How much do homeowners pay a month in Marco Island, FL?
Homeowners with a mortgage in Marco Island, FL pay a median of $3,605 (±$204) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,486 (±$143).
31.1% of owned homes carry a mortgage.
In Marco Island, the median monthly cost with a mortgage went from $2,702 in 2015–2019 to $3,605 in 2020–2024 (+33.4%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $3,605 (±$204)
- Without a mortgage
- $1,486 (±$143)
- Owned with a mortgage
- 31.1%
Monthly owner costs in Marco Island
| Marco Island | Collier County | Florida | United States | |
|---|---|---|---|---|
| With a mortgage | $3,605 (±$204) | $2,390 (±$41) | $1,959 (±$5) | $1,963 |
| Without a mortgage | $1,486 (±$143) | $985 (±$27) | $673 (±$3) | $638 |
| Owned homes with a mortgage | 31.1% (±3.3 points) | 46.8% (±1.2 points) | 56.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $5,794 (±$531) | $3,386 (±$76) | $2,730 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Marco Island, the median cost with a mortgage is higher than in Collier County ($2,390).
It is also higher than in Florida ($1,959).
It is higher than the national figure ($1,963).
In Collier County, Marco Island ranks 5 of 19 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 45 of 830.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Marco Island have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,702 (±$175) | $3,605 (±$204) | +33.4% | No measurable change after inflation |
| Median real estate taxes | $4,554 (±$300) | $5,794 (±$531) | +27.2% | No measurable change after inflation |
| Median home value | $678,900 (±$39,457) | $896,300 (±$80,638) | +32.0% | No measurable change after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Marco Island
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Marco Island | — | $3,605 (±$204) | — |
| Winding Cypress | 9.1 mi | $2,893 (±$830) | Not measurably different |
| Verona Walk | 11 mi | $2,396 (±$269) | Lower |
| Naples Manor | 11 mi | $1,611 (±$84) | Lower |
| Lely Resort | 11 mi | $2,700 (±$355) | Lower |
| Lely | 12 mi | $1,703 (±$177) | Lower |
| Berkshire Lakes | 16 mi | $1,988 (±$237) | Lower |
| Naples | 16 mi | $4,000 or more | — |
| Golden Gate | 17 mi | $1,813 (±$197) | Lower |
Nearby places with a measurably lower figure: Verona Walk, FL ($2,396), Naples Manor, FL ($1,611), Lely Resort, FL ($2,700).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Collier County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Naples | $4,000 or more |
| 1 (tie) | Pelican Bay | $4,000 or more |
| 1 (tie) | Pelican Marsh | $4,000 or more |
| 4 | Pine Ridge (Collier County) | $3,697 (±$574) |
| 5 | Marco Island | $3,605 (±$204) |
| 6 | Winding Cypress | $2,893 (±$830) |
| 7 | Everglades | $2,766 (±$315) |
| 8 | Lely Resort | $2,700 (±$355) |
| 9 | Vineyards | $2,603 (±$257) |
| 10 | Island Walk | $2,578 (±$506) |
| 11 | Orangetree | $2,569 (±$238) |
Showing 11 of 19 places in Collier County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Marco Island
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Marco Island beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Marco Island, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Marco Island, and send estimates and invoices from your phone.
Questions about Marco Island
What is the average mortgage payment in Marco Island?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Marco Island, FL is $3,605 (±$204) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Marco Island?
Owners without a mortgage in Marco Island pay a median of $1,486 (±$143) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Marco Island gone up?
In Marco Island, the median monthly cost with a mortgage went from $2,702 in 2015–2019 to $3,605 in 2020–2024 (+33.4%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Marco Island city, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Marco Island city, Florida
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Marco Island city, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Marco Island city, Florida
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Marco Island city, Florida
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Marco Island city, Florida (place:43083, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Marco Island at a glance
- Median rent in Marco Island
- Rent by bedrooms in Marco Island
- Rent burden in Marco Island
- Renters and owners in Marco Island
- Income and affordability in Marco Island
- Home values in Marco Island
- Property taxes in Marco Island
- Types of homes in Marco Island
- Bedrooms in Marco Island
- Age of homes in Marco Island
- Vacancy rate in Marco Island
- Heating fuel in Marco Island
- Commute and cars in Marco Island
- Crime reported to police in Marco Island
- Population growth in Marco Island
- How long people stay in Marco Island
- Crowding and facilities in Marco Island
- Florida landlord and tenant rules
- Housing across Collier County
- Housing data for every place in Florida