How much do homeowners pay a month in Madera Ranchos, CA?

Name: Homeowner costs in Madera Ranchos, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Madera Ranchos, CA pay a median of $2,375 (±$346) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $892 (±$199).

64.1% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $2,375 (±$346)
Without a mortgage: $892 (±$199)
Owned with a mortgage: 64.1%

Monthly owner costs in Madera Ranchos

Median selected monthly owner costs, estimate (90% margin of error)
	Madera Ranchos	Madera County	California	United States
With a mortgage	$2,375 (±$346)	$2,052 (±$73)	$2,946 (±$5)	$1,963
Without a mortgage	$892 (±$199)	$660 (±$35)	$829 (±$3)	$638
Owned homes with a mortgage	64.1% (±10.1 points)	64.6% (±2.3 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$3,358 (±$444)	$2,756 (±$102)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Madera Ranchos, the median cost with a mortgage is not measurably different from Madera County ($2,052).

It is also lower than in California ($2,946).

It is higher than the national figure ($1,963).

In Madera County, Madera Ranchos ranks 4 of 13 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 635 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Madera Ranchos

Nearest places with a published estimate, compared with Madera Ranchos
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Madera Ranchos	—	$2,375 (±$346)	—
Bonadelle Ranchos	3.0 mi	$2,440 (±$241)	Not measurably different
Parksdale	8.0 mi	$1,354 (±$162)	Lower
Parkwood	9.4 mi	$1,608 (±$252)	Lower
Old Fig Garden	9.8 mi	$2,287 (±$266)	Not measurably different
Fresno	11 mi	$1,981 (±$33)	Lower
Madera	12 mi	$1,851 (±$63)	Lower
Biola	12 mi	$1,481 (±$170)	Lower
Millerton	12 mi	$3,316 (±$623)	Higher

Nearby places with a measurably lower figure: Parksdale, CA ($1,354), Parkwood, CA ($1,608), Fresno, CA ($1,981).

Nearby places with a measurably higher figure: Millerton, CA ($3,316).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Madera County, place by place

Rank	Place	Median monthly cost with a mortgage
1	North Fork	$2,516 (±$697)
2	Oakhurst	$2,458 (±$330)
3	Bonadelle Ranchos	$2,440 (±$241)
4	Madera Ranchos	$2,375 (±$346)
5	Coarsegold	$2,361 (±$391)
6	Ahwahnee	$2,067 (±$261)
7	Yosemite Lakes	$2,041 (±$283)
8	Chowchilla	$1,960 (±$137)
9	Madera	$1,851 (±$63)
10	Madera Acres	$1,741 (±$191)

Showing 10 of 13 places in Madera County, ranked from highest to lowest.

Madera Ranchos is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Madera Ranchos

What is the average mortgage payment in Madera Ranchos?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Madera Ranchos, CA is $2,375 (±$346) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Madera Ranchos?

Owners without a mortgage in Madera Ranchos pay a median of $892 (±$199) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Madera Ranchos CDP, California (place:45054, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.