How much do homeowners pay a month in Apache Junction, AZ?

Name: Homeowner costs in Apache Junction, AZ, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Apache Junction, AZ pay a median of $1,541 (±$59) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $506 (±$44).

43.7% of owned homes carry a mortgage.

In Apache Junction, the median monthly cost with a mortgage went from $1,069 in 2015–2019 to $1,541 in 2020–2024 (+44.2%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,541 (±$59)
Without a mortgage: $506 (±$44)
Owned with a mortgage: 43.7%

Monthly owner costs in Apache Junction

Median selected monthly owner costs, estimate (90% margin of error)
	Apache Junction	Pinal County	Arizona	United States
With a mortgage	$1,541 (±$59)	$1,714 (±$27)	$1,803 (±$7)	$1,963
Without a mortgage	$506 (±$44)	$508 (±$15)	$525 (±$3)	$638
Owned homes with a mortgage	43.7% (±3.5 points)	61.1% (±1.0 points)	61.8% (±0.2 points)	60.6%
Median real estate taxes (a year)	$908 (±$65)	$1,636 (±$36)	$1,879 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Apache Junction, the median cost with a mortgage is lower than in Pinal County ($1,714).

It is also lower than in Arizona ($1,803).

It is lower than the national figure ($1,963).

In Pinal County, Apache Junction ranks 8 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 83 of 187.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Apache Junction have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,069 (±$44)	$1,541 (±$59)	+44.2%	Up after inflation
Median real estate taxes	$813 (±$52)	$908 (±$65)	+11.7%	No measurable change after inflation
Median home value	$105,600 (±$8,842)	$211,500 (±$13,279)	+100.3%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Apache Junction

Nearest places with a published estimate, compared with Apache Junction
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Apache Junction	—	$1,541 (±$59)	—
Gold Canyon	6.9 mi	$2,095 (±$122)	Higher
Mesa	10 mi	$1,843 (±$24)	Higher
Queen Creek	11 mi	$2,389 (±$58)	Higher
Gilbert	13 mi	$2,174 (±$32)	Higher
San Tan Valley	14 mi	$1,794 (±$50)	Higher
Queen Valley	15 mi	$983 (±$165)	Lower
Chandler	19 mi	$2,044 (±$34)	Higher
Fountain Hills	19 mi	$2,146 (±$139)	Higher

Nearby places with a measurably lower figure: Queen Valley, AZ ($983).

Nearby places with a measurably higher figure: Gold Canyon, AZ ($2,095), Mesa, AZ ($1,843), Queen Creek, AZ ($2,389).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Pinal County, place by place

Rank	Place	Median monthly cost with a mortgage
2	Maricopa	$1,849 (±$41)
3	Saddlebrooke	$1,840 (±$131)
4	Florence	$1,839 (±$151)
5	San Tan Valley	$1,794 (±$50)
6	Casa Grande	$1,635 (±$83)
7	Red Rock	$1,628 (±$162)
8	Apache Junction	$1,541 (±$59)
9	Coolidge	$1,486 (±$139)
10	Eloy	$1,290 (±$118)
11	Arizona City	$1,255 (±$113)
12	Superior	$1,221 (±$230)
13	Mammoth	$1,161 (±$243)
14	San Manuel	$1,075 (±$108)

Showing 13 of 17 places in Pinal County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Apache Junction

What is the average mortgage payment in Apache Junction?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Apache Junction, AZ is $1,541 (±$59) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Apache Junction?

Owners without a mortgage in Apache Junction pay a median of $506 (±$44) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Apache Junction gone up?

In Apache Junction, the median monthly cost with a mortgage went from $1,069 in 2015–2019 to $1,541 in 2020–2024 (+44.2%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Apache Junction city, Arizona (place:02830, in state:04).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.