Housing data for ZIP code 92054

ZIP code 92054 has an estimated 38,417 residents and 18,472 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Oceanside, San Diego County.

60.9% of households rent.

The median gross rent is $1,979 (±$68) a month.

The median home value is $908,900 (±$41,109).

The median household income is $82,408 (±$5,066) a year.

Figures last updated on .

Residents
38,417 (±1,690)
Median gross rent
$1,979
Median home value
$908,900
Households that rent
60.9%

How ZIP code 92054 compares

Estimate (90% margin of error)
ZIP 92054OceansideSan Diego CountyCaliforniaUnited States
Residents38,417 (±1,690)172,2423,288,77439,287,377334,922,499
Housing units18,472 (±715)66,9971,250,64114,644,735143,775,355
Households that rent60.9% (±2.7 points)41.7%45.4%44.1%34.8%
Median gross rent$1,979 (±$68)$2,303$2,246$2,036$1,413
Median home value$908,900 (±$41,109)$770,300$854,700$734,700$332,700
Median household income$82,408 (±$5,066)$97,737$106,268$99,122$80,734
Median real estate taxes (a year)$5,349 (±$497)$4,785$5,774$5,124$3,119
Renters paying 30% or more of income61.3% (±5.8 points)61.4%57.8%55.3%51.1%
Built before 198060.0% (±4.0 points)38.0%49.4%56.0%49.7%
Average commute25.4 minutes (±1.9)28.7 minutes25.5 minutes28.7 minutes26.4 minutes
Households with broadband94.1% (±1.3 points)95.4%94.9%93.5%91.0%
Median age of residents39.1 years (±1.5)38.9 years37.3 years37.9 years38.9 years

In ZIP 92054, median gross rent is lower than in San Diego County ($2,246).

It is not measurably different from California ($2,036).

It is higher than the national figure ($1,413).

The median gross rent in ZIP code 92054 is lower than in Oceanside as a whole ($2,303).

Its median home value is higher than in Oceanside as a whole ($770,300).

Among the 92 ZIP codes in San Diego County with a published estimate, ZIP 92054 ranks 68 from highest to lowest median gross rent.

Among the 96 ZIP codes in San Diego County with a published estimate, ZIP 92054 ranks 38 from highest to lowest median home value.

Among the 97 ZIP codes in San Diego County with a published estimate, ZIP 92054 ranks 76 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 92054

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 92054San Diego CountyCaliforniaUnited States
Less than $5002.6% (±1.1 points)2.2%3.6%6.3%
$500 to $9994.8% (±1.6 points)3.8%7.2%20.2%
$1,000 to $1,49910.0% (±3.2 points)10.1%16.2%28.1%
$1,500 to $1,99934.0% (±5.1 points)22.7%21.5%21.1%
$2,000 to $2,49929.5% (±4.2 points)22.8%19.8%12.0%
$2,500 to $2,9998.0% (±2.3 points)14.8%12.5%5.5%
$3,000 or more11.1% (±2.3 points)23.6%19.1%6.8%

The most common range is $1,500 to $1,999, paid by 34.0% of renting households.

Rent by bedrooms in ZIP code 92054

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio$1,827 (±$167)$2,050
1 bedroom$1,802 (±$63)$2,180
2 bedrooms$2,070 (±$85)$2,640
3 bedrooms$2,716 (±$437)$3,500
4 bedrooms$3,500 or more$4,230

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 92054 is $2,640 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 92054

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 92054San Diego CountyCaliforniaUnited States
Less than 15%5.2% (±2.0 points)7.7%10.4%12.6%
15% to 19.9%8.6% (±2.1 points)10.4%11.1%12.2%
20% to 24.9%14.2% (±2.9 points)12.1%12.0%12.6%
25% to 29.9%10.7% (±3.5 points)12.1%11.2%11.5%
30% to 34.9%10.2% (±2.9 points)10.1%9.3%9.2%
35% or more51.1% (±5.0 points)47.7%46.0%41.9%

61.3% (±5.8 points) of renting households in ZIP code 92054 spend 30% or more of their income on gross rent.

Home values in ZIP code 92054

Owner-occupied homes by value, 2020–2024
ValueZIP 92054San Diego CountyCaliforniaUnited States
Less than $50,0002.2% (±1.2 points)2.0%2.5%5.3%
$50,000 to $99,9993.5% (±1.8 points)1.6%1.7%6.1%
$100,000 to $149,9991.9% (±1.5 points)1.0%1.3%6.8%
$150,000 to $199,9990.8% (±0.5 points)0.9%1.4%9.0%
$200,000 to $299,9992.5% (±1.2 points)1.7%4.3%17.8%
$300,000 to $499,9996.2% (±2.3 points)8.5%17.1%26.9%
$500,000 to $999,99942.0% (±4.9 points)50.0%42.1%20.9%
$1,000,000 or more40.8% (±4.8 points)34.2%29.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 92054

