Housing data for Naco, AZ
Naco, AZ has an estimated 1,060 residents and 399 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Cochise County.
10.6% of households rent.
Figures last updated on .
- Residents
- 1,060 (±396)
- Housing units
- 399 (±155)
- Households that rent
- 10.6%
- Residents since 2015–2019
- +13.9%
What stands out in Naco
Median home value: $74,300 (±$16,852) in Naco, lower than in Cochise County ($218,300).
Households that rent: 10.6% (±11.0 points) in Naco, lower than in Cochise County (29.0%).
Working from home: 3.4% (±3.7 points) in Naco, lower than in Cochise County (12.2%).
Median real estate taxes: $707 (±$53) in Naco, lower than in Cochise County ($1,310).
Housing in Naco at a glance
- Rent burden: 0.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 10.6% of households rent (Small sample: wide margin of error)
- Income and affordability: $57,540 median household income (Small sample: wide margin of error)
- Home values: $74,300 median home value
- Homeowner costs: $862 median monthly cost with a mortgage
- Property taxes: $707 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 69.4% of homes have 3 or more bedrooms (Small sample: wide margin of error)
- Age of homes: 44.8% of homes were built before 1980 (Small sample: wide margin of error)
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 76.5% heat with utility gas
- Commute and cars: 28.1 minutes average trip to work
- Growth: +13.9% residents since 2015–2019
- How long people stay: 21.8% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 16.8% of homes have more than 1 person per room (Small sample: wide margin of error)
Naco against Cochise County, its state and the nation
| Naco | Cochise County | Arizona | United States | |
|---|---|---|---|---|
| Residents | 1,060 (±396) | 125,566 (exact) | 7,378,838 (exact) | 334,922,499 |
| Housing units | 399 (±155) | 59,666 (±115) | 3,192,839 (±631) | 143,775,355 |
| Households that rent | 10.6% (±11.0 points) | 29.0% (±1.4 points) | 32.6% (±0.3 points) | 34.8% |
| Median gross rent | — | $995 (±$49) | $1,543 (±$7) | $1,413 |
| Median household income | $57,540 (±$47,133) | $59,742 (±$1,950) | $79,964 (±$407) | $80,734 |
| Median home value | $74,300 (±$16,852) | $218,300 (±$5,622) | $394,500 (±$1,474) | $332,700 |
| Median real estate taxes (a year) | $707 (±$53) | $1,310 (±$31) | $1,879 (±$10) | $3,119 |
| Built before 1980 | 44.8% (±25.5 points) | 38.2% (±1.6 points) | 29.3% (±0.3 points) | 49.7% |
| Average commute | 28.1 minutes (±7.7) | 23.4 minutes (±1.1) | 25.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 78.8% (±21.8 points) | 87.5% (±0.9 points) | 91.5% (±0.2 points) | 91.0% |
| Median age of residents | 29.3 years (±6.6) | 43.0 years (±0.4) | 39.0 years (±0.1) | 38.9 years |
Naco covers 3.2 square miles of land, about 328 residents per square mile (Census Bureau Gazetteer).
How Naco has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 931 (±204) | 1,060 (±396) | +13.9% | Not a measurable change |
| Housing units | 386 (±73) | 399 (±155) | +3.4% | Not a measurable change |
| Median home value | $87,500 (±$38,314) | $74,300 (±$16,852) | −15.1% | No measurable change after inflation |
| Median household income | $35,294 (±$7,537) | $57,540 (±$47,133) | +63.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $910 (±$377) | $862 (±$65) | −5.3% | No measurable change after inflation |
| Median real estate taxes | $1,101 (±$207) | $707 (±$53) | −35.8% | Down after inflation |
| Households that rent | 39.5% (±16.3 points) | 10.6% (±11.0 points) | −28.9 percentage points | Measurable decrease |
| Rental vacancy rate | 8.1% (±13.9 points) | 0.0% (±56.6 points) | −8.1 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Cochise County
Naco has no police department of its own in the FBI’s figures, so this is the figure for Cochise County as a whole.
In 2025, the police departments that report for Cochise County recorded 159 violent and 1,030 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Naco
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 85620 | 100% | 988 | — | $72,900 | $57,738 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Naco
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Bisbee | 3.6 mi | $866 | $216,700 | 29.4% |
| Sierra Vista Southeast | 19 mi | $1,180 | $258,800 | 14.2% |
| Pirtleville | 21 mi | $592 | $90,200 | 32.0% |
| Douglas | 23 mi | $772 | $157,700 | 37.4% |
| Tombstone | 27 mi | $668 | $182,600 | 27.1% |
| Sierra Vista | 27 mi | $1,150 | $254,200 | 38.0% |
| Huachuca City | 31 mi | $665 | $126,300 | 35.6% |
| Whetstone | 34 mi | $1,604 | $213,900 | 21.9% |
HUD Fair Market Rent for Naco, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $836 | $1,000 | $1,153 | $1,597 | $1,927 |
HUD income limits for Naco, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,450 | $27,400 | $43,850 |
| 2 people | $21,640 | $31,350 | $50,100 |
| 3 people | $27,320 | $35,250 | $56,350 |
| 4 people | $33,000 | $39,150 | $62,600 |
| 5 people | $38,680 | $42,250 | $67,650 |
| 6 people | $44,360 | $45,400 | $72,650 |
| 7 people | $48,550 | $48,550 | $77,650 |
| 8 people | $51,700 | $51,700 | $82,650 |
These are the limits HUD sets for its housing programs in the Sierra Vista-Douglas, AZ MSA, where HUD’s median family income for fiscal year 2026 is $78,500.
A program can use its own limits; tax-credit and local programs often do.
Naco is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Naco
What is the average home value in Naco, AZ?
The Census Bureau publishes the median: $74,300 (±$16,852) for owner-occupied homes in Naco (2020–2024 American Community Survey).
What is the average mortgage payment in Naco?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Naco, AZ is $862 (±$65) a month, including taxes, insurance and utilities.
How much are property taxes in Naco?
The median real estate tax paid by homeowners in Naco, AZ is $707 (±$53) a year (2020–2024 American Community Survey).
How many homes are in Naco?
Naco, AZ has an estimated 399 (±155) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common way to heat a home in Naco?
Utility gas is the most common heating fuel in Naco, used by 76.5% of occupied homes (2020–2024 American Community Survey).
How long is the average commute in Naco?
Workers who live in Naco, AZ take an average of 28.1 minutes each way (2020–2024 American Community Survey).
Is Naco growing?
In Naco, the number of residents went from 931 in 2015–2019 to 1,060 in 2020–2024 (+13.9%), not a measurable change.
What ZIP codes are in Naco?
The ZIP code that covers Naco is 85620.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Naco CDP, Arizona
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Naco CDP, Arizona
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Naco CDP, Arizona
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Naco CDP, Arizona
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Naco CDP, Arizona
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Naco CDP, Arizona
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Naco CDP, Arizona
- HUD Fair Market Rents, fiscal year 2027: Sierra Vista-Douglas, AZ MSA
- HUD Income Limits, fiscal year 2026: Sierra Vista-Douglas, AZ MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Naco CDP, Arizona (place:48310, in state:04).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .