Housing data for Charlotte Harbor, FL
Charlotte Harbor, FL has an estimated 4,239 residents and 2,874 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Charlotte County.
51.6% of households rent.
The median gross rent is $1,316 a month.
Figures last updated on .
- Residents
- 4,239 (±602)
- Housing units
- 2,874 (±319)
- Households that rent
- 51.6%
- Median gross rent
- $1,316
- Residents since 2015–2019
- +3.8%
What stands out in Charlotte Harbor
Households that rent: 51.6% (±9.5 points) in Charlotte Harbor, higher than in Charlotte County (16.2%).
Homes in buildings of 5 or more units: 45.0% (±9.5 points) in Charlotte Harbor, higher than in Charlotte County (13.1%).
Households without a vehicle: 14.6% (±7.4 points) in Charlotte Harbor, higher than in Charlotte County (4.5%).
Rental vacancy rate: 0.9% (±1.5 points) in Charlotte Harbor, lower than in Charlotte County (11.8%).
- Renters and owners in Charlotte Harbor
- Types of homes in Charlotte Harbor
- Commute and cars in Charlotte Harbor
- Vacancy rate in Charlotte Harbor
Housing in Charlotte Harbor at a glance
- Median rent: $1,316 median gross rent a month
- Rent by bedrooms: $1,332 median gross rent, 2 bedrooms
- Rent burden: 75.2% of renters pay 30% or more of income
- Renters and owners: 51.6% of households rent
- Income and affordability: $40,406 median household income
- Home values: $183,300 median home value
- Homeowner costs: $2,270 median monthly cost with a mortgage
- Property taxes: $1,825 median real estate taxes a year
- Types of homes: 45.0% of homes are in buildings of 5 or more units
- Bedrooms: 17.2% of homes have 3 or more bedrooms
- Age of homes: 42.1% of homes were built before 1980
- Vacancy rate: 0.9% rental vacancy rate
- Heating fuel: 95.8% heat with electricity
- Commute and cars: 18.6 minutes average trip to work
- Growth: +3.8% residents since 2015–2019
- How long people stay: 32.5% moved in since 2020
- Crowding and facilities: 1.2% of homes have more than 1 person per room
Charlotte Harbor against Charlotte County, its state and the nation
| Charlotte Harbor | Charlotte County | Florida | United States | |
|---|---|---|---|---|
| Residents | 4,239 (±602) | 201,064 (exact) | 22,416,077 (exact) | 334,922,499 |
| Housing units | 2,874 (±319) | 118,679 (±90) | 10,256,470 (±942) | 143,775,355 |
| Households that rent | 51.6% (±9.5 points) | 16.2% (±1.0 points) | 32.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,316 (±$98) | $1,464 (±$59) | $1,669 (±$5) | $1,413 |
| Median household income | $40,406 (±$6,141) | $69,952 (±$1,682) | $74,568 (±$284) | $80,734 |
| Median home value | $183,300 (±$48,630) | $328,900 (±$7,140) | $359,000 (±$930) | $332,700 |
| Median real estate taxes (a year) | $1,825 (±$381) | $2,785 (±$60) | $2,730 (±$10) | $3,119 |
| Built before 1980 | 42.1% (±10.9 points) | 24.6% (±1.2 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 18.6 minutes (±2.5) | 26.9 minutes (±1.0) | 28.0 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 79.0% (±10.1 points) | 92.0% (±1.0 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 66.9 years (±3.5) | 59.9 years (±0.3) | 42.6 years (±0.1) | 38.9 years |
Charlotte Harbor covers 2.3 square miles of land, about 1,827 residents per square mile (Census Bureau Gazetteer).
How Charlotte Harbor has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,082 (±447) | 4,239 (±602) | +3.8% | Not a measurable change |
| Housing units | 2,690 (±156) | 2,874 (±319) | +6.8% | Not a measurable change |
| Median gross rent | $794 (±$31) | $1,316 (±$98) | +65.7% | Up after inflation |
| Median home value | $126,400 (±$28,650) | $183,300 (±$48,630) | +45.0% | No measurable change after inflation |
| Median household income | $40,396 (±$5,802) | $40,406 (±$6,141) | 0.0% | No measurable change after inflation |
| Median owner cost with a mortgage | $1,110 (±$580) | $2,270 (±$964) | +104.5% | No measurable change after inflation |
| Median real estate taxes | $1,331 (±$205) | $1,825 (±$381) | +37.1% | No measurable change after inflation |
| Households that rent | 53.5% (±6.8 points) | 51.6% (±9.5 points) | −1.9 percentage points | Not a measurable change |
| Rental vacancy rate | 11.4% (±7.7 points) | 0.9% (±1.5 points) | −10.5 percentage points | Measurable decrease |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Charlotte County
Charlotte Harbor has no police department of its own in the FBI’s figures, so this is the figure for Charlotte County as a whole.
