How much do homeowners pay a month in Old Mystic, CT?

Name: Homeowner costs in Old Mystic, CT, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Old Mystic, CT pay a median of $2,148 (±$269) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $983 (±$150).

68.8% of owned homes carry a mortgage.

In Old Mystic, the median monthly cost with a mortgage went from $1,898 in 2015–2019 to $2,148 in 2020–2024 (+13.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Figures last updated on November 12, 2026.

With a mortgage: $2,148 (±$269)
Without a mortgage: $983 (±$150)
Owned with a mortgage: 68.8%

Monthly owner costs in Old Mystic

Median selected monthly owner costs, estimate (90% margin of error)
	Old Mystic	Southeastern Connecticut Planning Region	Connecticut	United States
With a mortgage	$2,148 (±$269)	$2,140 (±$34)	$2,429 (±$11)	$1,963
Without a mortgage	$983 (±$150)	$931 (±$16)	$1,071 (±$7)	$638
Owned homes with a mortgage	68.8% (±6.8 points)	60.7% (±1.3 points)	64.6% (±0.4 points)	60.6%
Median real estate taxes (a year)	$5,129 (±$656)	$5,228 (±$109)	$6,643 (±$25)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Old Mystic, the median cost with a mortgage is not measurably different from Southeastern Connecticut Planning Region ($2,140).

It is also lower than in Connecticut ($2,429).

It is not measurably different from the national figure ($1,963).

In Southeastern Connecticut Planning Region, Old Mystic ranks 5 of 15 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 87 of 131.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Old Mystic have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$1,898 (±$151)	$2,148 (±$269)	+13.2%	No measurable change after inflation
Median real estate taxes	$3,826 (±$186)	$5,129 (±$656)	+34.1%	No measurable change after inflation
Median home value	$238,400 (±$13,172)	$342,500 (±$15,838)	+43.7%	Up after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Old Mystic

Nearest places with a published estimate, compared with Old Mystic
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Old Mystic	—	$2,148 (±$269)	—
Mystic	2.5 mi	$3,230 (±$1,053)	Not measurably different
Noank	3.2 mi	$2,898 (±$542)	Higher
Poquonock Bridge	3.5 mi	$1,579 (±$203)	Lower
Ledyard	3.7 mi	$2,280 (±$129)	Not measurably different
Conning Towers-Nautilus Park	4.0 mi	$2,101 (±$274)	Not measurably different
Long Hill (Southeastern Connecticut Planning Region)	4.1 mi	$1,486 (±$388)	Lower
Stonington	4.1 mi	$2,509 (±$183)	Higher
Gales Ferry	5.7 mi	$2,621 (±$560)	Not measurably different

Nearby places with a measurably lower figure: Poquonock Bridge, CT ($1,579), Long Hill (Southeastern Connecticut Planning Region), CT ($1,486).

Nearby places with a measurably higher figure: Noank, CT ($2,898), Stonington, CT ($2,509).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Southeastern Connecticut Planning Region, place by place

Rank	Place	Median monthly cost with a mortgage
1	Mystic	$3,230 (±$1,053)
2	Noank	$2,898 (±$542)
3	Gales Ferry	$2,621 (±$560)
4	Baltic	$2,167 (±$377)
5	Old Mystic	$2,148 (±$269)
6	Niantic	$2,110 (±$371)
7	Conning Towers-Nautilus Park	$2,101 (±$274)
8	Oxoboxo River	$2,077 (±$168)
9	Colchester (community)	$2,012 (±$163)
10	Pawcatuck	$1,931 (±$226)
11	Waterford (community)	$1,808 (±$167)

Showing 11 of 15 places in Southeastern Connecticut Planning Region, ranked from highest to lowest.

Old Mystic is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

It lies inside Groton, whose figures include it.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Old Mystic

What is the average mortgage payment in Old Mystic?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Old Mystic, CT is $2,148 (±$269) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Old Mystic?

Owners without a mortgage in Old Mystic pay a median of $983 (±$150) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Old Mystic gone up?

In Old Mystic, the median monthly cost with a mortgage went from $1,898 in 2015–2019 to $2,148 in 2020–2024 (+13.2%).

Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Old Mystic CDP, Connecticut (place:57180, in state:09).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.