How much do homeowners pay a month in Chester Center, CT?

Name: Homeowner costs in Chester Center, CT, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Chester Center, CT pay a median of $2,392 (±$143) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $853 (±$55).

62.9% of owned homes carry a mortgage.

In Chester Center, the median monthly cost with a mortgage went from $2,319 in 2015–2019 to $2,392 in 2020–2024 (+3.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Figures last updated on November 12, 2026.

With a mortgage: $2,392 (±$143)
Without a mortgage: $853 (±$55)
Owned with a mortgage: 62.9%

Monthly owner costs in Chester Center

Median selected monthly owner costs, estimate (90% margin of error)
	Chester Center	Lower Connecticut River Valley Planning Region	Connecticut	United States
With a mortgage	$2,392 (±$143)	$2,411 (±$43)	$2,429 (±$11)	$1,963
Without a mortgage	$853 (±$55)	$1,020 (±$30)	$1,071 (±$7)	$638
Owned homes with a mortgage	62.9% (±10.9 points)	61.7% (±1.7 points)	64.6% (±0.4 points)	60.6%
Median real estate taxes (a year)	$5,867 (±$598)	$6,357 (±$104)	$6,643 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Chester Center, the median cost with a mortgage is not measurably different from Lower Connecticut River Valley Planning Region ($2,411).

It is not measurably different from Connecticut ($2,429).

It is higher than the national figure ($1,963).

In Lower Connecticut River Valley Planning Region, Chester Center ranks 4 of 13 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 68 of 131.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Chester Center have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$2,319 (±$194)	$2,392 (±$143)	+3.1%	Down after inflation
Median real estate taxes	$5,748 (±$507)	$5,867 (±$598)	+2.1%	Down after inflation
Median home value	$355,700 (±$29,455)	$422,500 (±$47,902)	+18.8%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Chester Center

Nearest places with a published estimate, compared with Chester Center
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Chester Center	—	$2,392 (±$143)	—
Deep River Center	1.9 mi	$1,954 (±$323)	Lower
Deep River	2.7 mi	$2,212 (±$363)	Not measurably different
Essex	4.3 mi	$2,544 (±$186)	Not measurably different
Essex Village	4.6 mi	$3,200 (±$572)	Higher
East Haddam	6.1 mi	$2,349 (±$140)	Not measurably different
Lyme	6.5 mi	$3,062 (±$326)	Higher
Killingworth	6.6 mi	$2,910 (±$386)	Higher
Moodus	6.9 mi	$2,180 (±$439)	Not measurably different

Nearby places with a measurably lower figure: Deep River Center, CT ($1,954).

Nearby places with a measurably higher figure: Essex Village, CT ($3,200), Lyme, CT ($3,062), Killingworth, CT ($2,910).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Lower Connecticut River Valley Planning Region, place by place

Rank	Place	Median monthly cost with a mortgage
1	Essex Village	$3,200 (±$572)
2	Durham (community)	$2,797 (±$211)
3	Saybrook Manor	$2,495 (±$317)
4	Chester Center	$2,392 (±$143)
5	Old Saybrook Center	$2,386 (±$1,000)
6	Lake Pocotopaug	$2,357 (±$149)
7 (tie)	Clinton (community)	$2,286 (±$195)
7 (tie)	Portland (community)	$2,286 (±$247)
9	Westbrook Center	$2,227 (±$1,034)
10	Moodus	$2,180 (±$439)

Showing 10 of 13 places in Lower Connecticut River Valley Planning Region, ranked from highest to lowest.

Chester Center is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Chester, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

What you can do on Seayora in Chester Center

One account for renting, owning, managing and fixing homes, with these figures beside you.

Own or manage a rental?

List it, sign the lease and collect rent online, with the figures for Chester Center beside you.

Create a landlord account · See what landlords get

Looking for a place to rent?

Browse homes for rent near Chester Center, save the ones you like and apply online.

Browse rentals · Create a renter account

Do repairs, renovations or maintenance?

Get found by owners and renters near Chester Center, and send estimates and invoices from your phone.

Join as a pro · Find a pro

Questions about Chester Center

What is the average mortgage payment in Chester Center?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Chester Center, CT is $2,392 (±$143) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Chester Center?

Owners without a mortgage in Chester Center pay a median of $853 (±$55) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Chester Center gone up?

In Chester Center, the median monthly cost with a mortgage went from $2,319 in 2015–2019 to $2,392 in 2020–2024 (+3.1%).

Prices (CPI-U) rose 22.7% over the same years, so it rose more slowly than prices: a measurable decrease after inflation.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Chester Center CDP, Connecticut (place:14370, in state:09).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.