How much do homeowners pay a month in Highland City, FL?
Homeowners with a mortgage in Highland City, FL pay a median of $1,891 (±$115) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $609 (±$58).
72.1% of owned homes carry a mortgage.
In Highland City, the median monthly cost with a mortgage went from $1,297 in 2015–2019 to $1,891 in 2020–2024 (+45.8%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $1,891 (±$115)
- Without a mortgage
- $609 (±$58)
- Owned with a mortgage
- 72.1%
Monthly owner costs in Highland City
| Highland City | Polk County | Florida | United States | |
|---|---|---|---|---|
| With a mortgage | $1,891 (±$115) | $1,716 (±$21) | $1,959 (±$5) | $1,963 |
| Without a mortgage | $609 (±$58) | $545 (±$9) | $673 (±$3) | $638 |
| Owned homes with a mortgage | 72.1% (±5.5 points) | 55.9% (±0.9 points) | 56.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $2,485 (±$205) | $1,933 (±$35) | $2,730 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Highland City, the median cost with a mortgage is higher than in Polk County ($1,716).
It is not measurably different from Florida ($1,959).
It is not measurably different from the national figure ($1,963).
In Polk County, Highland City ranks 6 of 36 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 382 of 830.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Highland City have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,297 (±$69) | $1,891 (±$115) | +45.8% | Up after inflation |
| Median real estate taxes | $1,331 (±$72) | $2,485 (±$205) | +86.7% | Up after inflation |
| Median home value | $167,300 (±$7,443) | $347,100 (±$16,070) | +107.5% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Highland City
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Highland City | — | $1,891 (±$115) | — |
| Lakeland Highlands | 4.4 mi | $2,143 (±$94) | Higher |
| Crystal Lake | 5.2 mi | $1,192 (±$174) | Lower |
| Medulla | 6.3 mi | $1,706 (±$190) | Not measurably different |
| Jan Phyl Village | 6.3 mi | $1,340 (±$208) | Lower |
| Bartow | 6.3 mi | $1,587 (±$133) | Lower |
| Fussels Corner | 6.6 mi | $1,654 (±$315) | Not measurably different |
| Combee Settlement | 6.9 mi | $1,480 (±$151) | Lower |
| Eagle Lake | 7.6 mi | $1,626 (±$174) | Lower |
Nearby places with a measurably lower figure: Crystal Lake, FL ($1,192), Jan Phyl Village, FL ($1,340), Bartow, FL ($1,587).
Nearby places with a measurably higher figure: Lakeland Highlands, FL ($2,143).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Polk County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Highland Park | $2,534 (±$946) |
| 2 | Lakeland Highlands | $2,143 (±$94) |
| 3 | Davenport | $2,045 (±$151) |
| 4 | Haines City | $2,008 (±$122) |
| 5 | Loughman | $1,899 (±$514) |
| 6 | Highland City | $1,891 (±$115) |
| 7 | Polk City | $1,830 (±$133) |
| 8 | Lake Alfred | $1,810 (±$95) |
| 9 | Auburndale | $1,797 (±$167) |
| 10 | Lakeland | $1,721 (±$57) |
| 11 | Dundee | $1,716 (±$270) |
| 12 | Medulla | $1,706 (±$190) |
Showing 12 of 36 places in Polk County, ranked from highest to lowest.
Highland City is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Highland City
What is the average mortgage payment in Highland City?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Highland City, FL is $1,891 (±$115) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Highland City?
Owners without a mortgage in Highland City pay a median of $609 (±$58) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Highland City gone up?
In Highland City, the median monthly cost with a mortgage went from $1,297 in 2015–2019 to $1,891 in 2020–2024 (+45.8%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Highland City CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Highland City CDP, Florida
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Highland City CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Highland City CDP, Florida
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Highland City CDP, Florida
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Highland City CDP, Florida (place:30225, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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