How much do homeowners pay a month in Pima, AZ?
Homeowners with a mortgage in Pima, AZ pay a median of $1,521 (±$215) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $543 (±$71).
62.2% of owned homes carry a mortgage.
In Pima, the median monthly cost with a mortgage went from $1,200 in 2015–2019 to $1,521 in 2020–2024 (+26.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $1,521 (±$215)
- Without a mortgage
- $543 (±$71)
- Owned with a mortgage
- 62.2%
Monthly owner costs in Pima
| Pima | Graham County | Arizona | United States | |
|---|---|---|---|---|
| With a mortgage | $1,521 (±$215) | $1,448 (±$70) | $1,803 (±$7) | $1,963 |
| Without a mortgage | $543 (±$71) | $397 (±$31) | $525 (±$3) | $638 |
| Owned homes with a mortgage | 62.2% (±13.7 points) | 53.7% (±3.6 points) | 61.8% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $892 (±$316) | $1,013 (±$72) | $1,879 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Pima, the median cost with a mortgage is not measurably different from Graham County ($1,448).
It is also lower than in Arizona ($1,803).
It is lower than the national figure ($1,963).
In Graham County, Pima ranks 3 of 5 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 90 of 187.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Pima have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,200 (±$140) | $1,521 (±$215) | +26.8% | No measurable change after inflation |
| Median real estate taxes | $1,063 (±$209) | $892 (±$316) | −16.1% | Down after inflation |
| Median home value | $138,300 (±$29,468) | $267,300 (±$28,528) | +93.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Pima
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Pima | — | $1,521 (±$215) | — |
| Thatcher | 7.1 mi | $1,524 (±$143) | Not measurably different |
| Safford | 9.4 mi | $1,401 (±$100) | Not measurably different |
| Cactus Flats | 12 mi | $1,098 (±$56) | Lower |
| Swift Trail Junction | 14 mi | $1,524 (±$132) | Not measurably different |
| Clifton | 34 mi | $1,091 (±$230) | Lower |
| Willcox | 44 mi | $1,042 (±$205) | Lower |
| Duncan | 45 mi | $1,255 (±$145) | Lower |
| San Carlos | 48 mi | $804 (±$283) | Lower |
Nearby places with a measurably lower figure: Cactus Flats, AZ ($1,098), Clifton, AZ ($1,091), Willcox, AZ ($1,042).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Graham County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Thatcher | $1,524 (±$143) |
| 1 (tie) | Swift Trail Junction | $1,524 (±$132) |
| 3 | Pima | $1,521 (±$215) |
| 4 | Safford | $1,401 (±$100) |
| 5 | Cactus Flats | $1,098 (±$56) |
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Pima
What is the average mortgage payment in Pima?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Pima, AZ is $1,521 (±$215) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Pima?
Owners without a mortgage in Pima pay a median of $543 (±$71) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Pima gone up?
In Pima, the median monthly cost with a mortgage went from $1,200 in 2015–2019 to $1,521 in 2020–2024 (+26.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Pima town, Arizona
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Pima town, Arizona
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Pima town, Arizona
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Pima town, Arizona
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Pima town, Arizona
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Pima town, Arizona (place:55560, in state:04).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Pima at a glance
- Median rent in Pima
- Rent by bedrooms in Pima
- Renters and owners in Pima
- Income and affordability in Pima
- Home values in Pima
- Property taxes in Pima
- Types of homes in Pima
- Age of homes in Pima
- Heating fuel in Pima
- Commute and cars in Pima
- Population growth in Pima
- How long people stay in Pima
- Arizona landlord and tenant rules
- Housing across Graham County
- Housing data for every place in Arizona