Housing data for Waterloo, AL

Waterloo, AL has an estimated 113 residents and 92 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a town in Lauderdale County.

16.1% of households rent.

The median gross rent is $700 a month.

Figures last updated on .

Residents
113 (±57)
Housing units
92 (±41)
Households that rent
16.1%
Median gross rent
$700
Residents since 2015–2019
−19.3%

What stands out in Waterloo

Median real estate taxes: $330 (±$245) in Waterloo, lower than in Lauderdale County ($757).

Median home value: $98,800 (±$87,817) in Waterloo, lower than in Lauderdale County ($200,300).

Households that rent: 16.1% (±13.9 points) in Waterloo, lower than in Lauderdale County (31.1%).

Median gross rent: $700 (±$94) in Waterloo, lower than in Lauderdale County ($838).

Housing in Waterloo at a glance

  • Median rent: $700 median gross rent a month (Small sample: wide margin of error)
  • Rent burden: 50.0% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 16.1% of households rent (Small sample: wide margin of error)
  • Home values: $98,800 median home value (Small sample: wide margin of error)
  • Property taxes: $330 median real estate taxes a year (Small sample: wide margin of error)
  • Types of homes: 0.0% of homes are in buildings of 5 or more units (Small sample: wide margin of error)
  • Bedrooms: 39.2% of homes have 3 or more bedrooms (Small sample: wide margin of error)
  • Age of homes: 59.7% of homes were built before 1980 (Small sample: wide margin of error)
  • Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 69.6% heat with electricity (Small sample: wide margin of error)
  • Commute and cars: 35.6 minutes average trip to work (Small sample: wide margin of error)
  • Growth: −19.3% residents since 2015–2019 (Small sample: wide margin of error)
  • How long people stay: 14.3% moved in since 2020 (Small sample: wide margin of error)
  • Crowding and facilities: 3.6% of homes have more than 1 person per room (Small sample: wide margin of error)

Waterloo against Lauderdale County, its state and the nation

Estimate (90% margin of error)
WaterlooLauderdale CountyAlabamaUnited States
Residents113 (±57)95,830 (exact)5,086,768 (exact)334,922,499
Housing units92 (±41)44,936 (±82)2,337,265 (±430)143,775,355
Households that rent16.1% (±13.9 points)31.1% (±1.9 points)29.8% (±0.3 points)34.8%
Median gross rent$700 (±$94)$838 (±$24)$1,007 (±$8)$1,413
Median household income—$62,649 (±$2,965)$63,999 (±$399)$80,734
Median home value$98,800 (±$87,817)$200,300 (±$8,371)$209,900 (±$1,076)$332,700
Median real estate taxes (a year)$330 (±$245)$757 (±$39)$788 (±$6)$3,119
Built before 198059.7% (±42.9 points)49.9% (±2.7 points)42.2% (±0.4 points)49.7%
Average commute35.6 minutes (±16.5)25.9 minutes (±1.2)25.5 minutes (±0.1)26.4 minutes
Households with broadband69.6% (±19.9 points)85.1% (±1.6 points)87.5% (±0.2 points)91.0%
Median age of residents64.1 years (±9.7)40.8 years (±0.5)39.3 years (±0.2)38.9 years

Waterloo covers 0.7 square miles of land, about 151 residents per square mile (Census Bureau Gazetteer).

How Waterloo has changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
2015–20192020–2024Amount of changeVerdict
Residents140 (±49)113 (±57)−19.3%Not a measurable change
Housing units143 (±39)92 (±41)−35.7%Not a measurable change
Median gross rent$650 (±$581)$700 (±$94)+7.7%No measurable change after inflation
Median home value$57,500 (±$27,188)$98,800 (±$87,817)+71.8%No measurable change after inflation
Median real estate taxes$394 (±$251)$330 (±$245)−16.2%No measurable change after inflation
Households that rent11.8% (±14.5 points)16.1% (±13.9 points)+4.3 percentage pointsNot a measurable change
Rental vacancy rate0.0% (±100.0 points)0.0% (±100.0 points)0.0 percentage pointsNot a measurable change

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Crime reported to police in Lauderdale County

Waterloo has no police department of its own in the FBI’s figures, so this is the figure for Lauderdale County as a whole.

In 2025, the police departments that report for Lauderdale County recorded 360 violent and 1,272 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

Places near Waterloo

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Iuka11 mi$664$124,70030.7%
Cherokee12 mi$902$102,30029.4%
Burnsville16 mi$486$80,00029.1%
Glen20 mi$731$107,80015.6%
Underwood-Petersville21 mi$820$142,90021.7%
Paden21 mi$442$75,0007.0%
Olivet21 mi$777$159,80036.2%
Tishomingo21 mi$517$102,20032.5%

HUD Fair Market Rent for Waterloo, fiscal year 2027

Florence-Muscle Shoals, AL MSA, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$760$834$1,085$1,348$1,426

HUD income limits for Waterloo, fiscal year 2026

Florence-Muscle Shoals, AL MSA, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$19,050$31,700$50,750
2 people$21,800$36,250$58,000
3 people$27,320$40,800$65,250
4 people$33,000$45,300$72,450
5 people$38,680$48,950$78,250
6 people$44,360$52,550$84,050
7 people$50,040$56,200$89,850
8 people$55,720$59,800$95,650

These are the limits HUD sets for its housing programs in the Florence-Muscle Shoals, AL MSA, where HUD’s median family income for fiscal year 2026 is $95,900.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Waterloo

Is Waterloo growing?

In Waterloo, the number of residents went from 140 in 2015–2019 to 113 in 2020–2024 (−19.3%), not a measurable change.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Waterloo town, Alabama (place:80064, in state:01).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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