Housing data for ZIP code 95648

ZIP code 95648 has an estimated 57,459 residents and 22,613 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Lincoln, Placer County.

15.7% of households rent.

The median gross rent is $2,103 (±$200) a month.

The median home value is $657,800 (±$7,140).

The median household income is $112,333 (±$4,405) a year.

Figures last updated on .

Residents
57,459 (±905)
Median gross rent
$2,103
Median home value
$657,800
Households that rent
15.7%

How ZIP code 95648 compares

Estimate (90% margin of error)
ZIP 95648LincolnPlacer CountyCaliforniaUnited States
Residents57,459 (±905)52,956419,15639,287,377334,922,499
Housing units22,613 (±667)20,779179,26614,644,735143,775,355
Households that rent15.7% (±2.1 points)16.1%25.2%44.1%34.8%
Median gross rent$2,103 (±$200)$2,090$2,069$2,036$1,413
Median home value$657,800 (±$7,140)$651,000$688,100$734,700$332,700
Median household income$112,333 (±$4,405)$111,990$115,998$99,122$80,734
Median real estate taxes (a year)$6,156 (±$165)$6,192$5,812$5,124$3,119
Renters paying 30% or more of income62.5% (±12.2 points)64.8%57.9%55.3%51.1%
Built before 198011.1% (±1.7 points)8.2%28.1%56.0%49.7%
Average commute29.8 minutes (±1.5)29.8 minutes27.4 minutes28.7 minutes26.4 minutes
Households with broadband93.4% (±1.4 points)93.4%94.2%93.5%91.0%
Median age of residents43.2 years (±1.1)43.2 years42.5 years37.9 years38.9 years

In ZIP 95648, median gross rent is not measurably different from Placer County ($2,069).

It is not measurably different from California ($2,036).

It is higher than the national figure ($1,413).

The median gross rent in ZIP code 95648 is not measurably different from Lincoln as a whole ($2,090).

Its median home value is not measurably different from Lincoln as a whole ($651,000).

Among the 22 ZIP codes in Placer County with a published estimate, ZIP 95648 ranks 8 from highest to lowest median gross rent.

Among the 28 ZIP codes in Placer County with a published estimate, ZIP 95648 ranks 17 from highest to lowest median home value.

Among the 28 ZIP codes in Placer County with a published estimate, ZIP 95648 ranks 14 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 95648

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 95648Placer CountyCaliforniaUnited States
Less than $5003.1% (±2.6 points)2.9%3.6%6.3%
$500 to $9992.7% (±2.0 points)5.2%7.2%20.2%
$1,000 to $1,49917.2% (±6.6 points)16.2%16.2%28.1%
$1,500 to $1,99923.6% (±8.9 points)22.5%21.5%21.1%
$2,000 to $2,49916.4% (±4.5 points)23.5%19.8%12.0%
$2,500 to $2,99920.2% (±4.8 points)15.6%12.5%5.5%
$3,000 or more16.8% (±5.3 points)14.1%19.1%6.8%

The most common range is $1,500 to $1,999, paid by 23.6% of renting households.

Rent by bedrooms in ZIP code 95648

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio—$2,070
1 bedroom$1,289 (±$573)$2,130
2 bedrooms$1,851 (±$165)$2,620
3 bedrooms$2,193 (±$232)$3,440
4 bedrooms$3,077 (±$387)$3,960

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 95648 is $2,620 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 95648

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 95648Placer CountyCaliforniaUnited States
Less than 15%6.0% (±3.8 points)8.3%10.4%12.6%
15% to 19.9%12.1% (±6.6 points)10.8%11.1%12.2%
20% to 24.9%10.2% (±4.2 points)12.0%12.0%12.6%
25% to 29.9%9.2% (±4.0 points)10.9%11.2%11.5%
30% to 34.9%15.3% (±8.5 points)9.7%9.3%9.2%
35% or more47.2% (±8.8 points)48.2%46.0%41.9%

62.5% (±12.2 points) of renting households in ZIP code 95648 spend 30% or more of their income on gross rent.

Home values in ZIP code 95648

Owner-occupied homes by value, 2020–2024
ValueZIP 95648Placer CountyCaliforniaUnited States
Less than $50,0001.1% (±0.5 points)1.6%2.5%5.3%
$50,000 to $99,9991.5% (±0.6 points)1.5%1.7%6.1%
$100,000 to $149,9990.1% (±0.1 points)0.9%1.3%6.8%
$150,000 to $199,9990.5% (±0.3 points)0.8%1.4%9.0%
$200,000 to $299,9991.0% (±0.5 points)1.5%4.3%17.8%
$300,000 to $499,99912.4% (±1.8 points)13.6%17.1%26.9%
$500,000 to $999,99974.7% (±2.1 points)64.7%42.1%20.9%
$1,000,000 or more8.7% (±1.1 points)15.5%29.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 95648

