How much do homeowners pay a month in Harwinton, CT?
Homeowners with a mortgage in Harwinton, CT pay a median of $2,013 (±$165) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,036 (±$105).
64.2% of owned homes carry a mortgage.
In Harwinton, the median monthly cost with a mortgage went from $2,262 in 2015–2019 to $2,013 in 2020–2024 (−11.0%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $2,013 (±$165)
- Without a mortgage
- $1,036 (±$105)
- Owned with a mortgage
- 64.2%
Monthly owner costs in Harwinton
| Harwinton | Northwest Hills Planning Region | Connecticut | United States | |
|---|---|---|---|---|
| With a mortgage | $2,013 (±$165) | $2,155 (±$56) | $2,429 (±$11) | $1,963 |
| Without a mortgage | $1,036 (±$105) | $965 (±$31) | $1,071 (±$7) | $638 |
| Owned homes with a mortgage | 64.2% (±7.6 points) | 61.7% (±2.1 points) | 64.6% (±0.4 points) | 60.6% |
| Median real estate taxes (a year) | $5,503 (±$320) | $5,593 (±$131) | $6,643 (±$25) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Harwinton, the median cost with a mortgage is not measurably different from Northwest Hills Planning Region ($2,155).
It is also lower than in Connecticut ($2,429).
It is not measurably different from the national figure ($1,963).
In Northwest Hills Planning Region, Harwinton ranks 17 of 21 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 139 of 169.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Harwinton have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,262 (±$144) | $2,013 (±$165) | −11.0% | Down after inflation |
| Median real estate taxes | $5,927 (±$304) | $5,503 (±$320) | −7.2% | Down after inflation |
| Median home value | $310,300 (±$19,169) | $352,100 (±$16,358) | +13.5% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Harwinton
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Harwinton | — | $2,013 (±$165) | — |
| Burlington | 5.8 mi | $2,749 (±$123) | Higher |
| Thomaston (community) | 6.0 mi | $2,179 (±$191) | Not measurably different |
| Torrington | 6.2 mi | $1,775 (±$79) | Lower |
| New Hartford | 6.4 mi | $2,452 (±$318) | Higher |
| Terryville | 6.4 mi | $1,850 (±$171) | Not measurably different |
| Plymouth | 6.8 mi | $1,937 (±$102) | Not measurably different |
| Thomaston | 6.9 mi | $2,137 (±$105) | Not measurably different |
| Litchfield | 7.0 mi | $2,324 (±$109) | Higher |
Nearby places with a measurably lower figure: Torrington, CT ($1,775).
Nearby places with a measurably higher figure: Burlington, CT ($2,749), New Hartford, CT ($2,452), Litchfield, CT ($2,324).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Northwest Hills Planning Region, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 11 | New Hartford | $2,452 (±$318) |
| 12 (tie) | Litchfield | $2,324 (±$109) |
| 12 (tie) | Morris | $2,324 (±$182) |
| 14 | Norfolk | $2,263 (±$211) |
| 15 | Colebrook | $2,188 (±$156) |
| 16 | Barkhamsted | $2,121 (±$152) |
| 17 | Harwinton | $2,013 (±$165) |
| 18 | Hartland | $1,998 (±$166) |
| 19 | Winchester | $1,809 (±$244) |
| 20 | North Canaan | $1,800 (±$617) |
| 21 | Torrington | $1,775 (±$79) |
Showing 11 of 21 places in Northwest Hills Planning Region, ranked from highest to lowest.
The figures for Harwinton include the places inside it that have pages of their own: Northwest Harwinton.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Harwinton
What is the average mortgage payment in Harwinton?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Harwinton, CT is $2,013 (±$165) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Harwinton?
Owners without a mortgage in Harwinton pay a median of $1,036 (±$105) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Harwinton gone up?
In Harwinton, the median monthly cost with a mortgage went from $2,262 in 2015–2019 to $2,013 in 2020–2024 (−11.0%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Harwinton town, Northwest Hills Planning Region, Connecticut
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Harwinton town, Northwest Hills Planning Region, Connecticut
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Harwinton town, Northwest Hills Planning Region, Connecticut (county subdivision:37280, in state:09 county:160).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Harwinton at a glance
- Median rent in Harwinton
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- Income and affordability in Harwinton
- Home values in Harwinton
- Property taxes in Harwinton
- Types of homes in Harwinton
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- Age of homes in Harwinton
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- Commute and cars in Harwinton
- Population growth in Harwinton
- How long people stay in Harwinton
- Connecticut landlord and tenant rules
- Housing across Northwest Hills Planning Region
- Housing data for every place in Connecticut