Housing data for Shoal Creek, AL
Shoal Creek, AL has an estimated 1,328 residents and 610 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Shelby County.
12.5% of households rent.
The median gross rent is $2,766 a month.
Figures last updated on .
- Residents
- 1,328 (±231)
- Housing units
- 610 (±108)
- Households that rent
- 12.5%
- Median gross rent
- $2,766
- Residents since 2015–2019
- −3.5%
What stands out in Shoal Creek
Median home value: $762,500 (±$182,408) in Shoal Creek, higher than in Shelby County ($326,100).
Median household income: $218,333 (±$98,614) in Shoal Creek, higher than in Shelby County ($97,961).
Median gross rent: $2,766 (±$237) in Shoal Creek, higher than in Shelby County ($1,401).
Median real estate taxes: $2,511 (±$618) in Shoal Creek, higher than in Shelby County ($1,423).
Housing in Shoal Creek at a glance
- Median rent: $2,766 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 49.3% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 12.5% of households rent (Small sample: wide margin of error)
- Income and affordability: $218,333 median household income
- Home values: $762,500 median home value
- Homeowner costs: $2,611 median monthly cost with a mortgage
- Property taxes: $2,511 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 92.1% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 6.4% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 29.6% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 53.8% heat with electricity
- Commute and cars: 31.9 minutes average trip to work
- Growth: −3.5% residents since 2015–2019
- How long people stay: 38.5% moved in since 2020
- Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)
Shoal Creek against Shelby County, its state and the nation
| Shoal Creek | Shelby County | Alabama | United States | |
|---|---|---|---|---|
| Residents | 1,328 (±231) | 230,211 (exact) | 5,086,768 (exact) | 334,922,499 |
| Housing units | 610 (±108) | 91,995 (±100) | 2,337,265 (±430) | 143,775,355 |
| Households that rent | 12.5% (±9.3 points) | 18.6% (±1.0 points) | 29.8% (±0.3 points) | 34.8% |
| Median gross rent | $2,766 (±$237) | $1,401 (±$38) | $1,007 (±$8) | $1,413 |
| Median household income | $218,333 (±$98,614) | $97,961 (±$3,160) | $63,999 (±$399) | $80,734 |
| Median home value | $762,500 (±$182,408) | $326,100 (±$5,771) | $209,900 (±$1,076) | $332,700 |
| Median real estate taxes (a year) | $2,511 (±$618) | $1,423 (±$28) | $788 (±$6) | $3,119 |
| Built before 1980 | 6.4% (±13.1 points) | 16.3% (±1.0 points) | 42.2% (±0.4 points) | 49.7% |
| Average commute | 31.9 minutes (±4.3) | 29.5 minutes (±0.7) | 25.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 95.1% (±4.0 points) | 94.7% (±0.6 points) | 87.5% (±0.2 points) | 91.0% |
| Median age of residents | 49.6 years (±5.2) | 40.3 years (±0.4) | 39.3 years (±0.2) | 38.9 years |
Shoal Creek covers 5.0 square miles of land, about 263 residents per square mile (Census Bureau Gazetteer).
