Housing data for ZIP code 94401

Name: Housing in ZIP code 94401, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

ZIP code 94401 has an estimated 35,295 residents and 13,818 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in San Mateo, San Mateo County.

56.6% of households rent.

The median gross rent is $2,762 (±$133) a month.

The median home value is $1,184,500 (±$67,503).

The median household income is $122,227 (±$14,686) a year.

Figures last updated on November 12, 2026.

Residents: 35,295 (±1,679)
Median gross rent: $2,762
Median home value: $1,184,500
Households that rent: 56.6%

How ZIP code 94401 compares

Estimate (90% margin of error)
	ZIP 94401	San Mateo	San Mateo County	California	United States
Residents	35,295 (±1,679)	103,105	742,340	39,287,377	334,922,499
Housing units	13,818 (±609)	42,641	287,184	14,644,735	143,775,355
Households that rent	56.6% (±3.5 points)	50.1%	41.5%	44.1%	34.8%
Median gross rent	$2,762 (±$133)	$3,077	$2,922	$2,036	$1,413
Median home value	$1,184,500 (±$67,503)	$1,618,700	$1,559,600	$734,700	$332,700
Median household income	$122,227 (±$14,686)	$153,504	$158,855	$99,122	$80,734
Median real estate taxes (a year)	$7,918 (±$645)	$10,000 or more	$9,519	$5,124	$3,119
Renters paying 30% or more of income	51.5% (±5.7 points)	46.5%	48.4%	55.3%	51.1%
Built before 1980	70.2% (±5.6 points)	70.4%	72.5%	56.0%	49.7%
Average commute	25.7 minutes (±1.4)	26.1 minutes	26.4 minutes	28.7 minutes	26.4 minutes
Households with broadband	94.7% (±1.3 points)	95.6%	95.7%	93.5%	91.0%
Median age of residents	35.9 years (±1.4)	38.3 years	40.9 years	37.9 years	38.9 years

In ZIP 94401, median gross rent is lower than in San Mateo County ($2,922).

It is also higher than in California ($2,036).

It is higher than the national figure ($1,413).

The median gross rent in ZIP code 94401 is lower than in San Mateo as a whole ($3,077).

Its median home value is lower than in San Mateo as a whole ($1,618,700).

Among the 25 ZIP codes in San Mateo County with a published estimate, ZIP 94401 ranks 19 from highest to lowest median gross rent.

Among the 28 ZIP codes in San Mateo County with a published estimate, ZIP 94401 ranks 22 from highest to lowest median home value.

Among the 29 ZIP codes in San Mateo County with a published estimate, ZIP 94401 ranks 27 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 94401

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rent	ZIP 94401	San Mateo County	California	United States
Less than $500	2.4% (±1.1 points)	2.4%	3.6%	6.3%
$500 to $999	1.7% (±1.1 points)	2.0%	7.2%	20.2%
$1,000 to $1,499	6.2% (±2.6 points)	3.7%	16.2%	28.1%
$1,500 to $1,999	13.1% (±4.4 points)	9.7%	21.5%	21.1%
$2,000 to $2,499	17.1% (±3.2 points)	17.8%	19.8%	12.0%
$2,500 to $2,999	18.1% (±3.8 points)	17.1%	12.5%	5.5%
$3,000 or more	41.4% (±5.3 points)	47.3%	19.1%	6.8%

The most common range is $3,000 or more, paid by 41.4% of renting households.

Rent by bedrooms in ZIP code 94401

Median gross rent by number of bedrooms, estimate (90% margin of error)
Bedrooms	Census median
Studio	$2,127 (±$168)
1 bedroom	$2,627 (±$193)
2 bedrooms	$3,019 (±$207)
3 bedrooms	$3,500 or more
4 bedrooms	$3,500 or more

Rent burden in ZIP code 94401

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rent	ZIP 94401	San Mateo County	California	United States
Less than 15%	9.9% (±2.7 points)	13.8%	10.4%	12.6%
15% to 19.9%	15.5% (±3.3 points)	13.7%	11.1%	12.2%
20% to 24.9%	15.2% (±5.0 points)	13.0%	12.0%	12.6%
25% to 29.9%	7.9% (±2.5 points)	11.1%	11.2%	11.5%
30% to 34.9%	6.5% (±2.0 points)	8.1%	9.3%	9.2%
35% or more	45.0% (±5.3 points)	40.3%	46.0%	41.9%

51.5% (±5.7 points) of renting households in ZIP code 94401 spend 30% or more of their income on gross rent.

Home values in ZIP code 94401

Owner-occupied homes by value, 2020–2024
Value	ZIP 94401	San Mateo County	California	United States
Less than $50,000	0.8% (±0.5 points)	1.5%	2.5%	5.3%
$50,000 to $99,999	0.3% (±0.3 points)	0.4%	1.7%	6.1%
$100,000 to $149,999	0.7% (±0.6 points)	0.8%	1.3%	6.8%
$150,000 to $199,999	0.3% (±0.5 points)	0.6%	1.4%	9.0%
$200,000 to $299,999	1.6% (±1.7 points)	0.8%	4.3%	17.8%
$300,000 to $499,999	1.6% (±0.9 points)	1.5%	17.1%	26.9%
$500,000 to $999,999	30.6% (±5.2 points)	13.9%	42.1%	20.9%
$1,000,000 or more	64.2% (±5.0 points)	80.6%	29.6%	7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 94401