In 2025, the police departments that report for Charlotte County recorded 118 violent and 721 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Charlotte Harbor
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 33980 | 24% | 13,120 | $1,377 | $241,500 | $63,591 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Charlotte Harbor
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Port Charlotte | 3.9 mi | $1,553 | $269,900 | 16.8% |
| Harbour Heights | 3.9 mi | $1,331 | $368,900 | 18.6% |
| Charlotte Park | 4.0 mi | $1,893 | $290,800 | 8.4% |
| Cleveland | 4.3 mi | $1,124 | $177,800 | 28.4% |
| Punta Gorda | 4.4 mi | $1,410 | $518,100 | 18.3% |
| North Port | 11 mi | $1,894 | $362,500 | 19.1% |
| Burnt Store Marina | 13 mi | $2,393 | $430,100 | 12.4% |
| Warm Mineral Springs | 14 mi | $1,117 | $188,300 | 11.4% |
Places in Florida most like Charlotte Harbor
| Place | Median gross rent | Median home value | Median household income | Households that rent |
|---|---|---|---|---|
| Gainesville | $1,296 | $247,500 | $46,195 | 62.3% |
| Daytona Beach | $1,328 | $287,700 | $52,058 | 52.5% |
| Ocala | $1,359 | $241,400 | $56,376 | 47.9% |
| Tallahassee | $1,293 | $294,400 | $57,409 | 59.4% |
| Harlem Heights | $1,478 | $196,300 | $57,014 | 51.4% |
| Ferry Pass | $1,383 | $260,100 | $61,689 | 53.0% |
Matched on rent, home value, income, the share who rent, the age of the homes, the share in apartment buildings and the commute, each measured against the spread across Florida.
HUD Fair Market Rent for Charlotte Harbor, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,097 | $1,204 | $1,575 | $2,137 | $2,556 |
HUD income limits for Charlotte Harbor, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $20,300 | $33,750 | $54,050 |
| 2 people | $23,200 | $38,600 | $61,800 |
| 3 people | $27,320 | $43,450 | $69,500 |
| 4 people | $33,000 | $48,250 | $77,200 |
| 5 people | $38,680 | $52,150 | $83,400 |
| 6 people | $44,360 | $56,000 | $89,550 |
| 7 people | $50,040 | $59,850 | $95,750 |
| 8 people | $55,720 | $63,700 | $101,950 |
These are the limits HUD sets for its housing programs in the Punta Gorda, FL MSA, where HUD’s median family income for fiscal year 2026 is $97,500.
A program can use its own limits; tax-credit and local programs often do.
Charlotte Harbor is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Charlotte Harbor
What is the average rent in Charlotte Harbor, FL?
The Census Bureau publishes the median rather than the average: the median gross rent in Charlotte Harbor is $1,316 (±$98) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How much is a one-bedroom apartment in Charlotte Harbor?
The median gross rent for a one-bedroom home in Charlotte Harbor, FL is $1,117 (±$463) a month (2020–2024 American Community Survey).
Are renters in Charlotte Harbor rent-burdened?
75.2% of renting households in Charlotte Harbor pay 30% or more of their income in gross rent, the share housing researchers usually call rent-burdened (2020–2024 American Community Survey).
How many renters are there in Charlotte Harbor?
Charlotte Harbor has an estimated 1,038 (±268) renting households, 51.6% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Charlotte Harbor?
The median household income in Charlotte Harbor is $40,406 (±$6,141) a year (2020–2024 American Community Survey).
What is the average home value in Charlotte Harbor, FL?
The Census Bureau publishes the median: $183,300 (±$48,630) for owner-occupied homes in Charlotte Harbor (2020–2024 American Community Survey).
Is Charlotte Harbor growing?
In Charlotte Harbor, the number of residents went from 4,082 in 2015–2019 to 4,239 in 2020–2024 (+3.8%), not a measurable change.
What ZIP codes are in Charlotte Harbor?
The ZIP code that covers Charlotte Harbor is 33980.
What is the median rent in ZIP code 33980?
The median gross rent in ZIP Code Tabulation Area 33980 is $1,377 (±$80) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Charlotte Harbor CDP, Florida
- HUD Fair Market Rents, fiscal year 2027: Punta Gorda, FL MSA
- HUD Income Limits, fiscal year 2026: Punta Gorda, FL MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Charlotte Harbor CDP, Florida (place:11625, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .