Housing data for ZIP code 92109

ZIP code 92109 has an estimated 44,820 residents and 26,774 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in San Diego, San Diego County.

68.8% of households rent.

The median gross rent is $2,421 (±$74) a month.

The median home value is $1,226,900 (±$80,680).

The median household income is $122,128 (±$7,245) a year.

Figures last updated on .

Residents
44,820 (±1,987)
Median gross rent
$2,421
Median home value
$1,226,900
Households that rent
68.8%

How ZIP code 92109 compares

Estimate (90% margin of error)
ZIP 92109San DiegoSan Diego CountyCaliforniaUnited States
Residents44,820 (±1,987)1,389,5263,288,77439,287,377334,922,499
Housing units26,774 (±829)568,6681,250,64114,644,735143,775,355
Households that rent68.8% (±2.4 points)52.7%45.4%44.1%34.8%
Median gross rent$2,421 (±$74)$2,313$2,246$2,036$1,413
Median home value$1,226,900 (±$80,680)$906,700$854,700$734,700$332,700
Median household income$122,128 (±$7,245)$108,077$106,268$99,122$80,734
Median real estate taxes (a year)$7,870 (±$550)$5,945$5,774$5,124$3,119
Renters paying 30% or more of income44.4% (±3.9 points)54.7%57.8%55.3%51.1%
Built before 198068.5% (±4.4 points)52.5%49.4%56.0%49.7%
Average commute23.8 minutes (±1.1)23.5 minutes25.5 minutes28.7 minutes26.4 minutes
Households with broadband96.8% (±0.9 points)95.2%94.9%93.5%91.0%
Median age of residents33.4 years (±0.9)36.2 years37.3 years37.9 years38.9 years

In ZIP 92109, median gross rent is higher than in San Diego County ($2,246).

It is also higher than in California ($2,036).

It is higher than the national figure ($1,413).

The median gross rent in ZIP code 92109 is higher than in San Diego as a whole ($2,313).

Its median home value is higher than in San Diego as a whole ($906,700).

Among the 92 ZIP codes in San Diego County with a published estimate, ZIP 92109 ranks 34 from highest to lowest median gross rent.

Among the 96 ZIP codes in San Diego County with a published estimate, ZIP 92109 ranks 17 from highest to lowest median home value.

Among the 97 ZIP codes in San Diego County with a published estimate, ZIP 92109 ranks 31 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 92109

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 92109San Diego CountyCaliforniaUnited States
Less than $5001.0% (±0.7 points)2.2%3.6%6.3%
$500 to $9992.6% (±1.4 points)3.8%7.2%20.2%
$1,000 to $1,4993.8% (±1.1 points)10.1%16.2%28.1%
$1,500 to $1,99923.2% (±2.9 points)22.7%21.5%21.1%
$2,000 to $2,49923.0% (±3.5 points)22.8%19.8%12.0%
$2,500 to $2,99916.7% (±2.7 points)14.8%12.5%5.5%
$3,000 or more29.7% (±3.2 points)23.6%19.1%6.8%

The most common range is $3,000 or more, paid by 29.7% of renting households.

Rent by bedrooms in ZIP code 92109

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio$1,877 (±$93)$2,700
1 bedroom$2,016 (±$82)$2,880
2 bedrooms$2,729 (±$75)$3,480
3 bedrooms$3,500 or more$4,610
4 bedrooms$3,500 or more$5,580

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 92109 is $3,480 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 92109

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 92109San Diego CountyCaliforniaUnited States
Less than 15%11.4% (±2.2 points)7.7%10.4%12.6%
15% to 19.9%13.7% (±2.4 points)10.4%11.1%12.2%
20% to 24.9%17.3% (±3.2 points)12.1%12.0%12.6%
25% to 29.9%13.2% (±2.3 points)12.1%11.2%11.5%
30% to 34.9%10.1% (±1.8 points)10.1%9.3%9.2%
35% or more34.3% (±3.5 points)47.7%46.0%41.9%

44.4% (±3.9 points) of renting households in ZIP code 92109 spend 30% or more of their income on gross rent.

Home values in ZIP code 92109

Owner-occupied homes by value, 2020–2024
ValueZIP 92109San Diego CountyCaliforniaUnited States
Less than $50,0002.8% (±1.3 points)2.0%2.5%5.3%
$50,000 to $99,9990.4% (±0.4 points)1.6%1.7%6.1%
$100,000 to $149,9991.2% (±0.8 points)1.0%1.3%6.8%
$150,000 to $199,9990.7% (±0.7 points)0.9%1.4%9.0%
$200,000 to $299,9990.7% (±0.7 points)1.7%4.3%17.8%
$300,000 to $499,9995.6% (±2.1 points)8.5%17.1%26.9%
$500,000 to $999,99924.3% (±5.5 points)50.0%42.1%20.9%
$1,000,000 or more64.4% (±4.5 points)34.2%29.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 92109

Housing units by units in structure, 2020–2024
Building typeZIP 92109San Diego CountyCaliforniaUnited States
Single-family, detached27.4% (±2.1 points)50.0%57.0%61.3%
Single-family, attached (townhouse, rowhouse)12.1% (±1.6 points)10.0%7.4%6.2%
2 units5.4% (±1.4 points)1.9%2.4%3.4%
3 or 4 units12.3% (±1.8 points)5.0%5.4%4.3%
5 to 9 units14.4% (±2.2 points)7.2%5.7%4.5%
10 to 19 units10.6% (±1.7 points)6.1%4.9%4.3%
20 or more units16.6% (±1.9 points)16.2%13.6%10.3%
Mobile home1.0% (±1.0 points)3.3%3.5%5.6%
Boat, RV, van, etc.0.2% (±0.2 points)0.1%0.1%0.1%

When the homes in ZIP code 92109 were built

Housing units by year structure built, 2020–2024
Year builtZIP 92109San Diego CountyCaliforniaUnited States
2020 or later0.7% (±0.5 points)1.4%1.3%2.0%
2010 to 20194.0% (±1.0 points)6.9%6.5%9.4%
2000 to 20095.2% (±1.0 points)12.2%11.2%13.6%
1990 to 19998.0% (±1.4 points)11.3%10.1%12.4%
1980 to 198913.7% (±1.8 points)18.6%14.9%12.9%
1970 to 197927.8% (±3.1 points)21.4%16.8%14.2%
1960 to 196916.7% (±2.1 points)11.2%12.5%9.9%
1950 to 195913.4% (±1.8 points)9.8%12.4%9.5%
1940 to 19496.5% (±1.0 points)3.0%5.4%4.4%
1939 or earlier4.1% (±1.0 points)4.0%8.9%11.7%

68.5% of the homes in ZIP code 92109 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 92109

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 92109San Diego CountyCaliforniaUnited States
Utility gas49.2% (±2.9 points)53.7%61.0%46.5%
Fuel oil, kerosene, etc.0.0% (±0.2 points)0.1%0.2%3.9%
Electricity37.8% (±2.8 points)35.0%29.5%41.3%
Bottled or tank gas (propane)2.1% (±1.4 points)3.5%3.4%4.9%
Wood0.2% (±0.2 points)0.6%1.3%1.4%
Solar energy0.7% (±0.4 points)2.1%1.2%0.3%
Coal or coke0.0% (±0.2 points)0.0%0.0%0.1%
Other fuel0.1% (±0.1 points)0.2%0.3%0.5%
No fuel used9.9% (±2.4 points)4.7%3.0%1.2%

How people in ZIP code 92109 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 92109San Diego CountyCaliforniaUnited States
Drove alone59.5% (±2.8 points)65.9%65.7%68.8%
Carpooled2.6% (±0.8 points)8.1%9.5%8.5%
Public transportation1.1% (±0.4 points)1.9%2.9%3.2%
Walked1.4% (±0.6 points)3.2%2.4%2.4%
Other means (bicycle, taxi, motorcycle)4.0% (±1.1 points)2.2%2.4%2.0%
Worked from home31.3% (±2.5 points)18.7%17.2%15.1%

Workers who live in ZIP code 92109 take an average of 23.8 minutes to get to work.

Places in ZIP code 92109

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
San Diego100%$2,31352.7%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 92109

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
921102.5 mi$2,398$1,006,800$110,79063.3%
921173.3 mi$2,254$981,200$103,66143.5%
921073.4 mi$2,287$1,379,900$113,11762.3%
921403.8 mi————
921114.0 mi$2,176$817,700$99,64447.1%
921474.4 mi————
921034.7 mi$2,138$1,061,200$102,62664.8%
920374.8 mi$2,854$1,958,700$147,23038.5%

Crime reported to police in San Diego

Most of ZIP code 92109 is policed by the San Diego Police Department, which reported 376 violent and 1,556 property crimes per 100,000 residents to the FBI in 2025.

The FBI publishes crime by police department, not by ZIP code, so this is the department’s figure for the whole area it serves.

ZIP code 92109 is reported as ZIP Code Tabulation Area 92109: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 92109

What is the median rent in ZIP code 92109?

The median gross rent in ZIP Code Tabulation Area 92109 is $2,421 (±$74) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 92109?

The median value of owner-occupied homes in ZIP code 92109 is $1,226,900 (±$80,680) (2020–2024 American Community Survey).

What is the median household income in ZIP code 92109?

The median household income in ZIP code 92109 is $122,128 (±$7,245) a year (2020–2024 American Community Survey).

What town is ZIP code 92109 in?

ZIP code 92109 lies mostly in San Diego.

What is the Fair Market Rent for a two-bedroom in ZIP 92109?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 92109 is $3,480 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 92109 (zip code tabulation area:92109).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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