How much do homeowners pay a month in North Highlands, CA?

Name: Homeowner costs in North Highlands, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in North Highlands, CA pay a median of $1,903 (±$66) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $537 (±$41).

68.8% of owned homes carry a mortgage.

In North Highlands, the median monthly cost with a mortgage went from $1,385 in 2015–2019 to $1,903 in 2020–2024 (+37.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $1,903 (±$66)
Without a mortgage: $537 (±$41)
Owned with a mortgage: 68.8%

Monthly owner costs in North Highlands

Median selected monthly owner costs, estimate (90% margin of error)
	North Highlands	Sacramento County	California	United States
With a mortgage	$1,903 (±$66)	$2,428 (±$19)	$2,946 (±$5)	$1,963
Without a mortgage	$537 (±$41)	$732 (±$11)	$829 (±$3)	$638
Owned homes with a mortgage	68.8% (±4.7 points)	69.0% (±0.5 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$2,021 (±$259)	$3,921 (±$42)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In North Highlands, the median cost with a mortgage is lower than in Sacramento County ($2,428).

It is also lower than in California ($2,946).

It is not measurably different from the national figure ($1,963).

In Sacramento County, North Highlands ranks 24 of 29 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 846 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in North Highlands have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,385 (±$47)	$1,903 (±$66)	+37.4%	Up after inflation
Median real estate taxes	$1,477 (±$75)	$2,021 (±$259)	+36.8%	No measurable change after inflation
Median home value	$217,500 (±$7,288)	$367,600 (±$8,885)	+69.0%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near North Highlands

Nearest places with a published estimate, compared with North Highlands
Place	Distance	Median monthly cost with a mortgage	Compared with this place
North Highlands	—	$1,903 (±$66)	—
Foothill Farms	1.7 mi	$1,798 (±$110)	Not measurably different
Antelope	3.1 mi	$2,300 (±$69)	Higher
Carmichael	3.8 mi	$2,512 (±$101)	Higher
Rio Linda	3.9 mi	$2,127 (±$135)	Higher
Citrus Heights	4.8 mi	$2,112 (±$56)	Higher
Arden-Arcade	4.9 mi	$2,670 (±$101)	Higher
Elverta	5.1 mi	$2,018 (±$286)	Not measurably different
Fair Oaks	6.7 mi	$2,726 (±$157)	Higher

Nearby places with a measurably higher figure: Antelope, CA ($2,300), Carmichael, CA ($2,512), Rio Linda, CA ($2,127).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Sacramento County, place by place

Rank	Place	Median monthly cost with a mortgage
18	Galt	$2,253 (±$117)
19	Rosemont	$2,168 (±$131)
20	Rio Linda	$2,127 (±$135)
21	Citrus Heights	$2,112 (±$56)
22	La Riviera	$2,034 (±$161)
23	Elverta	$2,018 (±$286)
24	North Highlands	$1,903 (±$66)
25	Fruitridge Pocket	$1,842 (±$102)
26	Florin	$1,838 (±$92)
27	Foothill Farms	$1,798 (±$110)
28	Parkway	$1,790 (±$91)
29	Lemon Hill	$1,727 (±$149)

Showing 12 of 29 places in Sacramento County, ranked from highest to lowest.

North Highlands is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about North Highlands

What is the average mortgage payment in North Highlands?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in North Highlands, CA is $1,903 (±$66) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in North Highlands?

Owners without a mortgage in North Highlands pay a median of $537 (±$41) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in North Highlands gone up?

In North Highlands, the median monthly cost with a mortgage went from $1,385 in 2015–2019 to $1,903 in 2020–2024 (+37.4%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for North Highlands CDP, California (place:51924, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.