Housing data for Twin Lakes, CA
Twin Lakes, CA has an estimated 5,073 residents and 2,909 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Santa Cruz County.
59.2% of households rent.
The median gross rent is $2,344 a month.
Figures last updated on .
- Residents
- 5,073 (±538)
- Housing units
- 2,909 (±205)
- Households that rent
- 59.2%
- Median gross rent
- $2,344
- Residents since 2015–2019
- −2.4%
What stands out in Twin Lakes
Homes in buildings of 5 or more units: 27.6% (±6.0 points) in Twin Lakes, higher than in Santa Cruz County (12.9%).
Households that moved in since 2020: 38.9% (±7.7 points) in Twin Lakes, higher than in Santa Cruz County (21.2%).
Households that rent: 59.2% (±7.9 points) in Twin Lakes, higher than in Santa Cruz County (40.1%).
Median household income: $90,087 (±$7,591) in Twin Lakes, lower than in Santa Cruz County ($111,093).
- Types of homes in Twin Lakes
- How long people stay in Twin Lakes
- Renters and owners in Twin Lakes
- Income and affordability in Twin Lakes
Housing in Twin Lakes at a glance
- Median rent: $2,344 median gross rent a month
- Rent by bedrooms: $2,821 median gross rent, 2 bedrooms
- Rent burden: 52.1% of renters pay 30% or more of income
- Renters and owners: 59.2% of households rent
- Income and affordability: $90,087 median household income
- Home values: $959,100 median home value
- Homeowner costs: $2,803 median monthly cost with a mortgage
- Property taxes: $6,711 median real estate taxes a year
- Types of homes: 27.6% of homes are in buildings of 5 or more units
- Bedrooms: 25.8% of homes have 3 or more bedrooms
- Age of homes: 70.5% of homes were built before 1980
- Vacancy rate: 2.2% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 73.0% heat with utility gas
- Commute and cars: 20.5 minutes average trip to work
- Growth: −2.4% residents since 2015–2019
- How long people stay: 38.9% moved in since 2020
- Crowding and facilities: 7.6% of homes have more than 1 person per room
Twin Lakes against Santa Cruz County, its state and the nation
| Twin Lakes | Santa Cruz County | California | United States | |
|---|---|---|---|---|
| Residents | 5,073 (±538) | 264,926 (exact) | 39,287,377 (exact) | 334,922,499 |
| Housing units | 2,909 (±205) | 106,977 (±177) | 14,644,735 (±1,665) | 143,775,355 |
| Households that rent | 59.2% (±7.9 points) | 40.1% (±1.1 points) | 44.1% (±0.2 points) | 34.8% |
| Median gross rent | $2,344 (±$216) | $2,264 (±$51) | $2,036 (±$5) | $1,413 |
| Median household income | $90,087 (±$7,591) | $111,093 (±$2,734) | $99,122 (±$310) | $80,734 |
| Median home value | $959,100 (±$189,286) | $1,027,500 (±$15,133) | $734,700 (±$1,307) | $332,700 |
| Median real estate taxes (a year) | $6,711 (±$1,696) | $6,538 (±$166) | $5,124 (±$17) | $3,119 |
| Built before 1980 | 70.5% (±11.9 points) | 63.5% (±1.9 points) | 56.0% (±0.2 points) | 49.7% |
| Average commute | 20.5 minutes (±2.1) | 25.7 minutes (±0.6) | 28.7 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 97.1% (±2.3 points) | 94.2% (±0.7 points) | 93.5% (±0.1 points) | 91.0% |
| Median age of residents | 37.7 years (±3.9) | 39.8 years (±0.3) | 37.9 years (±0.1) | 38.9 years |
Twin Lakes covers 0.7 square miles of land, about 7,342 residents per square mile (Census Bureau Gazetteer).
How Twin Lakes has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 5,196 (±702) | 5,073 (±538) | −2.4% | Not a measurable change |
| Housing units | 2,796 (±122) | 2,909 (±205) | +4.0% | Not a measurable change |
| Median gross rent | $1,477 (±$187) | $2,344 (±$216) | +58.7% | Up after inflation |
| Median home value | $788,000 (±$164,322) | $959,100 (±$189,286) | +21.7% | No measurable change after inflation |
| Median household income | $53,508 (±$9,685) | $90,087 (±$7,591) | +68.4% | Up after inflation |
| Median owner cost with a mortgage | $3,398 (±$1,509) | $2,803 (±$291) | −17.5% | No measurable change after inflation |
| Median real estate taxes | $5,919 (±$1,229) | $6,711 (±$1,696) | +13.4% | No measurable change after inflation |
| Households that rent | 62.0% (±9.4 points) | 59.2% (±7.9 points) | −2.8 percentage points | Not a measurable change |
| Rental vacancy rate | 2.6% (±4.2 points) | 2.2% (±3.2 points) | −0.4 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Santa Cruz County
Twin Lakes has no police department of its own in the FBI’s figures, so this is the figure for Santa Cruz County as a whole.
