Housing data for Waterbury, CT
Waterbury, CT has an estimated 114,869 residents and 49,956 homes (US Census Bureau, 2020–2024 American Community Survey).
It is a town in Naugatuck Valley Planning Region.
52.8% of households rent.
The median gross rent is $1,225 a month.
Its population grew measurably since 2015–2019 (+6.1%).
Figures last updated on .
- Residents
- 114,869 (±48)
- Housing units
- 49,956 (±986)
- Households that rent
- 52.8%
- Median gross rent
- $1,225
- Residents since 2015–2019
- +6.1%
What stands out in Waterbury
Households without a vehicle: 18.7% (±2.0 points) in Waterbury, higher than in Naugatuck Valley Planning Region (9.1%).
Households that rent: 52.8% (±2.2 points) in Waterbury, higher than in Naugatuck Valley Planning Region (31.4%).
Median household income: $51,886 (±$2,278) in Waterbury, lower than in Naugatuck Valley Planning Region ($86,191).
Homes in buildings of 5 or more units: 23.7% (±2.0 points) in Waterbury, higher than in Naugatuck Valley Planning Region (15.3%).
- Commute and cars in Waterbury
- Renters and owners in Waterbury
- Income and affordability in Waterbury
- Types of homes in Waterbury
Housing in Waterbury at a glance
- Median rent: $1,225 median gross rent a month
- Rent by bedrooms: $1,264 median gross rent, 2 bedrooms
- Rent burden: 58.6% of renters pay 30% or more of income
- Renters and owners: 52.8% of households rent
- Income and affordability: $51,886 median household income
- Home values: $208,500 median home value
- Homeowner costs: $1,850 median monthly cost with a mortgage
- Property taxes: $5,449 median real estate taxes a year
- Types of homes: 23.7% of homes are in buildings of 5 or more units
- Bedrooms: 46.1% of homes have 3 or more bedrooms
- Age of homes: 76.1% of homes were built before 1980
- Vacancy rate: 6.7% rental vacancy rate
- Heating fuel: 38.2% heat with utility gas
- Commute and cars: 28.0 minutes average trip to work
- Crime reported to police: 295 violent crimes per 100,000 residents
- Growth: +6.1% residents since 2015–2019
- How long people stay: 20.6% moved in since 2020
- Crowding and facilities: 5.0% of homes have more than 1 person per room
Waterbury against Naugatuck Valley Planning Region, its state and the nation
| Waterbury | Naugatuck Valley Planning Region | Connecticut | United States | |
|---|---|---|---|---|
| Residents | 114,869 (±48) | 454,969 (exact) | 3,624,508 (exact) | 334,922,499 |
| Housing units | 49,956 (±986) | 192,551 (±185) | 1,541,822 (±276) | 143,775,355 |
| Households that rent | 52.8% (±2.2 points) | 31.4% (±1.0 points) | 33.5% (±0.3 points) | 34.8% |
| Median gross rent | $1,225 (±$38) | $1,330 (±$29) | $1,488 (±$10) | $1,413 |
| Median household income | $51,886 (±$2,278) | $86,191 (±$1,654) | $95,781 (±$732) | $80,734 |
| Median home value | $208,500 (±$6,084) | $317,700 (±$5,035) | $366,900 (±$1,621) | $332,700 |
| Median real estate taxes (a year) | $5,449 (±$178) | $5,983 (±$59) | $6,643 (±$25) | $3,119 |
| Built before 1980 | 76.1% (±3.7 points) | 66.1% (±1.5 points) | 67.3% (±0.5 points) | 49.7% |
| Average commute | 28.0 minutes (±1.4) | 28.3 minutes (±0.6) | 26.5 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 85.3% (±1.9 points) | 90.8% (±0.6 points) | 92.2% (±0.2 points) | 91.0% |
| Median age of residents | 37.8 years (±1.3) | 41.8 years (±0.3) | 41.1 years (±0.2) | 38.9 years |
Waterbury covers 28.6 square miles of land, about 4,022 residents per square mile (Census Bureau Gazetteer).
How Waterbury has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 108,276 (±50) | 114,869 (±48) | +6.1% | Measurable increase |
| Housing units | 47,830 (±943) | 49,956 (±986) | +4.4% | Measurable increase |
| Median gross rent | $969 (±$20) | $1,225 (±$38) | +26.4% | No measurable change after inflation |
| Median home value | $130,700 (±$3,406) | $208,500 (±$6,084) | +59.5% | Up after inflation |
| Median household income | $42,401 (±$1,495) | $51,886 (±$2,278) | +22.4% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,587 (±$36) | $1,850 (±$61) | +16.6% | Down after inflation |
| Median real estate taxes | $4,894 (±$98) | $5,449 (±$178) | +11.3% | Down after inflation |
| Households that rent | 58.6% (±1.5 points) | 52.8% (±2.2 points) | −5.8 percentage points | Measurable decrease |
| Rental vacancy rate | 6.7% (±1.2 points) | 6.7% (±1.4 points) | 0.0 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Waterbury
In 2025, the Waterbury Police Department reported 295 violent and 2,354 property crimes per 100,000 residents to the FBI.
Across Naugatuck Valley Planning Region, the departments that report recorded 120 violent and 1,222 property crimes per 100,000 residents that year.
ZIP codes in Waterbury
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 06702 | 100% | 2,946 | $749 | $286,100 | $14,474 |
| 06704 | 100% | 31,713 | $1,258 | $192,000 | $48,718 |
| 06706 | 100% | 15,551 | $1,269 | $210,700 | $52,242 |
| 06708 | 100% | 29,594 | $1,313 | $218,500 | $67,364 |
| 06710 | 100% | 9,942 | $1,128 | $228,300 | $37,191 |
| 06705 | 96% | 25,266 | $1,261 | $202,400 | $53,954 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Waterbury
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Oakville | 3.5 mi | $1,414 | $280,500 | 24.6% |
| Wolcott | 4.3 mi | $1,464 | $326,200 | 11.6% |
| Naugatuck | 4.9 mi | $1,369 | $259,100 | 32.2% |
| Middlebury | 5.0 mi | $398 | $476,400 | 12.2% |
| Prospect | 5.2 mi | $1,800 | $355,400 | 6.5% |
| Watertown (community) | 5.3 mi | $1,078 | $293,300 | 19.9% |
| Watertown | 5.7 mi | $1,275 | $333,500 | 16.1% |
| Plymouth | 7.5 mi | $1,276 | $275,000 | 23.3% |
Places in Connecticut most like Waterbury
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Windham | $1,107 | $209,800 | $55,736 | 52.6% |
| Winsted | $1,183 | $218,900 | $64,871 | 45.3% |
| Plainfield Village | $1,267 | $232,600 | $54,375 | 50.2% |
| Norwich | $1,253 | $242,300 | $65,024 | 46.2% |
| Bridgeport | $1,450 | $274,900 | $58,685 | 57.2% |
| Putnam (community) | $1,147 | $245,100 | $65,511 | 49.3% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Connecticut.
HUD Fair Market Rent for Waterbury, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,249 | $1,336 | $1,745 | $2,184 | $2,599 |
HUD income limits for Waterbury, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $26,150 | $43,600 | $69,750 |
| 2 people | $29,900 | $49,800 | $79,700 |
| 3 people | $33,650 | $56,050 | $89,650 |
| 4 people | $37,350 | $62,250 | $99,600 |
| 5 people | $40,350 | $67,250 | $107,600 |
| 6 people | $44,360 | $72,250 | $115,550 |
| 7 people | $50,040 | $77,200 | $123,550 |
| 8 people | $55,720 | $82,200 | $131,500 |
These are the limits HUD sets for its housing programs in the Waterbury-Shelton, CT MSA, where HUD’s median family income for fiscal year 2026 is $114,000.
A program can use its own limits; tax-credit and local programs often do.
Local rules in Waterbury
Waterbury has local landlord and tenant rules of its own on top of Connecticut law.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Waterbury
What is the average rent in Waterbury, CT?
The Census Bureau publishes the median rather than the average: the median gross rent in Waterbury is $1,225 (±$38) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Waterbury?
The median gross rent for a one-bedroom home in Waterbury, CT is $940 (±$42) a month (2020–2024 American Community Survey).
Are renters in Waterbury rent-burdened?
58.6% of renting households in Waterbury pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Waterbury?
Waterbury has an estimated 24,094 (±1,069) renting households, 52.8% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Waterbury?
The median household income in Waterbury is $51,886 (±$2,278) a year (2020–2024 American Community Survey).
What is the average home value in Waterbury, CT?
The Census Bureau publishes the median: $208,500 (±$6,084) for owner-occupied homes in Waterbury (2020–2024 American Community Survey).
Is Waterbury growing?
In Waterbury, the number of residents went from 108,276 in 2015–2019 to 114,869 in 2020–2024 (+6.1%), a measurable increase.
What ZIP codes are in Waterbury?
The ZIP codes that cover Waterbury are 06702, 06704, 06706, 06708, 06710, 06705.
What is the median rent in ZIP code 06702?
The median gross rent in ZIP Code Tabulation Area 06702 is $749 (±$200) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Waterbury town, Naugatuck Valley Planning Region, Connecticut
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Waterbury town, Naugatuck Valley Planning Region, Connecticut
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Waterbury town, Naugatuck Valley Planning Region, Connecticut
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Waterbury town, Naugatuck Valley Planning Region, Connecticut
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Waterbury town, Naugatuck Valley Planning Region, Connecticut
- HUD Fair Market Rents, fiscal year 2027: Waterbury-Shelton, CT MSA
- HUD Income Limits, fiscal year 2026: Waterbury-Shelton, CT MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- FBI Uniform Crime Reporting Program, Crime Data Explorer: Waterbury Police Department (ORI CT0015100)
- FBI: Uniform Crime Reporting statistics and their proper use
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Waterbury town, Naugatuck Valley Planning Region, Connecticut (county subdivision:80070, in state:09 county:140).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .