How much do homeowners pay a month in San Bernardino, CA?

Name: Homeowner costs in San Bernardino, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in San Bernardino, CA pay a median of $2,083 (±$74) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $560 (±$32).

68.2% of owned homes carry a mortgage.

In San Bernardino, the median monthly cost with a mortgage went from $1,515 in 2015–2019 to $2,083 in 2020–2024 (+37.5%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,083 (±$74)
Without a mortgage: $560 (±$32)
Owned with a mortgage: 68.2%

Monthly owner costs in San Bernardino

Median selected monthly owner costs, estimate (90% margin of error)
	San Bernardino	San Bernardino County	California	United States
With a mortgage	$2,083 (±$74)	$2,368 (±$18)	$2,946 (±$5)	$1,963
Without a mortgage	$560 (±$32)	$678 (±$10)	$829 (±$3)	$638
Owned homes with a mortgage	68.2% (±2.0 points)	68.7% (±0.5 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$2,594 (±$91)	$3,538 (±$36)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In San Bernardino, the median cost with a mortgage is lower than in San Bernardino County ($2,368).

It is also lower than in California ($2,946).

It is higher than the national figure ($1,963).

In San Bernardino County, San Bernardino ranks 24 of 46 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 766 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in San Bernardino have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,515 (±$36)	$2,083 (±$74)	+37.5%	Up after inflation
Median real estate taxes	$1,855 (±$73)	$2,594 (±$91)	+39.8%	Up after inflation
Median home value	$249,400 (±$5,668)	$422,300 (±$7,011)	+69.3%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near San Bernardino

Nearest places with a published estimate, compared with San Bernardino
Place	Distance	Median monthly cost with a mortgage	Compared with this place
San Bernardino	—	$2,083 (±$74)	—
Muscoy	3.2 mi	$1,497 (±$501)	Lower
Rialto	5.7 mi	$2,220 (±$61)	Higher
Colton	6.2 mi	$2,016 (±$95)	Not measurably different
Loma Linda	7.3 mi	$2,767 (±$227)	Higher
Highland	7.6 mi	$2,321 (±$90)	Higher
Grand Terrace	7.7 mi	$2,473 (±$223)	Higher
Crestline	7.8 mi	$2,093 (±$218)	Not measurably different
Bloomington	8.3 mi	$2,004 (±$155)	Not measurably different

Nearby places with a measurably lower figure: Muscoy, CA ($1,497).

Nearby places with a measurably higher figure: Rialto, CA ($2,220), Loma Linda, CA ($2,767), Highland, CA ($2,321).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across San Bernardino County, place by place

Rank	Place	Median monthly cost with a mortgage
18	Rialto	$2,220 (±$61)
19	Mentone	$2,212 (±$106)
20	Silver Lakes	$2,159 (±$218)
21	Big Bear Lake	$2,148 (±$244)
22	Running Springs	$2,138 (±$121)
23	Crestline	$2,093 (±$218)
24	San Bernardino	$2,083 (±$74)
25	Phelan	$2,020 (±$227)
26	Colton	$2,016 (±$95)
27	Spring Valley Lake	$2,006 (±$212)
28	Bloomington	$2,004 (±$155)
29	Victorville	$1,991 (±$48)
30	Apple Valley	$1,986 (±$85)

Showing 13 of 46 places in San Bernardino County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in San Bernardino

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for San Bernardino beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near San Bernardino, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near San Bernardino, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about San Bernardino

What is the average mortgage payment in San Bernardino?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in San Bernardino, CA is $2,083 (±$74) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in San Bernardino?

Owners without a mortgage in San Bernardino pay a median of $560 (±$32) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in San Bernardino gone up?

In San Bernardino, the median monthly cost with a mortgage went from $1,515 in 2015–2019 to $2,083 in 2020–2024 (+37.5%).

Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for San Bernardino city, California (place:65000, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.