Housing data for White Mountain Lake, AZ
White Mountain Lake, AZ has an estimated 2,910 residents and 1,754 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Navajo County.
15.7% of households rent.
The median gross rent is $628 a month.
Figures last updated on .
- Residents
- 2,910 (±538)
- Housing units
- 1,754 (±212)
- Households that rent
- 15.7%
- Median gross rent
- $628
- Residents since 2015–2019
- +7.8%
What stands out in White Mountain Lake
Households without a vehicle: 2.0% (±2.0 points) in White Mountain Lake, lower than in Navajo County (8.5%).
Households that rent: 15.7% (±8.3 points) in White Mountain Lake, lower than in Navajo County (26.8%).
Average commute: 37.8 minutes (±6.9) in White Mountain Lake, higher than in Navajo County (25.0 minutes).
Homes built before 1980: 18.6% (±9.1 points) in White Mountain Lake, lower than in Navajo County (33.6%).
Housing in White Mountain Lake at a glance
- Median rent: $628 median gross rent a month (Small sample: wide margin of error)
- Rent burden: 53.1% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 15.7% of households rent (Small sample: wide margin of error)
- Income and affordability: $50,263 median household income
- Home values: $172,700 median home value
- Homeowner costs: $1,305 median monthly cost with a mortgage
- Property taxes: $989 median real estate taxes a year
- Types of homes: 0.0% of homes are in buildings of 5 or more units
- Bedrooms: 36.2% of homes have 3 or more bedrooms
- Age of homes: 18.6% of homes were built before 1980
- Vacancy rate: 8.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 37.6% heat with propane
- Commute and cars: 37.8 minutes average trip to work
- Growth: +7.8% residents since 2015–2019
- How long people stay: 27.3% moved in since 2020
- Crowding and facilities: 2.0% of homes have more than 1 person per room (Small sample: wide margin of error)
White Mountain Lake against Navajo County, its state and the nation
| White Mountain Lake | Navajo County | Arizona | United States | |
|---|---|---|---|---|
| Residents | 2,910 (±538) | 108,415 (exact) | 7,378,838 (exact) | 334,922,499 |
| Housing units | 1,754 (±212) | 57,230 (±81) | 3,192,839 (±631) | 143,775,355 |
| Households that rent | 15.7% (±8.3 points) | 26.8% (±1.5 points) | 32.6% (±0.3 points) | 34.8% |
| Median gross rent | $628 (±$469) | $858 (±$58) | $1,543 (±$7) | $1,413 |
| Median household income | $50,263 (±$15,866) | $54,606 (±$2,264) | $79,964 (±$407) | $80,734 |
| Median home value | $172,700 (±$50,674) | $201,500 (±$9,940) | $394,500 (±$1,474) | $332,700 |
| Median real estate taxes (a year) | $989 (±$329) | $1,195 (±$51) | $1,879 (±$10) | $3,119 |
| Built before 1980 | 18.6% (±9.1 points) | 33.6% (±1.8 points) | 29.3% (±0.3 points) | 49.7% |
| Average commute | 37.8 minutes (±6.9) | 25.0 minutes (±1.2) | 25.4 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 76.7% (±13.2 points) | 74.2% (±1.6 points) | 91.5% (±0.2 points) | 91.0% |
| Median age of residents | 35.9 years (±11.1) | 39.5 years (±0.4) | 39.0 years (±0.1) | 38.9 years |
White Mountain Lake covers 24.0 square miles of land, about 121 residents per square mile (Census Bureau Gazetteer).
How White Mountain Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 2,700 (±449) | 2,910 (±538) | +7.8% | Not a measurable change |
| Housing units | 1,774 (±148) | 1,754 (±212) | −1.1% | Not a measurable change |
| Median gross rent | $860 (±$136) | $628 (±$469) | −27.0% | No measurable change after inflation |
| Median home value | $108,900 (±$26,203) | $172,700 (±$50,674) | +58.6% | No measurable change after inflation |
| Median household income | $42,047 (±$6,590) | $50,263 (±$15,866) | +19.5% | No measurable change after inflation |
| Median owner cost with a mortgage | $952 (±$65) | $1,305 (±$192) | +37.1% | No measurable change after inflation |
| Median real estate taxes | $598 (±$97) | $989 (±$329) | +65.4% | No measurable change after inflation |
| Households that rent | 18.6% (±8.6 points) | 15.7% (±8.3 points) | −2.9 percentage points | Not a measurable change |
| Rental vacancy rate | 8.3% (±12.1 points) | 8.0% (±14.3 points) | −0.3 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Navajo County
White Mountain Lake has no police department of its own in the FBI’s figures, so this is the figure for Navajo County as a whole.
