How much do homeowners pay a month in Crystal Springs, FL?
Homeowners with a mortgage in Crystal Springs, FL pay a median of $1,109 (±$185) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $380 (±$61).
43.6% of owned homes carry a mortgage.
In Crystal Springs, the median monthly cost with a mortgage went from $1,160 in 2015–2019 to $1,109 in 2020–2024 (−4.4%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Figures last updated on .
- With a mortgage
- $1,109 (±$185)
- Without a mortgage
- $380 (±$61)
- Owned with a mortgage
- 43.6%
Monthly owner costs in Crystal Springs
| Crystal Springs | Pasco County | Florida | United States | |
|---|---|---|---|---|
| With a mortgage | $1,109 (±$185) | $1,817 (±$26) | $1,959 (±$5) | $1,963 |
| Without a mortgage | $380 (±$61) | $536 (±$11) | $673 (±$3) | $638 |
| Owned homes with a mortgage | 43.6% (±18.3 points) | 56.8% (±0.9 points) | 56.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $712 (±$75) | $2,206 (±$54) | $2,730 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Crystal Springs, the median cost with a mortgage is lower than in Pasco County ($1,817).
It is also lower than in Florida ($1,959).
It is lower than the national figure ($1,963).
In Pasco County, Crystal Springs ranks 30 of 32 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 797 of 830.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Crystal Springs have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,160 (±$185) | $1,109 (±$185) | −4.4% | Down after inflation |
| Median real estate taxes | $848 (±$297) | $712 (±$75) | −16.0% | No measurable change after inflation |
| Median home value | $122,800 (±$30,209) | $142,600 (±$18,255) | +16.1% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Crystal Springs
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Crystal Springs | — | $1,109 (±$185) | — |
| Zephyrhills South | 3.1 mi | $1,180 (±$118) | Not measurably different |
| Zephyrhills | 4.3 mi | $1,479 (±$74) | Higher |
| Zephyrhills West | 4.6 mi | $1,146 (±$122) | Not measurably different |
| Zephyrhills North | 4.8 mi | $1,161 (±$259) | Not measurably different |
| Kathleen | 8.2 mi | $1,429 (±$219) | Higher |
| Pasadena Hills | 8.5 mi | $1,983 (±$152) | Higher |
| Wesley Chapel | 10 mi | $2,165 (±$70) | Higher |
| Pebble Creek | 12 mi | $2,221 (±$188) | Higher |
Nearby places with a measurably higher figure: Zephyrhills, FL ($1,479), Kathleen, FL ($1,429), Pasadena Hills, FL ($1,983).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Pasco County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 24 | New Port Richey East | $1,275 (±$140) |
| 25 | Elfers | $1,248 (±$87) |
| 26 | Jasmine Estates | $1,202 (±$52) |
| 27 | Zephyrhills South | $1,180 (±$118) |
| 28 | Zephyrhills North | $1,161 (±$259) |
| 29 | Zephyrhills West | $1,146 (±$122) |
| 30 | Crystal Springs | $1,109 (±$185) |
| 31 | Moon Lake | $977 (±$107) |
| 32 | Dade City North | $747 (±$330) |
Showing 9 of 32 places in Pasco County, ranked from highest to lowest.
Crystal Springs is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Crystal Springs
What is the average mortgage payment in Crystal Springs?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Crystal Springs, FL is $1,109 (±$185) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Crystal Springs?
Owners without a mortgage in Crystal Springs pay a median of $380 (±$61) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Crystal Springs gone up?
In Crystal Springs, the median monthly cost with a mortgage went from $1,160 in 2015–2019 to $1,109 in 2020–2024 (−4.4%).
Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Crystal Springs CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Crystal Springs CDP, Florida
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Crystal Springs CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Crystal Springs CDP, Florida
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Crystal Springs CDP, Florida
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Crystal Springs CDP, Florida (place:15800, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Crystal Springs at a glance
- Income and affordability in Crystal Springs
- Home values in Crystal Springs
- Property taxes in Crystal Springs
- Heating fuel in Crystal Springs
- Commute and cars in Crystal Springs
- Population growth in Crystal Springs
- Florida landlord and tenant rules
- Housing across Pasco County
- Housing data for every place in Florida