How much do homeowners pay a month in Trabuco Canyon, CA?

Name: Homeowner costs in Trabuco Canyon, CA, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Trabuco Canyon, CA pay a median of $3,380 (±$724) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $675 (±$272).

86.0% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $3,380 (±$724)
Without a mortgage: $675 (±$272)
Owned with a mortgage: 86.0%

Monthly owner costs in Trabuco Canyon

Median selected monthly owner costs, estimate (90% margin of error)
	Trabuco Canyon	Orange County	California	United States
With a mortgage	$3,380 (±$724)	$3,385 (±$21)	$2,946 (±$5)	$1,963
Without a mortgage	$675 (±$272)	$902 (±$12)	$829 (±$3)	$638
Owned homes with a mortgage	86.0% (±9.3 points)	67.0% (±0.5 points)	67.4% (±0.1 points)	60.6%
Median real estate taxes (a year)	$4,984 (±$1,874)	$6,330 (±$53)	$5,124 (±$17)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Trabuco Canyon, the median cost with a mortgage is not measurably different from Orange County ($3,385).

It is not measurably different from California ($2,946).

It is higher than the national figure ($1,963).

In Orange County, Trabuco Canyon ranks 25 of 42 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 267 of 1,051.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Trabuco Canyon

Nearest places with a published estimate, compared with Trabuco Canyon
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Trabuco Canyon	—	$3,380 (±$724)	—
Rancho Santa Margarita	3.2 mi	$3,476 (±$118)	Not measurably different
Lake Forest	5.0 mi	$3,285 (±$91)	Not measurably different
Coto de Caza	5.6 mi	$4,000 or more	—
Mission Viejo	6.0 mi	$3,382 (±$91)	Not measurably different
Las Flores	6.7 mi	$4,000 or more	—
Laguna Hills	8.5 mi	$3,521 (±$193)	Not measurably different
Laguna Woods	9.1 mi	$2,196 (±$105)	Lower
Temescal Valley	9.1 mi	$3,336 (±$218)	Not measurably different

Nearby places with a measurably lower figure: Laguna Woods, CA ($2,196).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Orange County, place by place

Rank	Place	Median monthly cost with a mortgage
19	San Juan Capistrano	$3,481 (±$223)
20	Rancho Santa Margarita	$3,476 (±$118)
21	La Palma	$3,468 (±$215)
22	Placentia	$3,434 (±$143)
23	Brea	$3,411 (±$153)
24	Mission Viejo	$3,382 (±$91)
25	Trabuco Canyon	$3,380 (±$724)
26	Orange	$3,339 (±$109)
27	Tustin	$3,319 (±$165)
28	Fullerton	$3,317 (±$97)
29	Costa Mesa	$3,315 (±$96)
30	Aliso Viejo	$3,303 (±$73)
31	Lake Forest	$3,285 (±$91)

Showing 13 of 42 places in Orange County, ranked from highest to lowest.

Trabuco Canyon is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Trabuco Canyon

What is the average mortgage payment in Trabuco Canyon?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Trabuco Canyon, CA is $3,380 (±$724) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Trabuco Canyon?

Owners without a mortgage in Trabuco Canyon pay a median of $675 (±$272) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Trabuco Canyon CDP, California (place:80210, in state:06).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.