How much do homeowners pay a month in Harbison Canyon, CA?

Name: Homeowner costs in Harbison Canyon, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Harbison Canyon, CA pay a median of $3,234 (±$572) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,034 (±$153).

50.8% of owned homes carry a mortgage.

In Harbison Canyon, the median monthly cost with a mortgage went from $2,666 in 2015–2019 to $3,234 in 2020–2024 (+21.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $3,234 (±$572)
Without a mortgage: $1,034 (±$153)
Owned with a mortgage: 50.8%

Monthly owner costs in Harbison Canyon

Median selected monthly owner costs, estimate (90% margin of error)
	Harbison Canyon	San Diego County	California	United States
With a mortgage	$3,234 (±$572)	$3,184 (±$17)	$2,946 (±$5)	$1,963
Without a mortgage	$1,034 (±$153)	$871 (±$10)	$829 (±$3)	$638
Owned homes with a mortgage	50.8% (±8.2 points)	69.6% (±0.4 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$3,930 (±$1,259)	$5,774 (±$47)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Harbison Canyon, the median cost with a mortgage is not measurably different from San Diego County ($3,184).

It is not measurably different from California ($2,946).

It is higher than the national figure ($1,963).

In San Diego County, Harbison Canyon ranks 21 of 48 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 310 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Harbison Canyon have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,666 (±$181)	$3,234 (±$572)	+21.3%	No measurable change after inflation
Median real estate taxes	$3,736 (±$631)	$3,930 (±$1,259)	+5.2%	No measurable change after inflation
Median home value	$490,700 (±$34,499)	$688,600 (±$69,931)	+40.3%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Harbison Canyon

Nearest places with a published estimate, compared with Harbison Canyon
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Harbison Canyon	—	$3,234 (±$572)	—
Crest	2.5 mi	$2,752 (±$175)	Not measurably different
Granite Hills	4.3 mi	$3,847 (±$350)	Not measurably different
Lakeside	4.3 mi	$2,769 (±$190)	Not measurably different
Alpine	4.9 mi	$3,117 (±$262)	Not measurably different
Winter Gardens	5.2 mi	$2,757 (±$276)	Not measurably different
Bostonia	6.1 mi	$2,663 (±$166)	Not measurably different
Rancho San Diego	6.5 mi	$3,301 (±$237)	Not measurably different
El Cajon	7.3 mi	$2,722 (±$111)	Not measurably different

None of the nearby places differs measurably from this one on this figure.

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across San Diego County, place by place

Rank	Place	Median monthly cost with a mortgage
15	Poway	$3,446 (±$110)
16	Jamul	$3,429 (±$372)
17	Hidden Meadows	$3,399 (±$1,177)
18	San Marcos	$3,357 (±$126)
19	Rancho San Diego	$3,301 (±$237)
20	San Diego	$3,252 (±$30)
21	Harbison Canyon	$3,234 (±$572)
22	Bonita	$3,205 (±$155)
23	Ramona	$3,128 (±$175)
24	San Diego Country Estates	$3,125 (±$228)
25	Alpine	$3,117 (±$262)
26	Chula Vista	$3,090 (±$61)
27	La Mesa	$2,980 (±$126)

Showing 13 of 48 places in San Diego County, ranked from highest to lowest.

Harbison Canyon is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Harbison Canyon

What is the average mortgage payment in Harbison Canyon?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harbison Canyon, CA is $3,234 (±$572) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Harbison Canyon?

Owners without a mortgage in Harbison Canyon pay a median of $1,034 (±$153) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Harbison Canyon gone up?

In Harbison Canyon, the median monthly cost with a mortgage went from $2,666 in 2015–2019 to $3,234 in 2020–2024 (+21.3%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Harbison Canyon CDP, California (place:32044, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.