Housing units by units in structure, 2020–2024
Building typeZIP 95648Placer CountyCaliforniaUnited States
Single-family, detached92.0% (±1.6 points)78.4%57.0%61.3%
Single-family, attached (townhouse, rowhouse)2.5% (±1.1 points)3.4%7.4%6.2%
2 units0.0% (±0.2 points)0.9%2.4%3.4%
3 or 4 units1.2% (±0.6 points)3.9%5.4%4.3%
5 to 9 units1.3% (±0.8 points)3.4%5.7%4.5%
10 to 19 units0.3% (±0.2 points)2.0%4.9%4.3%
20 or more units2.1% (±0.8 points)5.4%13.6%10.3%
Mobile home0.3% (±0.2 points)2.5%3.5%5.6%
Boat, RV, van, etc.0.3% (±0.3 points)0.1%0.1%0.1%

When the homes in ZIP code 95648 were built

Housing units by year structure built, 2020–2024
Year builtZIP 95648Placer CountyCaliforniaUnited States
2020 or later5.3% (±0.8 points)3.3%1.3%2.0%
2010 to 201910.9% (±1.4 points)11.4%6.5%9.4%
2000 to 200958.1% (±2.3 points)24.8%11.2%13.6%
1990 to 19998.6% (±1.6 points)17.8%10.1%12.4%
1980 to 19896.0% (±1.1 points)14.7%14.9%12.9%
1970 to 19794.0% (±1.1 points)13.3%16.8%14.2%
1960 to 19692.5% (±0.8 points)6.4%12.5%9.9%
1950 to 19591.3% (±0.6 points)3.8%12.4%9.5%
1940 to 19490.9% (±0.4 points)1.7%5.4%4.4%
1939 or earlier2.4% (±0.8 points)2.9%8.9%11.7%

11.1% of the homes in ZIP code 95648 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 95648

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 95648Placer CountyCaliforniaUnited States
Utility gas68.8% (±2.6 points)61.2%61.0%46.5%
Fuel oil, kerosene, etc.0.0% (±0.2 points)0.1%0.2%3.9%
Electricity19.2% (±2.1 points)24.5%29.5%41.3%
Bottled or tank gas (propane)4.9% (±1.1 points)7.8%3.4%4.9%
Wood1.3% (±0.5 points)3.3%1.3%1.4%
Solar energy4.5% (±1.1 points)1.9%1.2%0.3%
Coal or coke0.0% (±0.2 points)0.0%0.0%0.1%
Other fuel0.3% (±0.3 points)0.6%0.3%0.5%
No fuel used0.9% (±0.5 points)0.5%3.0%1.2%

How people in ZIP code 95648 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 95648Placer CountyCaliforniaUnited States
Drove alone68.5% (±2.5 points)67.5%65.7%68.8%
Carpooled6.1% (±1.2 points)6.3%9.5%8.5%
Public transportation0.5% (±0.5 points)0.5%2.9%3.2%
Walked0.4% (±0.3 points)1.2%2.4%2.4%
Other means (bicycle, taxi, motorcycle)2.2% (±0.6 points)1.8%2.4%2.0%
Worked from home22.3% (±2.2 points)22.7%17.2%15.1%

Workers who live in ZIP code 95648 take an average of 29.8 minutes to get to work.

Places in ZIP code 95648

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Lincoln17%$2,09016.1%
Sheridan11%$1,83523.7%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 95648

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
956815.7 mi$1,835$494,400$95,97821.1%
957657.3 mi$2,308$732,500$138,09030.4%
956588.2 mi$1,771$837,700$126,5818.2%
956638.3 mi—$960,800$155,91710.8%
956749.4 mi$1,425$542,800$104,75029.9%
956929.8 mi$1,343$471,800$95,87732.7%
9567710.0 mi$2,191$654,200$105,71333.7%
9574710 mi$2,182$687,600$136,75019.1%

Crime reported to police in Lincoln

Most of ZIP code 95648 is policed by the Lincoln Police Department, which reported 91 violent and 485 property crimes per 100,000 residents to the FBI in 2025.

The FBI publishes crime by police department, not by ZIP code, so this is the department’s figure for the whole area it serves.

ZIP code 95648 is reported as ZIP Code Tabulation Area 95648: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 95648

What is the median rent in ZIP code 95648?

The median gross rent in ZIP Code Tabulation Area 95648 is $2,103 (±$200) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 95648?

The median value of owner-occupied homes in ZIP code 95648 is $657,800 (±$7,140) (2020–2024 American Community Survey).

What is the median household income in ZIP code 95648?

The median household income in ZIP code 95648 is $112,333 (±$4,405) a year (2020–2024 American Community Survey).

What town is ZIP code 95648 in?

Most of ZIP code 95648’s land lies in Lincoln; it also covers Sheridan.

What is the Fair Market Rent for a two-bedroom in ZIP 95648?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 95648 is $2,620 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 95648 (zip code tabulation area:95648).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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