In 2025, the police departments that report for Santa Cruz County recorded 320 violent and 1,334 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Twin Lakes
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 95062 | 14% | 35,607 | $2,427 | $1,076,500 | $112,106 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Twin Lakes
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Pleasure Point | 1.2 mi | $2,705 | $1,183,600 | 40.5% |
| Live Oak (community) | 1.8 mi | $2,421 | $1,015,200 | 41.3% |
| Capitola | 2.3 mi | $2,512 | $783,000 | 47.8% |
| Santa Cruz | 2.6 mi | $2,452 | $1,209,000 | 51.6% |
| Soquel | 3.5 mi | $2,266 | $957,300 | 27.3% |
| Seacliff | 4.2 mi | $2,462 | $1,143,600 | 47.3% |
| Aptos | 5.8 mi | $2,059 | $1,093,300 | 28.9% |
| Rio del Mar | 5.9 mi | $3,407 | $1,338,100 | 24.8% |
Places in California most like Twin Lakes
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Monterey | $2,353 | $1,076,300 | $102,846 | 63.8% |
| Costa Mesa | $2,446 | $1,115,100 | $111,505 | 60.4% |
| Santa Ana | $2,082 | $713,000 | $93,999 | 55.4% |
| Lomita | $1,961 | $831,500 | $93,810 | 54.1% |
| Port Hueneme | $2,228 | $587,000 | $92,660 | 51.7% |
| East Palo Alto | $2,244 | $1,102,600 | $113,493 | 50.9% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across California.
HUD Fair Market Rent for Twin Lakes, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $3,230 | $3,390 | $4,254 | $5,531 | $5,748 |
HUD income limits for Twin Lakes, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $45,700 | $76,150 | $122,200 |
| 2 people | $52,200 | $87,000 | $139,650 |
| 3 people | $58,750 | $97,900 | $157,100 |
| 4 people | $65,250 | $108,750 | $174,550 |
| 5 people | $70,500 | $117,450 | $188,500 |
| 6 people | $75,700 | $126,150 | $202,500 |
| 7 people | $80,950 | $134,850 | $216,450 |
| 8 people | $86,150 | $143,550 | $230,450 |
These are the limits HUD sets for its housing programs in the Santa Cruz-Watsonville, CA MSA, where HUD’s median family income for fiscal year 2026 is $137,200.
A program can use its own limits; tax-credit and local programs often do.
Twin Lakes is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Twin Lakes
What is the average rent in Twin Lakes, CA?
The Census Bureau publishes the median rather than the average: the median gross rent in Twin Lakes is $2,344 (±$216) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Twin Lakes?
The median gross rent for a one-bedroom home in Twin Lakes, CA is $2,027 (±$278) a month (2020–2024 American Community Survey).
Are renters in Twin Lakes rent-burdened?
52.1% of renting households in Twin Lakes pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Twin Lakes?
Twin Lakes has an estimated 1,442 (±218) renting households, 59.2% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Twin Lakes?
The median household income in Twin Lakes is $90,087 (±$7,591) a year (2020–2024 American Community Survey).
What is the average home value in Twin Lakes, CA?
The Census Bureau publishes the median: $959,100 (±$189,286) for owner-occupied homes in Twin Lakes (2020–2024 American Community Survey).
Is Twin Lakes growing?
In Twin Lakes, the number of residents went from 5,196 in 2015–2019 to 5,073 in 2020–2024 (−2.4%), not a measurable change.
What ZIP codes are in Twin Lakes?
The ZIP code that covers Twin Lakes is 95062.
What is the median rent in ZIP code 95062?
The median gross rent in ZIP Code Tabulation Area 95062 is $2,427 (±$147) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Twin Lakes CDP (Santa Cruz County), California
- HUD Fair Market Rents, fiscal year 2027: Santa Cruz-Watsonville, CA MSA
- HUD Income Limits, fiscal year 2026: Santa Cruz-Watsonville, CA MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Twin Lakes CDP (Santa Cruz County), California (place:81050, in state:06).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .