How much do homeowners pay a month in Desert Hot Springs, CA?

Name: Homeowner costs in Desert Hot Springs, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Desert Hot Springs, CA pay a median of $1,857 (±$82) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $725 (±$156).

66.2% of owned homes carry a mortgage.

In Desert Hot Springs, the median monthly cost with a mortgage went from $1,345 in 2015–2019 to $1,857 in 2020–2024 (+38.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,857 (±$82)
Without a mortgage: $725 (±$156)
Owned with a mortgage: 66.2%

Monthly owner costs in Desert Hot Springs

Median selected monthly owner costs, estimate (90% margin of error)
	Desert Hot Springs	Riverside County	California	United States
With a mortgage	$1,857 (±$82)	$2,583 (±$19)	$2,946 (±$5)	$1,963
Without a mortgage	$725 (±$156)	$781 (±$9)	$829 (±$3)	$638
Owned homes with a mortgage	66.2% (±5.8 points)	68.6% (±0.5 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$3,507 (±$268)	$4,348 (±$38)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Desert Hot Springs, the median cost with a mortgage is lower than in Riverside County ($2,583).

It is also lower than in California ($2,946).

It is lower than the national figure ($1,963).

In Riverside County, Desert Hot Springs ranks 58 of 69 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 866 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Desert Hot Springs have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,345 (±$124)	$1,857 (±$82)	+38.1%	Up after inflation
Median real estate taxes	$2,294 (±$134)	$3,507 (±$268)	+52.9%	Up after inflation
Median home value	$194,500 (±$11,123)	$354,800 (±$16,386)	+82.4%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Desert Hot Springs

Nearest places with a published estimate, compared with Desert Hot Springs
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Desert Hot Springs	—	$1,857 (±$82)	—
Garnet	4.5 mi	$1,633 (±$164)	Lower
Desert Edge	6.3 mi	$1,308 (±$115)	Lower
Morongo Valley	8.0 mi	$1,689 (±$125)	Lower
Whitewater	8.4 mi	$2,250 (±$121)	Higher
Cathedral City	9.6 mi	$2,221 (±$60)	Higher
Palm Springs	11 mi	$2,641 (±$113)	Higher
Sky Valley	12 mi	$2,079 (±$527)	Not measurably different
Yucca Valley	13 mi	$1,900 (±$101)	Not measurably different

Nearby places with a measurably lower figure: Garnet, CA ($1,633), Desert Edge, CA ($1,308), Morongo Valley, CA ($1,689).

Nearby places with a measurably higher figure: Whitewater, CA ($2,250), Cathedral City, CA ($2,221), Palm Springs, CA ($2,641).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Riverside County, place by place

Rank	Place	Median monthly cost with a mortgage
52	Cabazon	$2,038 (±$852)
53	Hemet	$2,029 (±$95)
54	Valle Vista	$1,916 (±$151)
55	Coachella	$1,903 (±$103)
56	Banning	$1,889 (±$88)
57	Homeland	$1,869 (±$1,301)
58	Desert Hot Springs	$1,857 (±$82)
59	Meadowbrook	$1,837 (±$484)
60	Good Hope	$1,807 (±$357)
61	North Shore	$1,778 (±$241)
62	Blythe	$1,742 (±$189)
63	Anza	$1,645 (±$120)
64	Garnet	$1,633 (±$164)

Showing 13 of 69 places in Riverside County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Desert Hot Springs

What is the average mortgage payment in Desert Hot Springs?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Desert Hot Springs, CA is $1,857 (±$82) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Desert Hot Springs?

Owners without a mortgage in Desert Hot Springs pay a median of $725 (±$156) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Desert Hot Springs gone up?

In Desert Hot Springs, the median monthly cost with a mortgage went from $1,345 in 2015–2019 to $1,857 in 2020–2024 (+38.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Desert Hot Springs city, California (place:18996, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.