How much do homeowners pay a month in Interlaken, CA?
Homeowners with a mortgage in Interlaken, CA pay a median of $2,819 (±$458) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $662 (±$155).
76.8% of owned homes carry a mortgage.
In Interlaken, the median monthly cost with a mortgage went from $2,491 in 2015–2019 to $2,819 in 2020–2024 (+13.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,819 (±$458)
- Without a mortgage
- $662 (±$155)
- Owned with a mortgage
- 76.8%
Monthly owner costs in Interlaken
| Interlaken | Santa Cruz County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $2,819 (±$458) | $3,524 (±$85) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $662 (±$155) | $956 (±$32) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 76.8% (±7.3 points) | 63.1% (±1.5 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $4,885 (±$642) | $6,538 (±$166) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Interlaken, the median cost with a mortgage is lower than in Santa Cruz County ($3,524).
It is not measurably different from California ($2,946).
It is higher than the national figure ($1,963).
In Santa Cruz County, Interlaken ranks 19 of 23 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 453 of 1,051.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Interlaken have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,491 (±$303) | $2,819 (±$458) | +13.2% | No measurable change after inflation |
| Median real estate taxes | $3,768 (±$363) | $4,885 (±$642) | +29.6% | No measurable change after inflation |
| Median home value | $543,400 (±$53,450) | $831,000 (±$58,805) | +52.9% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Interlaken
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Interlaken | — | $2,819 (±$458) | — |
| Amesti | 2.5 mi | $2,398 (±$208) | Not measurably different |
| Watsonville | 2.7 mi | $2,745 (±$174) | Not measurably different |
| Freedom | 3.3 mi | $2,592 (±$214) | Not measurably different |
| Pajaro | 3.4 mi | $1,907 (±$59) | Lower |
| Corralitos | 3.7 mi | $4,000 or more | — |
| Aptos Hills-Larkin Valley | 5.5 mi | $3,343 (±$1,111) | Not measurably different |
| Las Lomas | 5.7 mi | $2,786 (±$383) | Not measurably different |
| La Selva Beach | 6.1 mi | $3,500 (±$306) | Higher |
Nearby places with a measurably lower figure: Pajaro, CA ($1,907).
Nearby places with a measurably higher figure: La Selva Beach, CA ($3,500).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Santa Cruz County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 13 | Day Valley | $3,482 (±$385) |
| 14 | Aptos | $3,403 (±$246) |
| 15 | Aptos Hills-Larkin Valley | $3,343 (±$1,111) |
| 16 | Capitola | $3,283 (±$242) |
| 17 | Live Oak (community) | $3,049 (±$232) |
| 18 | Pleasure Point | $3,046 (±$508) |
| 19 | Interlaken | $2,819 (±$458) |
| 20 | Twin Lakes | $2,803 (±$291) |
| 21 | Watsonville | $2,745 (±$174) |
| 22 | Freedom | $2,592 (±$214) |
| 23 | Amesti | $2,398 (±$208) |
Showing 11 of 23 places in Santa Cruz County, ranked from highest to lowest.
Interlaken is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Interlaken
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Interlaken beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Interlaken, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Interlaken, and send estimates and invoices from your phone.
Questions about Interlaken
What is the average mortgage payment in Interlaken?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Interlaken, CA is $2,819 (±$458) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Interlaken?
Owners without a mortgage in Interlaken pay a median of $662 (±$155) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Interlaken gone up?
In Interlaken, the median monthly cost with a mortgage went from $2,491 in 2015–2019 to $2,819 in 2020–2024 (+13.2%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Interlaken CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Interlaken CDP, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Interlaken CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Interlaken CDP, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Interlaken CDP, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Interlaken CDP, California (place:36613, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Interlaken at a glance
- Median rent in Interlaken
- Rent by bedrooms in Interlaken
- Rent burden in Interlaken
- Renters and owners in Interlaken
- Income and affordability in Interlaken
- Home values in Interlaken
- Property taxes in Interlaken
- Types of homes in Interlaken
- Age of homes in Interlaken
- Heating fuel in Interlaken
- Commute and cars in Interlaken
- Population growth in Interlaken
- How long people stay in Interlaken
- Crowding and facilities in Interlaken
- California landlord and tenant rules
- Housing across Santa Cruz County
- Housing data for every place in California