How much do homeowners pay a month in Castle Rock, CO?
Homeowners with a mortgage in Castle Rock, CO pay a median of $2,787 (±$51) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $798 (±$47).
84.5% of owned homes carry a mortgage.
In Castle Rock, the median monthly cost with a mortgage went from $2,220 in 2015–2019 to $2,787 in 2020–2024 (+25.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,787 (±$51)
- Without a mortgage
- $798 (±$47)
- Owned with a mortgage
- 84.5%
Monthly owner costs in Castle Rock
| Castle Rock | Douglas County | Colorado | United States | |
|---|---|---|---|---|
| With a mortgage | $2,787 (±$51) | $2,893 (±$26) | $2,326 (±$9) | $1,963 |
| Without a mortgage | $798 (±$47) | $864 (±$14) | $663 (±$4) | $638 |
| Owned homes with a mortgage | 84.5% (±2.2 points) | 77.7% (±0.9 points) | 69.4% (±0.3 points) | 60.6% |
| Median real estate taxes (a year) | $3,635 (±$107) | $3,947 (±$48) | $2,602 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Castle Rock, the median cost with a mortgage is lower than in Douglas County ($2,893).
It is also higher than in Colorado ($2,326).
It is higher than the national figure ($1,963).
In Douglas County, Castle Rock ranks 13 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 43 of 316.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Castle Rock have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,220 (±$45) | $2,787 (±$51) | +25.5% | No measurable change after inflation |
| Median real estate taxes | $2,650 (±$77) | $3,635 (±$107) | +37.2% | Up after inflation |
| Median home value | $422,100 (±$6,818) | $652,900 (±$8,994) | +54.7% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Castle Rock
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Castle Rock | — | $2,787 (±$51) | — |
| Castle Pines Village | 5.1 mi | $4,000 or more | — |
| Castle Pines | 6.0 mi | $3,772 (±$191) | Higher |
| The Pinery | 7.4 mi | $2,946 (±$188) | Not measurably different |
| Stepping Stone | 9.7 mi | $3,267 (±$214) | Higher |
| Parker | 9.9 mi | $2,773 (±$60) | Not measurably different |
| Perry Park | 10 mi | $3,149 (±$375) | Not measurably different |
| Larkspur | 10 mi | $1,500 (±$1,057) | Lower |
| Meridian Village | 11 mi | $3,304 (±$347) | Higher |
Nearby places with a measurably lower figure: Larkspur, CO ($1,500).
Nearby places with a measurably higher figure: Castle Pines, CO ($3,772), Stepping Stone, CO ($3,267), Meridian Village, CO ($3,304).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Douglas County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 7 | Stepping Stone | $3,267 (±$214) |
| 8 | Perry Park | $3,149 (±$375) |
| 9 | The Pinery | $2,946 (±$188) |
| 10 | Roxborough Park | $2,872 (±$146) |
| 11 | Meridian | $2,825 (±$494) |
| 12 | Highlands Ranch | $2,823 (±$42) |
| 13 | Castle Rock | $2,787 (±$51) |
| 14 | Parker | $2,773 (±$60) |
| 15 | Stonegate | $2,730 (±$103) |
| 16 | Acres Green | $2,192 (±$165) |
| 17 | Larkspur | $1,500 (±$1,057) |
Showing 11 of 17 places in Douglas County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Castle Rock
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Castle Rock beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Castle Rock, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Castle Rock, and send estimates and invoices from your phone.
Questions about Castle Rock
What is the average mortgage payment in Castle Rock?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Castle Rock, CO is $2,787 (±$51) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Castle Rock?
Owners without a mortgage in Castle Rock pay a median of $798 (±$47) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Castle Rock gone up?
In Castle Rock, the median monthly cost with a mortgage went from $2,220 in 2015–2019 to $2,787 in 2020–2024 (+25.5%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Castle Rock town, Colorado
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Castle Rock town, Colorado
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Castle Rock town, Colorado
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Castle Rock town, Colorado
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Castle Rock town, Colorado
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Castle Rock town, Colorado (place:12415, in state:08).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Castle Rock at a glance
- Median rent in Castle Rock
- Rent by bedrooms in Castle Rock
- Rent burden in Castle Rock
- Renters and owners in Castle Rock
- Income and affordability in Castle Rock
- Home values in Castle Rock
- Property taxes in Castle Rock
- Types of homes in Castle Rock
- Bedrooms in Castle Rock
- Age of homes in Castle Rock
- Vacancy rate in Castle Rock
- Heating fuel in Castle Rock
- Commute and cars in Castle Rock
- Crime reported to police in Castle Rock
- Population growth in Castle Rock
- How long people stay in Castle Rock
- Crowding and facilities in Castle Rock
- Colorado landlord and tenant rules
- Housing across Douglas County
- Housing data for every place in Colorado