Housing data for Central, CO

Central, CO has an estimated 525 residents and 494 homes (US Census Bureau, 2020–2024 American Community Survey).

It is a city in Gilpin County.

38.4% of households rent.

The median gross rent is $1,451 a month.

Figures last updated on .

Residents
525 (±182)
Housing units
494 (±119)
Households that rent
38.4%
Median gross rent
$1,451

What stands out in Central

Homes in buildings of 5 or more units: 33.4% (±15.8 points) in Central, higher than in Gilpin County (4.4%).

Households that rent: 38.4% (±18.8 points) in Central, higher than in Gilpin County (12.5%).

Median real estate taxes: $700 (±$313) in Central, lower than in Gilpin County ($1,310).

Average commute: 12.0 minutes (±2.8) in Central, lower than in Gilpin County (32.1 minutes).

Housing in Central at a glance

  • Median rent: $1,451 median gross rent a month
  • Rent burden: 61.4% of renters pay 30% or more of income (Small sample: wide margin of error)
  • Renters and owners: 38.4% of households rent
  • Income and affordability: $61,622 median household income (Small sample: wide margin of error)
  • Home values: $366,300 median home value
  • Homeowner costs: $1,990 median monthly cost with a mortgage
  • Property taxes: $700 median real estate taxes a year
  • Types of homes: 33.4% of homes are in buildings of 5 or more units
  • Bedrooms: 24.1% of homes have 3 or more bedrooms
  • Age of homes: 54.2% of homes were built before 1980
  • Vacancy rate: 17.4% rental vacancy rate (Small sample: wide margin of error)
  • Heating fuel: 60.6% heat with utility gas
  • Commute and cars: 12.0 minutes average trip to work
  • How long people stay: 32.6% moved in since 2020 (Small sample: wide margin of error)
  • Crowding and facilities: 0.0% of homes have more than 1 person per room (Small sample: wide margin of error)

Central against Gilpin County, its state and the nation

Estimate (90% margin of error)
CentralGilpin CountyColoradoUnited States
Residents525 (±182)5,901 (exact)5,862,189 (exact)334,922,499
Housing units494 (±119)3,746 (±247)2,589,053 (±653)143,775,355
Households that rent38.4% (±18.8 points)12.5% (±5.0 points)33.8% (±0.3 points)34.8%
Median gross rent$1,451 (±$588)$1,658 (±$244)$1,761 (±$7)$1,413
Median household income$61,622 (±$30,650)$95,361 (±$18,874)$95,470 (±$578)$80,734
Median home value$366,300 (±$90,635)$573,900 (±$53,130)$539,400 (±$2,069)$332,700
Median real estate taxes (a year)$700 (±$313)$1,310 (±$283)$2,602 (±$10)$3,119
Built before 198054.2% (±18.0 points)44.8% (±8.9 points)39.7% (±0.3 points)49.7%
Average commute12.0 minutes (±2.8)32.1 minutes (±4.3)25.2 minutes (±0.1)26.4 minutes
Households with broadband82.9% (±16.1 points)93.4% (±5.0 points)93.5% (±0.1 points)91.0%
Median age of residents35.9 years (±16.9)47.2 years (±4.4)37.7 years (±0.1)38.9 years

Central covers 2.8 square miles of land, about 189 residents per square mile (Census Bureau Gazetteer).

Crime reported to police in Gilpin County

Central has no police department of its own in the FBI’s figures, so this is the figure for Gilpin County as a whole.

In 2025, the police departments that report for Gilpin County recorded 616 violent and 4,142 property crimes per 100,000 residents.

A county-wide figure describes the whole county, not this place; crime varies from one community to the next.

Places near Central

Nearest places with Census figures, by straight-line distance
PlaceDistanceMedian gross rentMedian home valueHouseholds that rent
Black Hawk0.9 mi—$496,20029.5%
Idaho Springs3.2 mi$1,548$446,50025.8%
Empire9.5 mi$1,614$356,50052.6%
Coal Creek (community)10 mi$1,868$625,8009.1%
Georgetown11 mi$1,434$521,70028.5%
Nederland12 mi$1,453$707,10027.3%
Silver Plume13 mi$985$473,50026.6%
Evergreen14 mi$1,959$829,40011.2%

Places in Colorado most like Central

PlaceMedian gross rentMedian home valueMedian household incomeHouseholds that rent
Grand Junction$1,142$389,800$70,08036.5%
Durango$1,636$668,400$78,60247.0%
Cripple Creek$1,048$285,800$41,84044.3%
Gunnison$1,230$461,000$62,18951.3%
Ouray$1,346$588,300$78,18227.2%
Granby$1,276$567,100$72,92635.3%

Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Colorado.

HUD Fair Market Rent for Central, fiscal year 2027

Denver-Aurora-Centennial, CO MSA, dollars a month
Studio1 bedroom2 bedrooms3 bedrooms4 bedrooms
$1,751$1,831$2,169$2,846$3,183

HUD income limits for Central, fiscal year 2026

Denver-Aurora-Centennial, CO MSA, annual household income
Household sizeExtremely low (30%)Very low (50%)Low (80%)
1 person$30,250$50,400$74,800
2 people$34,600$57,600$85,450
3 people$38,900$64,800$96,150
4 people$43,200$72,000$106,800
5 people$46,700$77,800$115,350
6 people$50,150$83,550$123,900
7 people$53,600$89,300$132,450
8 people$57,050$95,050$141,000

These are the limits HUD sets for its housing programs in the Denver-Aurora-Centennial, CO MSA, where HUD’s median family income for fiscal year 2026 is $144,000.

A program can use its own limits; tax-credit and local programs often do.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Central

What is the average rent in Central, CO?

The Census Bureau publishes the median rather than the average: the median gross rent in Central is $1,451 (±$588) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.

How many renters are there in Central?

Central has an estimated 119 (±67) renting households, 38.4% of its occupied homes (2020–2024 American Community Survey).

What is the average home value in Central, CO?

The Census Bureau publishes the median: $366,300 (±$90,635) for owner-occupied homes in Central (2020–2024 American Community Survey).

What is the average mortgage payment in Central?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Central, CO is $1,990 (±$919) a month, including taxes, insurance and utilities.

How much are property taxes in Central?

The median real estate tax paid by homeowners in Central, CO is $700 (±$313) a year (2020–2024 American Community Survey).

How many homes are in Central?

Central, CO has an estimated 494 (±119) housing units, occupied and vacant (2020–2024 American Community Survey).

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Central city, Colorado (place:12900, in state:08).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.

Figures last updated on .

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