What is the median home value in Rancho Santa Margarita, CA?

Name: Home values in Rancho Santa Margarita, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

The median value of owner-occupied homes in Rancho Santa Margarita, CA is $971,200 (±$33,726), as owners estimated it in the Census Bureau’s 2020–2024 American Community Survey.

In Rancho Santa Margarita, the median home value went from $662,200 in 2015–2019 to $971,200 in 2020–2024 (+46.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

Median home value: $971,200 (±$33,726)
Owner-occupied homes: 12,414 (±531)
Most common range: $1,000,000 or more

Home values in Rancho Santa Margarita

Owner-occupied homes by value, 2020–2024
Value	Rancho Santa Margarita	Orange County	California	United States
Less than $50,000	0.7% (±0.4 points)	1.7%	2.5%	5.3%
$50,000 to $99,999	0.2% (±0.3 points)	1.4%	1.7%	6.1%
$100,000 to $149,999	0.8% (±0.5 points)	1.2%	1.3%	6.8%
$150,000 to $199,999	0.1% (±0.2 points)	0.8%	1.4%	9.0%
$200,000 to $299,999	0.5% (±0.4 points)	1.5%	4.3%	17.8%
$300,000 to $499,999	8.5% (±2.5 points)	5.7%	17.1%	26.9%
$500,000 to $999,999	42.3% (±3.2 points)	41.7%	42.1%	20.9%
$1,000,000 or more	47.0% (±3.6 points)	46.0%	29.6%	7.1%

The most common range is $1,000,000 or more, 47.0% of owned homes.

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

Rancho Santa Margarita against Orange County, its state and the nation

Estimate (90% margin of error)
	Rancho Santa Margarita	Orange County	California	United States
Median home value	$971,200 (±$33,726)	$962,600 (±$4,214)	$734,700 (±$1,307)	$332,700
Owner-occupied homes	12,414 (±531)	610,659 (±4,388)	7,567,568 (±37,334)	84,210,142

In Rancho Santa Margarita, the median home value is not measurably different from Orange County ($962,600).

It is also higher than in California ($734,700).

It is higher than the national figure ($332,700).

In Orange County, Rancho Santa Margarita ranks 24 of 42 places with a published estimate, from highest to lowest median home value.

Statewide, it ranks 236 of 1,059.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How home values in Rancho Santa Margarita have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median home value	$662,200 (±$12,583)	$971,200 (±$33,726)	+46.7%	Up after inflation
Median owner cost with a mortgage	$2,952 (±$70)	$3,476 (±$118)	+17.8%	Down after inflation
Median real estate taxes	$5,707 (±$164)	$6,413 (±$240)	+12.4%	Down after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median home value in places near Rancho Santa Margarita

Nearest places with a published estimate, compared with Rancho Santa Margarita
Place	Distance	Median home value	Compared with this place
Rancho Santa Margarita	—	$971,200 (±$33,726)	—
Coto de Caza	2.5 mi	$1,535,600 (±$85,628)	Higher
Trabuco Canyon	3.2 mi	$1,303,700 (±$143,137)	Higher
Las Flores	3.6 mi	$1,119,100 (±$53,759)	Higher
Mission Viejo	3.7 mi	$1,009,600 (±$20,987)	Not measurably different
Lake Forest	4.7 mi	$937,000 (±$27,448)	Not measurably different
Ladera Ranch	6.3 mi	$1,151,000 (±$96,266)	Higher
Laguna Hills	6.3 mi	$1,012,300 (±$59,068)	Not measurably different
Laguna Woods	7.7 mi	$394,600 (±$18,821)	Lower

Nearby places with a measurably lower figure: Laguna Woods, CA ($394,600).

Nearby places with a measurably higher figure: Coto de Caza, CA ($1,535,600), Trabuco Canyon, CA ($1,303,700), Las Flores, CA ($1,119,100).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median home value across Orange County, place by place

Rank	Place	Median home value
18	Fountain Valley	$1,072,300 (±$16,485)
19	Los Alamitos	$1,061,900 (±$53,752)
20	Laguna Hills	$1,012,300 (±$59,068)
21	Mission Viejo	$1,009,600 (±$20,987)
22	San Juan Capistrano	$993,800 (±$47,270)
23	La Palma	$973,600 (±$38,158)
24	Rancho Santa Margarita	$971,200 (±$33,726)
25	Tustin	$950,400 (±$31,320)
26	Orange	$945,800 (±$15,015)
27	Lake Forest	$937,000 (±$27,448)
28	Brea	$922,300 (±$23,884)
29	Placentia	$921,000 (±$16,946)
30	Aliso Viejo	$917,900 (±$23,579)

Showing 13 of 42 places in Orange County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Rancho Santa Margarita

What is the average home value in Rancho Santa Margarita, CA?

The Census Bureau publishes the median: $971,200 (±$33,726) for owner-occupied homes in Rancho Santa Margarita (2020–2024 American Community Survey).

Have home values in Rancho Santa Margarita gone up?

In Rancho Santa Margarita, the median home value went from $662,200 in 2015–2019 to $971,200 in 2020–2024 (+46.7%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Is this what homes in Rancho Santa Margarita sell for?

No: it is the value owners reported, which tends to lag the market; recent sale prices and an appraisal answer that question.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Rancho Santa Margarita city, California (place:59587, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25077_001E, B25077_001M, B25088_002E, B25088_002M, B25103_001E, B25103_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0089E, DP04_0089M, DP04_0046E, DP04_0046M, DP04_0081PE, DP04_0081PM, DP04_0082PE, DP04_0082PM, DP04_0083PE, DP04_0083PM, DP04_0084PE, DP04_0084PM, DP04_0085PE, DP04_0085PM, DP04_0086PE, DP04_0086PM, DP04_0087PE, DP04_0087PM, DP04_0088PE, DP04_0088PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.