Housing units by units in structure, 2020–2024
Building type	ZIP 94401	San Mateo County	California	United States
Single-family, detached	30.2% (±2.5 points)	55.3%	57.0%	61.3%
Single-family, attached (townhouse, rowhouse)	8.8% (±1.9 points)	8.7%	7.4%	6.2%
2 units	1.9% (±1.0 points)	2.0%	2.4%	3.4%
3 or 4 units	4.5% (±1.5 points)	4.0%	5.4%	4.3%
5 to 9 units	8.5% (±1.7 points)	5.6%	5.7%	4.5%
10 to 19 units	10.8% (±2.1 points)	6.1%	4.9%	4.3%
20 or more units	34.9% (±3.7 points)	17.0%	13.6%	10.3%
Mobile home	0.1% (±0.1 points)	1.1%	3.5%	5.6%
Boat, RV, van, etc.	0.3% (±0.5 points)	0.1%	0.1%	0.1%

When the homes in ZIP code 94401 were built

Housing units by year structure built, 2020–2024
Year built	ZIP 94401	San Mateo County	California	United States
2020 or later	0.9% (±0.7 points)	1.0%	1.3%	2.0%
2010 to 2019	4.2% (±1.2 points)	5.4%	6.5%	9.4%
2000 to 2009	4.4% (±1.1 points)	5.7%	11.2%	13.6%
1990 to 1999	6.6% (±1.7 points)	5.7%	10.1%	12.4%
1980 to 1989	13.7% (±2.7 points)	9.7%	14.9%	12.9%
1970 to 1979	10.6% (±2.3 points)	16.0%	16.8%	14.2%
1960 to 1969	16.9% (±3.2 points)	16.0%	12.5%	9.9%
1950 to 1959	21.6% (±2.9 points)	21.6%	12.4%	9.5%
1940 to 1949	11.7% (±2.3 points)	10.3%	5.4%	4.4%
1939 or earlier	9.4% (±1.6 points)	8.6%	8.9%	11.7%

70.2% of the homes in ZIP code 94401 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 94401

Occupied housing units by house heating fuel, 2020–2024
Fuel used most	ZIP 94401	San Mateo County	California	United States
Utility gas	50.8% (±3.8 points)	62.8%	61.0%	46.5%
Fuel oil, kerosene, etc.	0.3% (±0.4 points)	0.1%	0.2%	3.9%
Electricity	41.7% (±3.5 points)	31.8%	29.5%	41.3%
Bottled or tank gas (propane)	2.4% (±1.7 points)	2.1%	3.4%	4.9%
Wood	0.4% (±0.3 points)	0.4%	1.3%	1.4%
Solar energy	0.1% (±0.1 points)	0.6%	1.2%	0.3%
Coal or coke	0.0% (±0.3 points)	0.0%	0.0%	0.1%
Other fuel	0.0% (±0.3 points)	0.2%	0.3%	0.5%
No fuel used	4.2% (±1.8 points)	2.0%	3.0%	1.2%

How people in ZIP code 94401 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportation	ZIP 94401	San Mateo County	California	United States
Drove alone	60.4% (±3.6 points)	56.7%	65.7%	68.8%
Carpooled	8.9% (±2.2 points)	8.7%	9.5%	8.5%
Public transportation	5.2% (±1.6 points)	5.1%	2.9%	3.2%
Walked	1.9% (±0.6 points)	2.3%	2.4%	2.4%
Other means (bicycle, taxi, motorcycle)	2.9% (±1.1 points)	3.0%	2.4%	2.0%
Worked from home	20.8% (±2.7 points)	24.3%	17.2%	15.1%

Workers who live in ZIP code 94401 take an average of 25.7 minutes to get to work.

Places in ZIP code 94401

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
Place	Share of the ZIP’s land in this place	Median gross rent	Households that rent
San Mateo	100%	$3,077	50.1%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 94401

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP code	Distance	Median gross rent	Median home value	Median household income	Households that rent
94402	2.5 mi	$3,500 or more	$2,000,000 or more	$172,522	41.6%
94403	2.7 mi	$3,263	$1,746,300	$174,917	47.5%
94010	3.0 mi	$2,797	$2,000,000 or more	$196,882	40.4%
94404	3.2 mi	$3,500 or more	$1,714,400	$192,332	48.8%
94002	4.4 mi	$2,872	$2,000,000 or more	$203,965	45.0%
94065	4.8 mi	$3,500 or more	$1,811,800	$215,955	34.1%
94030	4.9 mi	$3,272	$1,934,900	$163,476	39.2%
94070	6.0 mi	$2,854	$2,000,000 or more	$240,074	31.4%

Crime reported to police in San Mateo

Most of ZIP code 94401 is policed by the San Mateo Police Department, which reported 168 violent and 1,503 property crimes per 100,000 residents to the FBI in 2025.

The FBI publishes crime by police department, not by ZIP code, so this is the department’s figure for the whole area it serves.

Crime reported to police in San Mateo

ZIP code 94401 is reported as ZIP Code Tabulation Area 94401: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

What you can do on Seayora in ZIP 94401

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for ZIP 94401 beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near ZIP 94401, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near ZIP 94401, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about ZIP 94401

What is the median rent in ZIP code 94401?

The median gross rent in ZIP Code Tabulation Area 94401 is $2,762 (±$133) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 94401?

The median value of owner-occupied homes in ZIP code 94401 is $1,184,500 (±$67,503) (2020–2024 American Community Survey).

What is the median household income in ZIP code 94401?

The median household income in ZIP code 94401 is $122,227 (±$14,686) a year (2020–2024 American Community Survey).

What town is ZIP code 94401 in?

ZIP code 94401 lies mostly in San Mateo.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 94401 (zip code tabulation area:94401).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.