How much do homeowners pay a month in Cupertino, CA?

Homeowners with a mortgage in Cupertino, CA pay a median of $4,000 or more a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,434 (±$55).

56.5% of owned homes carry a mortgage.

Figures last updated on .

With a mortgage
$4,000 or more
Without a mortgage
$1,434 (±$55)
Owned with a mortgage
56.5%

Monthly owner costs in Cupertino

Median selected monthly owner costs, estimate (90% margin of error)
CupertinoSanta Clara CountyCaliforniaUnited States
With a mortgage$4,000 or more$4,000 or more$2,946 (±$5)$1,963
Without a mortgage$1,434 (±$55)$1,155 (±$18)$829 (±$3)$638
Owned homes with a mortgage56.5% (±3.2 points)67.0% (±0.5 points)67.4% (±0.1 points)60.6%
Median real estate taxes (a year)$10,000 or more$10,000 or more$5,124 (±$17)$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

Median monthly cost with a mortgage in places near Cupertino

Nearest places with a published estimate, compared with Cupertino
PlaceDistanceMedian monthly cost with a mortgageCompared with this place
Cupertino—$4,000 or more—
Loyola3.6 mi$4,000 or more—
Saratoga3.7 mi$4,000 or more—
Los Altos4.4 mi$4,000 or more—
Sunnyvale4.7 mi$4,000 or more—
Santa Clara5.3 mi$4,000 or more—
Campbell5.7 mi$4,000 or more—
Mountain View5.9 mi$4,000 or more—
Los Altos Hills6.1 mi$4,000 or more—

None of the nearby places differs measurably from this one on this figure.

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Santa Clara County, place by place

RankPlaceMedian monthly cost with a mortgage
1 (tie)Campbell$4,000 or more
1 (tie)Cupertino$4,000 or more
1 (tie)Los Altos$4,000 or more
1 (tie)Los Altos Hills$4,000 or more
1 (tie)Los Gatos$4,000 or more
1 (tie)Milpitas$4,000 or more
1 (tie)Monte Sereno$4,000 or more
1 (tie)Morgan Hill$4,000 or more

Showing 8 of 23 places in Santa Clara County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Cupertino

What is the average mortgage payment in Cupertino?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Cupertino, CA is $4,000 or more a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Cupertino?

Owners without a mortgage in Cupertino pay a median of $1,434 (±$55) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Cupertino city, California (place:17610, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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