brookwood | $1,097 | $188,300 | $81,394 | 9.4% |
| Hazel Green | $992 | $230,800 | $86,271 | 12.5% |
| Summerdale | $1,000 | $274,800 | $70,110 | 11.7% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Alabama.
HUD Fair Market Rent for Owens Cross Roads, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,119 | $1,177 | $1,341 | $1,735 | $2,241 |
HUD income limits for Owens Cross Roads, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,200 | $40,300 | $64,500 |
| 2 people | $27,650 | $46,050 | $73,700 |
| 3 people | $31,100 | $51,800 | $82,900 |
| 4 people | $34,550 | $57,550 | $92,100 |
| 5 people | $38,680 | $62,200 | $99,500 |
| 6 people | $44,360 | $66,800 | $106,850 |
| 7 people | $50,040 | $71,400 | $114,250 |
| 8 people | $55,720 | $76,000 | $121,600 |
These are the limits HUD sets for its housing programs in the Huntsville, AL MSA, where HUD’s median family income for fiscal year 2026 is $115,100.
A program can use its own limits; tax-credit and local programs often do.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Owens Cross Roads
What is the median household income in Owens Cross Roads?
The median household income in Owens Cross Roads is $86,188 (±$20,078) a year (2020–2024 American Community Survey).
What is the average home value in Owens Cross Roads, AL?
The Census Bureau publishes the median: $227,000 (±$9,600) for owner-occupied homes in Owens Cross Roads (2020–2024 American Community Survey).
What is the average mortgage payment in Owens Cross Roads?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Owens Cross Roads, AL is $1,354 (±$99) a month, including taxes, insurance and utilities.
How much are property taxes in Owens Cross Roads?
The median real estate tax paid by homeowners in Owens Cross Roads, AL is $847 (±$95) a year (2020–2024 American Community Survey).
How many homes are in Owens Cross Roads?
Owens Cross Roads, AL has an estimated 1,003 (±97) housing units, occupied and vacant (2020–2024 American Community Survey).
How old are most homes in Owens Cross Roads?
21.5% of homes in Owens Cross Roads, AL were built before 1980 (2020–2024 American Community Survey).
Is Owens Cross Roads growing?
In Owens Cross Roads, the number of residents went from 2,069 in 2015–2019 to 2,826 in 2020–2024 (+36.6%), a measurable increase.
What ZIP codes are in Owens Cross Roads?
The ZIP code that covers Owens Cross Roads is 35763.
What is the median rent in ZIP code 35763?
The median gross rent in ZIP Code Tabulation Area 35763 is $2,297 (±$339) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Owens Cross Roads city, Alabama
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Owens Cross Roads city, Alabama
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Owens Cross Roads city, Alabama
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Owens Cross Roads city, Alabama
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Owens Cross Roads city, Alabama
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Owens Cross Roads city, Alabama
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Owens Cross Roads city, Alabama
- HUD Fair Market Rents, fiscal year 2027: Huntsville, AL MSA
- HUD Income Limits, fiscal year 2026: Huntsville, AL MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Owens Cross Roads city, Alabama (place:57504, in state:01).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .