Housing data for ZIP code 95746

ZIP code 95746 has an estimated 22,985 residents and 8,402 homes (US Census Bureau, 2020–2024 American Community Survey).

Most of its land lies in Granite Bay, Placer County.

11.2% of households rent.

The median gross rent is $2,921 (±$314) a month.

The median home value is $1,099,500 (±$33,574).

The median household income is $183,305 (±$23,938) a year.

Figures last updated on .

Residents
22,985 (±1,051)
Median gross rent
$2,921
Median home value
$1,099,500
Households that rent
11.2%

How ZIP code 95746 compares

Estimate (90% margin of error)
ZIP 95746Granite BayPlacer CountyCaliforniaUnited States
Residents22,985 (±1,051)21,673419,15639,287,377334,922,499
Housing units8,402 (±389)8,003179,26614,644,735143,775,355
Households that rent11.2% (±2.8 points)10.0%25.2%44.1%34.8%
Median gross rent$2,921 (±$314)$2,740$2,069$2,036$1,413
Median home value$1,099,500 (±$33,574)$1,135,900$688,100$734,700$332,700
Median household income$183,305 (±$23,938)$184,606$115,998$99,122$80,734
Median real estate taxes (a year)$8,595 (±$415)$9,227$5,812$5,124$3,119
Renters paying 30% or more of income58.5% (±17.9 points)51.5%57.9%55.3%51.1%
Built before 198034.2% (±5.2 points)38.9%28.1%56.0%49.7%
Average commute26.1 minutes (±2.1)25.3 minutes27.4 minutes28.7 minutes26.4 minutes
Households with broadband96.3% (±1.9 points)96.3%94.2%93.5%91.0%
Median age of residents48.0 years (±2.1)47.2 years42.5 years37.9 years38.9 years

In ZIP 95746, median gross rent is higher than in Placer County ($2,069).

It is also higher than in California ($2,036).

It is higher than the national figure ($1,413).

The median gross rent in ZIP code 95746 is not measurably different from Granite Bay as a whole ($2,740).

Its median home value is not measurably different from Granite Bay as a whole ($1,135,900).

Among the 22 ZIP codes in Placer County with a published estimate, ZIP 95746 ranks 1 from highest to lowest median gross rent.

Among the 28 ZIP codes in Placer County with a published estimate, ZIP 95746 ranks 2 from highest to lowest median home value.

Among the 28 ZIP codes in Placer County with a published estimate, ZIP 95746 ranks 2 from highest to lowest median household income.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Rent in ZIP code 95746

Share of rented homes in each gross-rent range, 2020–2024
Monthly gross rentZIP 95746Placer CountyCaliforniaUnited States
Less than $5000.0% (±5.7 points)2.9%3.6%6.3%
$500 to $9990.0% (±5.7 points)5.2%7.2%20.2%
$1,000 to $1,4997.6% (±11.1 points)16.2%16.2%28.1%
$1,500 to $1,9997.3% (±6.1 points)22.5%21.5%21.1%
$2,000 to $2,49916.1% (±11.6 points)23.5%19.8%12.0%
$2,500 to $2,99922.7% (±11.7 points)15.6%12.5%5.5%
$3,000 or more46.4% (±17.4 points)14.1%19.1%6.8%

The most common range is $3,000 or more, paid by 46.4% of renting households.

Rent by bedrooms in ZIP code 95746

Census median gross rent beside HUD’s fiscal year 2027 Small Area Fair Market Rent, dollars a month
BedroomsCensus medianHUD Small Area Fair Market Rent
Studio—$2,610
1 bedroom$2,273 (±$768)$2,690
2 bedrooms$2,453 (±$729)$3,300
3 bedrooms$2,998 (±$254)$4,330
4 bedrooms$3,187 (±$1,605)$4,990

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 95746 is $3,300 a month.

A Fair Market Rent is HUD’s estimate of the gross rent (shelter plus utilities) of a modest rental home in the area.

Rent burden in ZIP code 95746

Renting households by gross rent as a percentage of household income, 2020–2024
Share of income spent on rentZIP 95746Placer CountyCaliforniaUnited States
Less than 15%10.3% (±7.5 points)8.3%10.4%12.6%
15% to 19.9%1.0% (±1.8 points)10.8%11.1%12.2%
20% to 24.9%21.7% (±13.6 points)12.0%12.0%12.6%
25% to 29.9%8.5% (±7.8 points)10.9%11.2%11.5%
30% to 34.9%7.4% (±8.7 points)9.7%9.3%9.2%
35% or more51.1% (±15.7 points)48.2%46.0%41.9%

58.5% (±17.9 points) of renting households in ZIP code 95746 spend 30% or more of their income on gross rent.

Home values in ZIP code 95746

Owner-occupied homes by value, 2020–2024
ValueZIP 95746Placer CountyCaliforniaUnited States
Less than $50,0002.4% (±1.5 points)1.6%2.5%5.3%
$50,000 to $99,9992.5% (±1.5 points)1.5%1.7%6.1%
$100,000 to $149,9990.8% (±0.7 points)0.9%1.3%6.8%
$150,000 to $199,9990.0% (±0.6 points)0.8%1.4%9.0%
$200,000 to $299,9990.7% (±1.1 points)1.5%4.3%17.8%
$300,000 to $499,9991.0% (±1.0 points)13.6%17.1%26.9%
$500,000 to $999,99932.2% (±3.7 points)64.7%42.1%20.9%
$1,000,000 or more60.4% (±3.8 points)15.5%29.6%7.1%

Value is the owner’s own estimate of what the home and lot would sell for, not a sale price or an assessment.

The homes in ZIP code 95746

Housing units by units in structure, 2020–2024
Building typeZIP 95746Placer CountyCaliforniaUnited States
Single-family, detached92.2% (±2.7 points)78.4%57.0%61.3%
Single-family, attached (townhouse, rowhouse)3.1% (±1.7 points)3.4%7.4%6.2%
2 units0.0% (±0.5 points)0.9%2.4%3.4%
3 or 4 units0.4% (±0.4 points)3.9%5.4%4.3%
5 to 9 units0.2% (±0.3 points)3.4%5.7%4.5%
10 to 19 units0.0% (±0.5 points)2.0%4.9%4.3%
20 or more units0.5% (±0.5 points)5.4%13.6%10.3%
Mobile home3.6% (±1.9 points)2.5%3.5%5.6%
Boat, RV, van, etc.0.0% (±0.5 points)0.1%0.1%0.1%

When the homes in ZIP code 95746 were built

Housing units by year structure built, 2020–2024
Year builtZIP 95746Placer CountyCaliforniaUnited States
2020 or later1.5% (±1.0 points)3.3%1.3%2.0%
2010 to 20194.3% (±1.3 points)11.4%6.5%9.4%
2000 to 200912.6% (±2.4 points)24.8%11.2%13.6%
1990 to 199931.9% (±3.1 points)17.8%10.1%12.4%
1980 to 198915.6% (±3.3 points)14.7%14.9%12.9%
1970 to 197921.2% (±3.8 points)13.3%16.8%14.2%
1960 to 19698.4% (±3.0 points)6.4%12.5%9.9%
1950 to 19594.2% (±1.8 points)3.8%12.4%9.5%
1940 to 19490.4% (±0.5 points)1.7%5.4%4.4%
1939 or earlier0.0% (±0.5 points)2.9%8.9%11.7%

34.2% of the homes in ZIP code 95746 were built before 1980, so many fall under the federal lead-paint disclosure rules for homes built before 1978.

Heating fuel in ZIP code 95746

Occupied housing units by house heating fuel, 2020–2024
Fuel used mostZIP 95746Placer CountyCaliforniaUnited States
Utility gas74.8% (±3.0 points)61.2%61.0%46.5%
Fuel oil, kerosene, etc.0.0% (±0.5 points)0.1%0.2%3.9%
Electricity17.8% (±3.0 points)24.5%29.5%41.3%
Bottled or tank gas (propane)2.1% (±1.1 points)7.8%3.4%4.9%
Wood2.6% (±1.5 points)3.3%1.3%1.4%
Solar energy2.1% (±1.2 points)1.9%1.2%0.3%
Coal or coke0.0% (±0.5 points)0.0%0.0%0.1%
Other fuel0.2% (±0.4 points)0.6%0.3%0.5%
No fuel used0.3% (±0.5 points)0.5%3.0%1.2%

How people in ZIP code 95746 get to work

Workers 16 and over by means of transportation to work, 2020–2024
Means of transportationZIP 95746Placer CountyCaliforniaUnited States
Drove alone63.6% (±4.0 points)67.5%65.7%68.8%
Carpooled6.8% (±1.9 points)6.3%9.5%8.5%
Public transportation0.6% (±0.6 points)0.5%2.9%3.2%
Walked1.3% (±1.2 points)1.2%2.4%2.4%
Other means (bicycle, taxi, motorcycle)1.6% (±1.2 points)1.8%2.4%2.0%
Worked from home26.2% (±3.7 points)22.7%17.2%15.1%

Workers who live in ZIP code 95746 take an average of 26.1 minutes to get to work.

Places in ZIP code 95746

Places whose land overlaps this ZIP code, with the share of the ZIP’s land in each
PlaceShare of the ZIP’s land in this placeMedian gross rentHouseholds that rent
Granite Bay96%$2,74010.0%

A township or a New York town includes the villages inside it, so their shares can add up to more than the whole.

ZIP codes near 95746

Nearest ZIP codes with Census figures, by straight-line distance between their internal points
ZIP codeDistanceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
956713.7 mi$1,420—$232,700100.0%
956504.3 mi$1,817$751,700$117,9129.4%
956614.5 mi$2,082$687,800$105,92537.3%
956774.8 mi$2,191$654,200$105,71333.7%
956624.9 mi$1,903$558,300$96,68925.0%
956306.0 mi$2,355$755,200$139,64230.1%
956786.7 mi$2,112$570,600$100,55444.9%
956106.7 mi$1,821$485,900$83,32747.1%

Crime reported to police in Placer County

In 2025, the police departments that report for Placer County recorded 197 violent and 910 property crimes per 100,000 residents.

The FBI publishes crime by police department, not by ZIP code, so this is the figure for the county as a whole.

ZIP code 95746 is reported as ZIP Code Tabulation Area 95746: the Census Bureau’s area built from census blocks to match the ZIP code’s delivery area as closely as it can.

Survey years: 2020–2024 (American Community Survey 5-year estimates).

Margins of error are at the 90% confidence level.

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Questions about ZIP 95746

What is the median rent in ZIP code 95746?

The median gross rent in ZIP Code Tabulation Area 95746 is $2,921 (±$314) a month (2020–2024 American Community Survey).

What is the median home value in ZIP code 95746?

The median value of owner-occupied homes in ZIP code 95746 is $1,099,500 (±$33,574) (2020–2024 American Community Survey).

What is the median household income in ZIP code 95746?

The median household income in ZIP code 95746 is $183,305 (±$23,938) a year (2020–2024 American Community Survey).

What town is ZIP code 95746 in?

ZIP code 95746 lies mostly in Granite Bay.

What is the Fair Market Rent for a two-bedroom in ZIP 95746?

HUD’s fiscal year 2027 Small Area Fair Market Rent for a two-bedroom home in ZIP 95746 is $3,300 a month.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for ZCTA5 95746 (zip code tabulation area:95746).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0134E, DP04_0134M, DP04_0089E, DP04_0089M, DP03_0062E, DP03_0062M, DP04_0047PE, DP04_0047PM

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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