How Shoal Creek has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 1,376 (±236) | 1,328 (±231) | −3.5% | Not a measurable change |
| Housing units | 600 (±74) | 610 (±108) | +1.7% | Not a measurable change |
| Median gross rent | $2,167 (±$993) | $2,766 (±$237) | +27.6% | No measurable change after inflation |
| Median home value | $445,100 (±$64,194) | $762,500 (±$182,408) | +71.3% | Up after inflation |
| Median household income | $114,353 (±$28,084) | $218,333 (±$98,614) | +90.9% | No measurable change after inflation |
| Median owner cost with a mortgage | $2,111 (±$387) | $2,611 (±$778) | +23.7% | No measurable change after inflation |
| Median real estate taxes | $1,949 (±$315) | $2,511 (±$618) | +28.8% | No measurable change after inflation |
| Households that rent | 11.8% (±7.7 points) | 12.5% (±9.3 points) | +0.7 percentage points | Not a measurable change |
| Rental vacancy rate | 0.0% (±35.1 points) | 29.6% (±43.1 points) | +29.6 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Places near Shoal Creek
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Highland Lakes | 3.1 mi | $1,201 | $599,200 | 3.4% |
| Brook Highland | 4.3 mi | $1,460 | $427,400 | 53.5% |
| Eagle Point | 4.3 mi | — | $493,800 | 5.8% |
| Meadowbrook | 5.9 mi | $1,365 | $423,700 | 11.3% |
| Westover | 6.2 mi | $1,048 | $297,400 | 12.1% |
| Vestavia Hills | 7.7 mi | $1,515 | $530,000 | 22.0% |
| Irondale | 8.0 mi | $1,320 | $255,800 | 39.9% |
| Mountain Brook | 8.3 mi | $1,456 | $916,300 | 10.1% |
Places in Alabama most like Shoal Creek
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Highland Lakes | $1,201 | $599,200 | $169,361 | 3.4% |
| Trussville | $1,711 | $370,300 | $123,275 | 8.2% |
| Helena | $1,574 | $330,700 | $115,139 | 8.9% |
| Indian Springs Village | $2,264 | $555,800 | $136,836 | 8.4% |
| Chelsea | $1,414 | $360,000 | $115,337 | 10.0% |
| Pike Road | $1,653 | $381,600 | $117,091 | 14.6% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Alabama.
HUD Fair Market Rent for Shoal Creek, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,177 | $1,263 | $1,375 | $1,727 | $1,941 |
HUD income limits for Shoal Creek, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $21,900 | $36,450 | $58,350 |
| 2 people | $25,000 | $41,650 | $66,650 |
| 3 people | $28,150 | $46,850 | $75,000 |
| 4 people | $33,000 | $52,050 | $83,300 |
| 5 people | $38,680 | $56,250 | $90,000 |
| 6 people | $44,360 | $60,400 | $96,650 |
| 7 people | $50,040 | $64,550 | $103,300 |
| 8 people | $55,720 | $68,750 | $110,000 |
These are the limits HUD sets for its housing programs in the Birmingham-Hoover, AL HUD Metro FMR Area, where HUD’s median family income for fiscal year 2026 is $104,100.
A program can use its own limits; tax-credit and local programs often do.
Shoal Creek is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Shoal Creek
What is the median household income in Shoal Creek?
The median household income in Shoal Creek is $218,333 (±$98,614) a year (2020–2024 American Community Survey).
What is the average home value in Shoal Creek, AL?
The Census Bureau publishes the median: $762,500 (±$182,408) for owner-occupied homes in Shoal Creek (2020–2024 American Community Survey).
What is the average mortgage payment in Shoal Creek?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Shoal Creek, AL is $2,611 (±$778) a month, including taxes, insurance and utilities.
How much are property taxes in Shoal Creek?
The median real estate tax paid by homeowners in Shoal Creek, AL is $2,511 (±$618) a year (2020–2024 American Community Survey).
How many homes are in Shoal Creek?
Shoal Creek, AL has an estimated 610 (±108) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common way to heat a home in Shoal Creek?
Electricity is the most common heating fuel in Shoal Creek, used by 53.8% of occupied homes (2020–2024 American Community Survey).
Is Shoal Creek growing?
In Shoal Creek, the number of residents went from 1,376 in 2015–2019 to 1,328 in 2020–2024 (−3.5%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Shoal Creek CDP, Alabama
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Shoal Creek CDP, Alabama
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Shoal Creek CDP, Alabama
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Shoal Creek CDP, Alabama
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Shoal Creek CDP, Alabama
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Shoal Creek CDP, Alabama
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Shoal Creek CDP, Alabama
- HUD Fair Market Rents, fiscal year 2027: Birmingham-Hoover, AL HUD Metro FMR Area
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Birmingham-Hoover, AL HUD Metro FMR Area
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Shoal Creek CDP, Alabama (place:69978, in state:01).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .