Housing data for Moon Lake, FL
Moon Lake, FL has an estimated 4,638 residents and 1,704 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Pasco County.
21.0% of households rent.
The median gross rent is $1,043 a month.
Figures last updated on .
- Residents
- 4,638 (±822)
- Housing units
- 1,704 (±235)
- Households that rent
- 21.0%
- Median gross rent
- $1,043
- Residents since 2015–2019
- +7.6%
What stands out in Moon Lake
Median real estate taxes: $457 (±$137) in Moon Lake, lower than in Pasco County ($2,206).
Homes in buildings of 5 or more units: 0.9% (±4.5 points) in Moon Lake, lower than in Pasco County (9.3%).
Working from home: 9.4% (±7.6 points) in Moon Lake, lower than in Pasco County (20.3%).
Homes built before 1980: 43.0% (±11.8 points) in Moon Lake, higher than in Pasco County (28.2%).
- Property taxes in Moon Lake
- Types of homes in Moon Lake
- Commute and cars in Moon Lake
- Age of homes in Moon Lake
Housing in Moon Lake at a glance
- Median rent: $1,043 median gross rent a month
- Rent burden: 22.0% of renters pay 30% or more of income (Small sample: wide margin of error)
- Renters and owners: 21.0% of households rent
- Income and affordability: $48,878 median household income
- Homeowner costs: $977 median monthly cost with a mortgage
- Property taxes: $457 median real estate taxes a year
- Types of homes: 0.9% of homes are in buildings of 5 or more units
- Bedrooms: 57.7% of homes have 3 or more bedrooms
- Age of homes: 43.0% of homes were built before 1980
- Vacancy rate: 0.0% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 97.6% heat with electricity
- Commute and cars: 28.9 minutes average trip to work
- Growth: +7.6% residents since 2015–2019
- How long people stay: 18.8% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 6.1% of homes have more than 1 person per room
Moon Lake against Pasco County, its state and the nation
| Moon Lake | Pasco County | Florida | United States | |
|---|---|---|---|---|
| Residents | 4,638 (±822) | 611,444 (exact) | 22,416,077 (exact) | 334,922,499 |
| Housing units | 1,704 (±235) | 271,844 (±110) | 10,256,470 (±942) | 143,775,355 |
| Households that rent | 21.0% (±9.8 points) | 24.3% (±0.8 points) | 32.4% (±0.2 points) | 34.8% |
| Median gross rent | $1,043 (±$123) | $1,505 (±$34) | $1,669 (±$5) | $1,413 |
| Median household income | $48,878 (±$20,057) | $70,492 (±$1,570) | $74,568 (±$284) | $80,734 |
| Median home value | — | $300,900 (±$4,799) | $359,000 (±$930) | $332,700 |
| Median real estate taxes (a year) | $457 (±$137) | $2,206 (±$54) | $2,730 (±$10) | $3,119 |
| Built before 1980 | 43.0% (±11.8 points) | 28.2% (±0.7 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 28.9 minutes (±2.7) | 31.1 minutes (±0.4) | 28.0 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 83.6% (±10.1 points) | 91.3% (±0.6 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 37.3 years (±3.2) | 43.4 years (±0.1) | 42.6 years (±0.1) | 38.9 years |
Moon Lake covers 6.0 square miles of land, about 774 residents per square mile (Census Bureau Gazetteer).
How Moon Lake has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 4,312 (±523) | 4,638 (±822) | +7.6% | Not a measurable change |
| Housing units | 2,080 (±125) | 1,704 (±235) | −18.1% | Measurable decrease |
| Median gross rent | $889 (±$59) | $1,043 (±$123) | +17.3% | No measurable change after inflation |
| Median household income | $35,469 (±$6,415) | $48,878 (±$20,057) | +37.8% | No measurable change after inflation |
| Median owner cost with a mortgage | $871 (±$83) | $977 (±$107) | +12.2% | No measurable change after inflation |
| Median real estate taxes | $511 (±$75) | $457 (±$137) | −10.6% | Down after inflation |
| Households that rent | 35.3% (±8.5 points) | 21.0% (±9.8 points) | −14.3 percentage points | Measurable decrease |
| Rental vacancy rate | 4.2% (±6.4 points) | 0.0% (±14.8 points) | −4.2 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Pasco County
Moon Lake has no police department of its own in the FBI’s figures, so this is the figure for Pasco County as a whole.
In 2025, the police departments that report for Pasco County recorded 224 violent and 717 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in Moon Lake
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 34654 | 22% | 24,355 | $1,682 | $307,200 | $73,947 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near Moon Lake
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| River Ridge | 2.5 mi | $2,194 | $327,000 | 19.5% |
| Meadow Oaks | 3.6 mi | $1,759 | $232,100 | 11.9% |
| Quail Ridge | 4.7 mi | $2,223 | $308,200 | 16.3% |
| Jasmine Estates | 5.1 mi | $1,457 | $199,500 | 43.4% |
| Bayonet Point | 5.1 mi | $1,336 | $177,000 | 28.3% |
| New Port Richey East | 5.9 mi | $1,156 | $220,700 | 42.1% |
| Hudson | 6.6 mi | $1,044 | $269,200 | 22.9% |
| Port Richey | 7.4 mi | $1,027 | $293,100 | 36.2% |
HUD Fair Market Rent for Moon Lake, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,597 | $1,648 | $1,917 | $2,448 | $2,977 |
HUD income limits for Moon Lake, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $24,100 | $40,150 | $64,250 |
| 2 people | $27,550 | $45,850 | $73,400 |
| 3 people | $31,000 | $51,600 | $82,600 |
| 4 people | $34,400 | $57,350 | $91,750 |
| 5 people | $38,680 | $61,950 | $99,100 |
| 6 people | $44,360 | $66,550 | $106,450 |
| 7 people | $50,040 | $71,150 | $113,800 |
| 8 people | $55,720 | $75,700 | $121,150 |
These are the limits HUD sets for its housing programs in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD’s median family income for fiscal year 2026 is $104,700.
A program can use its own limits; tax-credit and local programs often do.
Moon Lake is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Moon Lake
What is the average rent in Moon Lake, FL?
The Census Bureau publishes the median rather than the average: the median gross rent in Moon Lake is $1,043 (±$123) a month (2020–2024 American Community Survey), so half of renting households pay less and half pay more.
How many renters are there in Moon Lake?
Moon Lake has an estimated 327 (±171) renting households, 21.0% of its occupied homes (2020–2024 American Community Survey).
What is the median household income in Moon Lake?
The median household income in Moon Lake is $48,878 (±$20,057) a year (2020–2024 American Community Survey).
What is the average mortgage payment in Moon Lake?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Moon Lake, FL is $977 (±$107) a month, including taxes, insurance and utilities.
How much are property taxes in Moon Lake?
The median real estate tax paid by homeowners in Moon Lake, FL is $457 (±$137) a year (2020–2024 American Community Survey).
How many homes are in Moon Lake?
Moon Lake, FL has an estimated 1,704 (±235) housing units, occupied and vacant (2020–2024 American Community Survey).
Is Moon Lake growing?
In Moon Lake, the number of residents went from 4,312 in 2015–2019 to 4,638 in 2020–2024 (+7.6%), not a measurable change.
What ZIP codes are in Moon Lake?
The ZIP code that covers Moon Lake is 34654.
What is the median rent in ZIP code 34654?
The median gross rent in ZIP Code Tabulation Area 34654 is $1,682 (±$151) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — Moon Lake CDP, Florida
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Moon Lake CDP, Florida
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — Moon Lake CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Moon Lake CDP, Florida
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — Moon Lake CDP, Florida
- Total Population (B01003), 2015–2019 ACS 5-year estimates — Moon Lake CDP, Florida
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — Moon Lake CDP, Florida
- HUD Fair Market Rents, fiscal year 2027: Tampa-St. Petersburg-Clearwater, FL MSA
- HUD Small Area Fair Market Rents, fiscal year 2027
- HUD Income Limits, fiscal year 2026: Tampa-St. Petersburg-Clearwater, FL MSA
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for Moon Lake CDP, Florida (place:46540, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .