How much do homeowners pay a month in Sea Ranch, CA?
Homeowners with a mortgage in Sea Ranch, CA pay a median of $3,859 (±$257) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,183 (±$154).
44.4% of owned homes carry a mortgage.
In Sea Ranch, the median monthly cost with a mortgage went from $2,737 in 2015–2019 to $3,859 in 2020–2024 (+41.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,859 (±$257)
- Without a mortgage
- $1,183 (±$154)
- Owned with a mortgage
- 44.4%
Monthly owner costs in Sea Ranch
| Sea Ranch | Sonoma County | California | United States | |
|---|---|---|---|---|
| With a mortgage | $3,859 (±$257) | $3,040 (±$39) | $2,946 (±$5) | $1,963 |
| Without a mortgage | $1,183 (±$154) | $927 (±$21) | $829 (±$3) | $638 |
| Owned homes with a mortgage | 44.4% (±10.8 points) | 65.9% (±0.8 points) | 67.4% (±0.1 points) | 60.6% |
| Median real estate taxes (a year) | $8,389 (±$1,227) | $5,695 (±$106) | $5,124 (±$17) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Sea Ranch, the median cost with a mortgage is higher than in Sonoma County ($3,040).
It is also higher than in California ($2,946).
It is higher than the national figure ($1,963).
In Sonoma County, Sea Ranch ranks 2 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 177 of 1,051.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Sea Ranch have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,737 (±$595) | $3,859 (±$257) | +41.0% | No measurable change after inflation |
| Median real estate taxes | $6,705 (±$1,128) | $8,389 (±$1,227) | +25.1% | No measurable change after inflation |
| Median home value | $867,100 (±$94,269) | $1,371,600 (±$126,220) | +58.2% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Sea Ranch
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Sea Ranch | — | $3,859 (±$257) | — |
| Cloverdale | 24 mi | $2,787 (±$269) | Lower |
| Guerneville | 29 mi | $2,980 (±$318) | Lower |
| Ukiah | 32 mi | $2,377 (±$229) | Lower |
| Talmage | 32 mi | $2,250 (±$134) | Lower |
| Healdsburg | 33 mi | $3,487 (±$332) | Not measurably different |
| Forestville | 35 mi | $2,720 (±$250) | Lower |
| Bodega Bay | 36 mi | $3,500 (±$1,150) | Not measurably different |
| Lakeport | 36 mi | $1,969 (±$523) | Lower |
Nearby places with a measurably lower figure: Cloverdale, CA ($2,787), Guerneville, CA ($2,980), Ukiah, CA ($2,377).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Sonoma County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Occidental | $4,000 or more |
| 2 | Sea Ranch | $3,859 (±$257) |
| 3 | Kenwood | $3,534 (±$451) |
| 4 | Bodega Bay | $3,500 (±$1,150) |
| 5 | Healdsburg | $3,487 (±$332) |
| 6 | Graton | $3,449 (±$1,130) |
| 7 | Penngrove | $3,335 (±$725) |
| 8 | Fetters Hot Springs-Agua Caliente | $3,233 (±$518) |
Showing 8 of 24 places in Sonoma County, ranked from highest to lowest.
Sea Ranch is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Sea Ranch
What is the average mortgage payment in Sea Ranch?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Sea Ranch, CA is $3,859 (±$257) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Sea Ranch?
Owners without a mortgage in Sea Ranch pay a median of $1,183 (±$154) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Sea Ranch gone up?
In Sea Ranch, the median monthly cost with a mortgage went from $2,737 in 2015–2019 to $3,859 in 2020–2024 (+41.0%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Sea Ranch CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Sea Ranch CDP, California
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Sea Ranch CDP, California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Sea Ranch CDP, California
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Sea Ranch CDP, California
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Sea Ranch CDP, California (place:70712, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Sea Ranch at a glance
- Income and affordability in Sea Ranch
- Home values in Sea Ranch
- Property taxes in Sea Ranch
- Types of homes in Sea Ranch
- Bedrooms in Sea Ranch
- Age of homes in Sea Ranch
- Heating fuel in Sea Ranch
- Commute and cars in Sea Ranch
- Population growth in Sea Ranch
- How long people stay in Sea Ranch
- California landlord and tenant rules
- Housing across Sonoma County
- Housing data for every place in California