How much do homeowners pay a month in Lafayette, CA?
Homeowners with a mortgage in Lafayette, CA pay a median of $4,000 or more a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,440 (±$147).
69.9% of owned homes carry a mortgage.
Figures last updated on .
- With a mortgage
- $4,000 or more
- Without a mortgage
- $1,440 (±$147)
- Owned with a mortgage
- 69.9%
Monthly owner costs in Lafayette
| Lafayette | Contra Costa County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $4,000 or more | $3,435 (±$32) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $1,440 (±$147) | $1,009 (±$18) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 69.9% (±4.2 points) | 71.1% (±0.8 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $7,156 (±$82) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
Median monthly cost with a mortgage in places near Lafayette
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Lafayette | — | $4,000 or more | — |
| Saranap | 2.4 mi | $4,000 or more | — |
| Acalanes Ridge | 2.4 mi | $4,000 or more | — |
| Orinda | 2.8 mi | $4,000 or more | — |
| Moraga | 3.1 mi | $4,000 or more | — |
| Reliez Valley | 3.5 mi | $4,000 or more | — |
| Castle Hill | 3.5 mi | $4,000 or more | — |
| Contra Costa Centre | 4.3 mi | $3,323 (±$517) | — |
| Walnut Creek | 4.4 mi | $3,764 (±$148) | — |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Contra Costa County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Danville | $4,000 or more |
| 1 (tie) | El Cerrito | $4,000 or more |
| 1 (tie) | Lafayette | $4,000 or more |
| 1 (tie) | Moraga | $4,000 or more |
| 1 (tie) | Orinda | $4,000 or more |
| 1 (tie) | San Ramon | $4,000 or more |
| 1 (tie) | Acalanes Ridge | $4,000 or more |
| 1 (tie) | Alamo | $4,000 or more |
| 1 (tie) | Blackhawk | $4,000 or more |
Showing 9 of 48 places in Contra Costa County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lafayette
What is the average mortgage payment in Lafayette?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lafayette, CA is $4,000 or more a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Lafayette?
Owners without a mortgage in Lafayette pay a median of $1,440 (±$147) a month in taxes, insurance, utilities and fees.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lafayette city, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lafayette city, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Lafayette city, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Lafayette city, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Lafayette city, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Lafayette city, California (place:39122, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Lafayette at a glance
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- Rent burden in Lafayette
- Renters and owners in Lafayette
- Income and affordability in Lafayette
- Home values in Lafayette
- Property taxes in Lafayette
- Types of homes in Lafayette
- Bedrooms in Lafayette
- Age of homes in Lafayette
- Heating fuel in Lafayette
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- Population growth in Lafayette
- How long people stay in Lafayette
- Crowding and facilities in Lafayette
- California landlord and tenant rules
- Housing across Contra Costa County
- Housing data for every place in California