How much do homeowners pay a month in Sterling Ranch, CO?

Name: Homeowner costs in Sterling Ranch, CO, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Sterling Ranch, CO pay a median of $3,464 (±$180) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $949 (±$53).

82.5% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $3,464 (±$180)
Without a mortgage: $949 (±$53)
Owned with a mortgage: 82.5%

Monthly owner costs in Sterling Ranch

Median selected monthly owner costs, estimate (90% margin of error)
	Sterling Ranch	Douglas County	Colorado	United States
With a mortgage	$3,464 (±$180)	$2,893 (±$26)	$2,326 (±$9)	$1,963
Without a mortgage	$949 (±$53)	$864 (±$14)	$663 (±$4)	$638
Owned homes with a mortgage	82.5% (±6.4 points)	77.7% (±0.9 points)	69.4% (±0.3 points)	60.6%
Median real estate taxes (a year)	$7,302 (±$715)	$3,947 (±$48)	$2,602 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Sterling Ranch, the median cost with a mortgage is higher than in Douglas County ($2,893).

It is also higher than in Colorado ($2,326).

It is higher than the national figure ($1,963).

In Douglas County, Sterling Ranch ranks 4 of 17 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 12 of 316.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Sterling Ranch

Nearest places with a published estimate, compared with Sterling Ranch
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Sterling Ranch	—	$3,464 (±$180)	—
Roxborough Park	3.3 mi	$2,872 (±$146)	Lower
Highlands Ranch	5.2 mi	$2,823 (±$42)	Lower
Columbine	6.7 mi	$2,593 (±$99)	Lower
Ken Caryl	6.8 mi	$2,402 (±$85)	Lower
Littleton	6.9 mi	$2,437 (±$80)	Lower
Columbine Valley	7.4 mi	$4,000 or more	—
Castle Pines Village	8.8 mi	$4,000 or more	—
Acres Green	9.2 mi	$2,192 (±$165)	Lower

Nearby places with a measurably lower figure: Roxborough Park, CO ($2,872), Highlands Ranch, CO ($2,823), Columbine, CO ($2,593).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Douglas County, place by place

Rank	Place	Median monthly cost with a mortgage
1	Castle Pines Village	$4,000 or more
2	Castle Pines	$3,772 (±$191)
3	Sierra Ridge	$3,518 (±$271)
4	Sterling Ranch	$3,464 (±$180)
5	Lone Tree	$3,353 (±$260)
6	Meridian Village	$3,304 (±$347)
7	Stepping Stone	$3,267 (±$214)
8	Perry Park	$3,149 (±$375)
9	The Pinery	$2,946 (±$188)
10	Roxborough Park	$2,872 (±$146)

Showing 10 of 17 places in Douglas County, ranked from highest to lowest.

Sterling Ranch is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Sterling Ranch

What is the average mortgage payment in Sterling Ranch?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Sterling Ranch, CO is $3,464 (±$180) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Sterling Ranch?

Owners without a mortgage in Sterling Ranch pay a median of $949 (±$53) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Sterling Ranch CDP, Colorado (place:73943, in state:08).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.