How much do homeowners pay a month in Lucerne Valley, CA?
Homeowners with a mortgage in Lucerne Valley, CA pay a median of $1,902 (±$227) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $516 (±$139).
49.6% of owned homes carry a mortgage.
In Lucerne Valley, the median monthly cost with a mortgage went from $1,091 in 2015–2019 to $1,902 in 2020–2024 (+74.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,902 (±$227)
- Without a mortgage
- $516 (±$139)
- Owned with a mortgage
- 49.6%
Monthly owner costs in Lucerne Valley
| Lucerne Valley | San Bernardino County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $1,902 (±$227) | $2,368 (±$18) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $516 (±$139) | $678 (±$10) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 49.6% (±12.1 points) | 68.7% (±0.5 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $1,764 (±$384) | $3,538 (±$36) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Lucerne Valley, the median cost with a mortgage is lower than in San Bernardino County ($2,368).
It is also lower than in California ($2,946).
It is not measurably different from the national figure ($1,963).
In San Bernardino County, Lucerne Valley ranks 33 of 46 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 848 of 1,051.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Lucerne Valley have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,091 (±$156) | $1,902 (±$227) | +74.3% | Up after inflation |
| Median real estate taxes | $1,144 (±$135) | $1,764 (±$384) | +54.2% | No measurable change after inflation |
| Median home value | $161,900 (±$16,782) | $269,100 (±$74,475) | +66.2% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Lucerne Valley
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Lucerne Valley | — | $1,902 (±$227) | — |
| Big Bear Lake | 14 mi | $2,148 (±$244) | Not measurably different |
| Big Bear City | 14 mi | $1,950 (±$103) | Not measurably different |
| Apple Valley | 19 mi | $1,986 (±$85) | Not measurably different |
| Running Springs | 20 mi | $2,138 (±$121) | Not measurably different |
| Lake Arrowhead | 20 mi | $2,560 (±$222) | Higher |
| Spring Valley Lake | 21 mi | $2,006 (±$212) | Not measurably different |
| Hesperia | 24 mi | $1,975 (±$69) | Not measurably different |
| Crestline | 26 mi | $2,093 (±$218) | Not measurably different |
Nearby places with a measurably higher figure: Lake Arrowhead, CA ($2,560).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across San Bernardino County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 27 | Spring Valley Lake | $2,006 (±$212) |
| 28 | Bloomington | $2,004 (±$155) |
| 29 | Victorville | $1,991 (±$48) |
| 30 | Apple Valley | $1,986 (±$85) |
| 31 | Hesperia | $1,975 (±$69) |
| 32 | Big Bear City | $1,950 (±$103) |
| 33 | Lucerne Valley | $1,902 (±$227) |
| 34 | Yucca Valley | $1,900 (±$101) |
| 35 | Adelanto | $1,861 (±$95) |
| 36 | Homestead Valley | $1,800 (±$219) |
| 37 | Morongo Valley | $1,689 (±$125) |
| 38 | Mountain View Acres | $1,684 (±$142) |
| 39 | Barstow | $1,625 (±$141) |
Showing 13 of 46 places in San Bernardino County, ranked from highest to lowest.
Lucerne Valley is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Lucerne Valley
What is the average mortgage payment in Lucerne Valley?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Lucerne Valley, CA is $1,902 (±$227) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Lucerne Valley?
Owners without a mortgage in Lucerne Valley pay a median of $516 (±$139) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Lucerne Valley gone up?
In Lucerne Valley, the median monthly cost with a mortgage went from $1,091 in 2015–2019 to $1,902 in 2020–2024 (+74.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Lucerne Valley CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Lucerne Valley CDP, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Lucerne Valley CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Lucerne Valley CDP, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Lucerne Valley CDP, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Lucerne Valley CDP, California (place:44420, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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