Housing units by units in structure, 2020–2024
Building typeZIP 92054San Diego CountyCaliforniaUnited States
Single-family, detached35.1% (±2.2 points)50.0%57.0%61.3%
Single-family, attached (townhouse, rowhouse)6.7% (±1.3 points)10.0%7.4%6.2%
2 units2.7% (±0.8 points)1.9%2.4%3.4%
3 or 4 units6.9% (±1.7 points)5.0%5.4%4.3%
5 to 9 units11.8% (±1.9 points)7.2%5.7%4.5%
10 to 19 units11.4% (±2.2 points)6.1%4.9%4.3%
20 or more units20.8% (±2.6 points)16.2%13.6%10.3%
Mobile home4.7% (±1.1 points)3.3%3.5%5.6%
Boat, RV, van, etc.0.0% (±0.1 points)0.1%0.1%0.1%

When the homes in ZIP code 92054 were built

Housing units by year structure built, 2020–2024
Year builtZIP 92054San Diego CountyCaliforniaUnited States
2020 or later0.9% (±0.5 points)1.4%1.3%2.0%
2010 to 20195.8% (±1.4 points)6.9%6.5%9.4%
2000 to 20097.1% (±1.5 points)12.2%11.2%13.6%
1990 to 19997.2% (±1.7 points)11.3%10.1%12.4%
1980 to 198919.0% (±2.3 points)18.6%14.9%12.9%
1970 to 197925.1% (±2.4 points)21.4%16.8%14.2%
1960 to 196913.5% (±1.8 points)11.2%12.5%9.9%
1950 to 195911.6% (±1.8 points)9.8%12.4%9.5%
1940 to 19495.4% (±1.7 points)3.0%5.4%4.4%
1939 or earlier4.4% (±1.0 points)4.0%8.9%11.7%

60.0% of the homes in ZIP code 92054 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 92054

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 92054San Diego CountyCaliforniaUnited States
Utility gas60.7% (±3.0 points)53.7%61.0%46.5%
Fuel oil, kerosene, etc.0.0% (±0.3 points)0.1%0.2%3.9%
Electricity31.1% (±2.6 points)35.0%29.5%41.3%
Bottled or tank gas (propane)2.4% (±1.6 points)3.5%3.4%4.9%
Wood0.6% (±0.5 points)0.6%1.3%1.4%
Solar energy1.3% (±0.8 points)2.1%1.2%0.3%
Coal or coke0.0% (±0.3 points)0.0%0.0%0.1%
Other fuel0.1% (±0.1 points)0.2%0.3%0.5%
No fuel used3.9% (±1.1 points)4.7%3.0%1.2%

How people in ZIP code 92054 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 92054San Diego CountyCaliforniaUnited States
Drove alone64.4% (±3.4 points)65.9%65.7%68.8%
Carpooled8.7% (±2.3 points)8.1%9.5%8.5%
Public transportation2.2% (±0.9 points)1.9%2.9%3.2%
Walked2.4% (±1.0 points)3.2%2.4%2.4%
Other means (bicycle, taxi, motorcycle)3.6% (±1.5 points)2.2%2.4%2.0%
Worked from home18.7% (±2.9 points)18.7%17.2%15.1%

Workers who live in ZIP code 92054 take an average of 25.4 minutes to get to work.

Places in ZIP code 92054

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Oceanside99%$2,30341.7%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 92054

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
920563.6 mi$2,609$773,200$106,27231.9%
920084.4 mi$2,429$1,229,400$104,99551.8%
920104.9 mi$2,988$1,103,300$129,92635.6%
920585.0 mi$2,579$670,200$69,97074.6%
920576.1 mi$2,576$743,200$108,81430.9%
920836.4 mi$2,172$658,200$86,97450.3%
920117.0 mi$3,255$1,302,600$159,23536.0%
920817.2 mi$2,454$838,600$105,37945.5%

Crime reported to police in San Diego County

In 2025, the police departments that report for San Diego County recorded 316 violent and 1,155 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 92054 is reported as ZIP Code Tabulation Area 92054: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 92054

What is the median rent in ZIP code 92054?

The median gross rent in ZIP Code Tabulation Area 92054 is $1,979 (±$68) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 92054?

The median value of owner-occupied homes in ZIP code 92054 is $908,900 (±$41,109) (2020–2024 American Community Survey).

What is the median household income in ZIP code 92054?

The median household income in ZIP code 92054 is $82,408 (±$5,066) a year (2020–2024 American Community Survey).

What town is ZIP code 92054 in?

ZIP code 92054 lies mostly in Oceanside.

What is the Fair Market Rent for a two-bedroom in ZIP 92054?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 92054 is $2,640 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 92054 (zip code tabulation area:92054).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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