How much do homeowners pay a month in Holden Lakes, FL?

Name: Homeowner costs in Holden Lakes, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Holden Lakes, FL pay a median of $1,731 (±$168) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $660 (±$281).

75.4% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,731 (±$168)
Without a mortgage: $660 (±$281)
Owned with a mortgage: 75.4%

Monthly owner costs in Holden Lakes

Median selected monthly owner costs, estimate (90% margin of error)
	Holden Lakes	Orange County	Florida	United States
With a mortgage	$1,731 (±$168)	$2,055 (±$28)	$1,959 (±$5)	$1,963
Without a mortgage	$660 (±$281)	$695 (±$11)	$673 (±$3)	$638
Owned homes with a mortgage	75.4% (±8.0 points)	67.4% (±0.8 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$3,070 (±$532)	$2,967 (±$39)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Holden Lakes, the median cost with a mortgage is lower than in Orange County ($2,055).

It is also lower than in Florida ($1,959).

It is lower than the national figure ($1,963).

In Orange County, Holden Lakes ranks 29 of 46 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 473 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Holden Lakes

Nearest places with a published estimate, compared with Holden Lakes
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Holden Lakes	—	$1,731 (±$168)	—
Edgewood	1.5 mi	$2,195 (±$518)	Not measurably different
Holden Heights	1.7 mi	$1,200 (±$233)	Lower
Sky Lake	2.6 mi	$1,297 (±$377)	Lower
Oak Ridge	2.6 mi	$1,670 (±$104)	Not measurably different
Belle Isle	3.1 mi	$2,359 (±$229)	Higher
Conway	3.1 mi	$2,025 (±$147)	Higher
Pine Castle	3.2 mi	$1,662 (±$304)	Not measurably different
Tangelo Park	4.8 mi	$1,613 (±$262)	Not measurably different

Nearby places with a measurably lower figure: Holden Heights, FL ($1,200), Sky Lake, FL ($1,297).

Nearby places with a measurably higher figure: Belle Isle, FL ($2,359), Conway, FL ($2,025).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Orange County, place by place

Rank	Place	Median monthly cost with a mortgage
23	Conway	$2,025 (±$147)
24	Meadow Woods	$1,964 (±$180)
25	Goldenrod	$1,915 (±$120)
26	Southchase	$1,824 (±$113)
27	South Apopka	$1,773 (±$329)
28	Eatonville	$1,750 (±$710)
29	Holden Lakes	$1,731 (±$168)
30	Tangerine	$1,706 (±$473)
31	Union Park	$1,690 (±$157)
32	Oak Ridge	$1,670 (±$104)
33	Pine Castle	$1,662 (±$304)
34	Fairview Shores	$1,660 (±$180)
35	Williamsburg	$1,645 (±$85)

Showing 13 of 46 places in Orange County, ranked from highest to lowest.

Holden Lakes is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Holden Lakes

What is the average mortgage payment in Holden Lakes?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Holden Lakes, FL is $1,731 (±$168) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Holden Lakes?

Owners without a mortgage in Holden Lakes pay a median of $660 (±$281) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Holden Lakes CDP, Florida (place:31030, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.