How much do homeowners pay a month in Laguna Beach, CA?
Homeowners with a mortgage in Laguna Beach, CA pay a median of $4,000 or more a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,493 (±$129).
60.2% of owned homes carry a mortgage.
Figures last updated on .
- With a mortgage
- $4,000 or more
- Without a mortgage
- $1,493 (±$129)
- Owned with a mortgage
- 60.2%
Monthly owner costs in Laguna Beach
| Laguna Beach | Orange County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $4,000 or more | $3,385 (±$21) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $1,493 (±$129) | $902 (±$12) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 60.2% (±4.9 points) | 67.0% (±0.5 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $10,000 or more | $6,330 (±$53) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
Median monthly cost with a mortgage in places near Laguna Beach
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Laguna Beach | — | $4,000 or more | — |
| Aliso Viejo | 3.1 mi | $3,303 (±$73) | — |
| Laguna Niguel | 3.6 mi | $3,755 (±$230) | — |
| Laguna Hills | 5.0 mi | $3,521 (±$193) | — |
| Laguna Woods | 5.1 mi | $2,196 (±$105) | — |
| Dana Point | 6.1 mi | $4,000 or more | — |
| San Juan Capistrano | 6.8 mi | $3,481 (±$223) | — |
| Ladera Ranch | 6.9 mi | $4,000 or more | — |
| Mission Viejo | 7.6 mi | $3,382 (±$91) | — |
None of the nearby places differs measurably from this one on this figure.
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Orange County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Dana Point | $4,000 or more |
| 1 (tie) | Irvine | $4,000 or more |
| 1 (tie) | Laguna Beach | $4,000 or more |
| 1 (tie) | Los Alamitos | $4,000 or more |
| 1 (tie) | Newport Beach | $4,000 or more |
| 1 (tie) | Villa Park | $4,000 or more |
| 1 (tie) | Coto de Caza | $4,000 or more |
| 1 (tie) | Ladera Ranch | $4,000 or more |
| 1 (tie) | Las Flores | $4,000 or more |
Showing 9 of 42 places in Orange County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Laguna Beach
What is the average mortgage payment in Laguna Beach?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Laguna Beach, CA is $4,000 or more a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Laguna Beach?
Owners without a mortgage in Laguna Beach pay a median of $1,493 (±$129) a month in taxes, insurance, utilities and fees.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Laguna Beach city, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Laguna Beach city, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Laguna Beach city, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Laguna Beach city, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Laguna Beach city, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Laguna Beach city, California (place:39178, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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