How much do homeowners pay a month in Indio, CA?
Homeowners with a mortgage in Indio, CA pay a median of $2,344 (±$68) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $807 (±$42).
62.2% of owned homes carry a mortgage.
In Indio, the median monthly cost with a mortgage went from $1,743 in 2015–2019 to $2,344 in 2020–2024 (+34.5%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $2,344 (±$68)
- Without a mortgage
- $807 (±$42)
- Owned with a mortgage
- 62.2%
Monthly owner costs in Indio
| Indio | Riverside County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $2,344 (±$68) | $2,583 (±$19) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $807 (±$42) | $781 (±$9) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 62.2% (±2.7 points) | 68.6% (±0.5 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $4,559 (±$176) | $4,348 (±$38) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Indio, the median cost with a mortgage is lower than in Riverside County ($2,583).
It is also lower than in California ($2,946).
It is higher than the national figure ($1,963).
In Riverside County, Indio ranks 34 of 69 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 647 of 1,051.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Indio have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,743 (±$46) | $2,344 (±$68) | +34.5% | Up after inflation |
| Median real estate taxes | $3,459 (±$130) | $4,559 (±$176) | +31.8% | Up after inflation |
| Median home value | $281,400 (±$5,413) | $458,400 (±$9,713) | +62.9% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Indio
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Indio | — | $2,344 (±$68) | — |
| Bermuda Dunes | 3.1 mi | $2,460 (±$229) | Not measurably different |
| Desert Palms | 4.9 mi | $2,340 (±$164) | Not measurably different |
| Indian Wells | 5.8 mi | $4,000 or more | — |
| Coachella | 6.0 mi | $1,903 (±$103) | Lower |
| La Quinta | 6.3 mi | $2,752 (±$164) | Higher |
| Palm Desert | 7.4 mi | $2,660 (±$171) | Higher |
| Indio Hills | 7.6 mi | $2,568 (±$337) | Not measurably different |
| Vista Santa Rosa | 7.8 mi | $2,313 (±$238) | Not measurably different |
Nearby places with a measurably lower figure: Coachella, CA ($1,903).
Nearby places with a measurably higher figure: La Quinta, CA ($2,752), Palm Desert, CA ($2,660).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Riverside County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 28 | Indio Hills | $2,568 (±$337) |
| 29 | Bermuda Dunes | $2,460 (±$229) |
| 30 | Riverside | $2,438 (±$46) |
| 31 | Idyllwild-Pine Cove | $2,425 (±$245) |
| 32 | Sage | $2,413 (±$682) |
| 33 | Jurupa Valley | $2,376 (±$82) |
| 34 | Indio | $2,344 (±$68) |
| 35 | Desert Palms | $2,340 (±$164) |
| 36 | Home Gardens | $2,314 (±$134) |
| 37 | Vista Santa Rosa | $2,313 (±$238) |
| 38 | Nuevo | $2,306 (±$301) |
| 39 | Lakeview | $2,301 (±$781) |
| 40 | San Jacinto | $2,291 (±$81) |
Showing 13 of 69 places in Riverside County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Indio
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Indio beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Indio, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Indio, and send estimates and invoices from your phone.
Questions about Indio
What is the average mortgage payment in Indio?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Indio, CA is $2,344 (±$68) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Indio?
Owners without a mortgage in Indio pay a median of $807 (±$42) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Indio gone up?
In Indio, the median monthly cost with a mortgage went from $1,743 in 2015–2019 to $2,344 in 2020–2024 (+34.5%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Indio city, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Indio city, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Indio city, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Indio city, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Indio city, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Indio city, California (place:36448, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Indio at a glance
- Median rent in Indio
- Rent by bedrooms in Indio
- Rent burden in Indio
- Renters and owners in Indio
- Income and affordability in Indio
- Home values in Indio
- Property taxes in Indio
- Types of homes in Indio
- Bedrooms in Indio
- Age of homes in Indio
- Vacancy rate in Indio
- Heating fuel in Indio
- Commute and cars in Indio
- Crime reported to police in Indio
- Population growth in Indio
- How long people stay in Indio
- Crowding and facilities in Indio
- California landlord and tenant rules
- Housing across Riverside County
- Housing data for every place in California