In 2025, the police departments that report for Navajo County recorded 262 violent and 997 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
Places near White Mountain Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Show Low | 6.2 mi | $1,110 | $299,600 | 34.5% |
| Taylor | 9.3 mi | $743 | $307,500 | 17.4% |
| Linden | 10.0 mi | — | $411,300 | 4.7% |
| Wagon Wheel | 10 mi | $1,309 | $320,400 | 31.0% |
| Lake of the Woods | 13 mi | $812 | $272,200 | 18.4% |
| Pinetop-Lakeside | 14 mi | $1,200 | $370,800 | 23.2% |
| Snowflake | 14 mi | $1,350 | $271,800 | 16.3% |
| Pinetop Country Club | 17 mi | — | $464,100 | 3.3% |
Places in Arizona most like White Mountain Lake
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Avra Valley | $661 | $158,400 | $54,132 | 24.5% |
| Mescal | $774 | $191,300 | $55,417 | 10.0% |
| Three Points | $993 | $187,700 | $56,898 | 11.2% |
| Picture Rocks | $960 | $230,300 | $61,634 | 6.0% |
| Oracle | $839 | $239,900 | $63,774 | 14.3% |
| St. Michaels | $839 | $202,500 | $65,556 | 9.4% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Arizona.
HUD Fair Market Rent for White Mountain Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $892 | $966 | $1,264 | $1,567 | $1,661 |
HUD income limits for White Mountain Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $16,050 | $26,750 | $42,750 |
| 2 people | $21,640 | $30,550 | $48,850 |
| 3 people | $27,320 | $34,350 | $54,950 |
| 4 people | $33,000 | $38,150 | $61,050 |
| 5 people | $38,680 | $41,250 | $65,950 |
| 6 people | $44,300 | $44,300 | $70,850 |
| 7 people | $47,350 | $47,350 | $75,750 |
| 8 people | $50,400 | $50,400 | $80,600 |
These are the limits HUD sets for its housing programs in the Navajo County, AZ, where HUD’s median family income for fiscal year 2026 is $63,000.
A program can use its own limits; tax-credit and local programs often do.
White Mountain Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about White Mountain Lake
What is the median household income in White Mountain Lake?
The median household income in White Mountain Lake is $50,263 (±$15,866) a year (2020–2024 American Community Survey).
What is the average home value in White Mountain Lake, AZ?
The Census Bureau publishes the median: $172,700 (±$50,674) for owner-occupied homes in White Mountain Lake (2020–2024 American Community Survey).
What is the average mortgage payment in White Mountain Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in White Mountain Lake, AZ is $1,305 (±$192) a month, including taxes, insurance and utilities.
How much are property taxes in White Mountain Lake?
The median real estate tax paid by homeowners in White Mountain Lake, AZ is $989 (±$329) a year (2020–2024 American Community Survey).
How many homes are in White Mountain Lake?
White Mountain Lake, AZ has an estimated 1,754 (±212) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in White Mountain Lake?
The most common size is 2 bedrooms, 36.9% of homes in White Mountain Lake, AZ.
Is White Mountain Lake growing?
In White Mountain Lake, the number of residents went from 2,700 in 2015–2019 to 2,910 in 2020–2024 (+7.8%), not a measurable change.
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- Total Population (B01003), 2015–2019 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — White Mountain Lake CDP, Arizona
- HUD Fair Market Rents, fiscal year 2027: Navajo County, AZ
- HUD Income Limits, fiscal year 2026: Navajo County, AZ
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for White Mountain Lake CDP, Arizona (place:82450, in state:04).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .