Housing data for North Key Largo, FL
North Key Largo, FL has an estimated 1,808 residents and 1,797 homes (US Census Bureau, 2020–2024 American Community Survey).
It is an unincorporated community in Monroe County.
5.9% of households rent.
Its population grew measurably since 2015–2019 (+104.1%).
Figures last updated on .
- Residents
- 1,808 (±459)
- Housing units
- 1,797 (±312)
- Households that rent
- 5.9%
- Residents since 2015–2019
- +104.1%
What stands out in North Key Largo
Rental vacancy rate: 65.5% (±33.6 points) in North Key Largo, higher than in Monroe County (19.6%).
Households that rent: 5.9% (±5.3 points) in North Key Largo, lower than in Monroe County (34.2%).
Housing in North Key Largo at a glance
- Renters and owners: 5.9% of households rent (Small sample: wide margin of error)
- Income and affordability: $149,605 median household income (Small sample: wide margin of error)
- Home values: $2,000,000 or more median home value
- Homeowner costs: $4,000 or more median monthly cost with a mortgage
- Property taxes: $8,398 median real estate taxes a year (Small sample: wide margin of error)
- Types of homes: 19.0% of homes are in buildings of 5 or more units
- Bedrooms: 50.5% of homes have 3 or more bedrooms
- Age of homes: 35.1% of homes were built before 1980
- Vacancy rate: 65.5% rental vacancy rate (Small sample: wide margin of error)
- Heating fuel: 68.8% heat with electricity
- Commute and cars: 16.9 minutes average trip to work (Small sample: wide margin of error)
- Growth: +104.1% residents since 2015–2019
- How long people stay: 16.6% moved in since 2020 (Small sample: wide margin of error)
- Crowding and facilities: 5.9% of homes have more than 1 person per room (Small sample: wide margin of error)
North Key Largo against Monroe County, its state and the nation
| North Key Largo | Monroe County | Florida | United States | |
|---|---|---|---|---|
| Residents | 1,808 (±459) | 81,860 (exact) | 22,416,077 (exact) | 334,922,499 |
| Housing units | 1,797 (±312) | 54,834 (±47) | 10,256,470 (±942) | 143,775,355 |
| Households that rent | 5.9% (±5.3 points) | 34.2% (±1.7 points) | 32.4% (±0.2 points) | 34.8% |
| Median gross rent | — | $1,999 (±$108) | $1,669 (±$5) | $1,413 |
| Median household income | $149,605 (±$143,909) | $87,738 (±$4,111) | $74,568 (±$284) | $80,734 |
| Median home value | $2,000,000 or more | $780,600 (±$26,820) | $359,000 (±$930) | $332,700 |
| Median real estate taxes (a year) | $8,398 (±$4,628) | $4,129 (±$172) | $2,730 (±$10) | $3,119 |
| Built before 1980 | 35.1% (±13.0 points) | 45.6% (±1.9 points) | 33.9% (±0.2 points) | 49.7% |
| Average commute | 16.9 minutes (±9.3) | 19.5 minutes (±0.9) | 28.0 minutes (±0.1) | 26.4 minutes |
| Households with broadband | 71.7% (±18.7 points) | 89.9% (±1.6 points) | 91.6% (±0.1 points) | 91.0% |
| Median age of residents | 67.7 years (±4.5) | 49.2 years (±0.2) | 42.6 years (±0.1) | 38.9 years |
North Key Largo covers 18.6 square miles of land, about 97 residents per square mile (Census Bureau Gazetteer).
How North Key Largo has changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Residents | 886 (±203) | 1,808 (±459) | +104.1% | Measurable increase |
| Housing units | 1,763 (±56) | 1,797 (±312) | +1.9% | Not a measurable change |
| Median household income | $121,667 (±$28,503) | $149,605 (±$143,909) | +23.0% | No measurable change after inflation |
| Households that rent | 8.2% (±5.6 points) | 5.9% (±5.3 points) | −2.3 percentage points | Not a measurable change |
| Rental vacancy rate | 59.3% (±29.2 points) | 65.5% (±33.6 points) | +6.2 percentage points | Not a measurable change |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Crime reported to police in Monroe County
North Key Largo has no police department of its own in the FBI’s figures, so this is the figure for Monroe County as a whole.
In 2025, the police departments that report for Monroe County recorded 250 violent and 827 property crimes per 100,000 residents.
A county-wide figure describes the whole county, not this place; crime varies from one community to the next.
ZIP codes in North Key Largo
| ZIP code | Share of the ZIP’s land in this place | Residents | Median gross rent | Median home value | Median household income |
|---|---|---|---|---|---|
| 33037 | 56% | 14,770 | $1,899 | $683,000 | $86,533 |
A ZIP code is a mail route rather than a boundary, so the Census Bureau publishes figures for ZIP Code Tabulation Areas built from census blocks; the share column says how much of each one’s land lies in this place.
Places near North Key Largo
| Place | Distance | Median gross rent | Median home value | Households that rent |
|---|---|---|---|---|
| Key Largo | 11 mi | $1,887 | $643,900 | 23.8% |
| Florida City | 16 mi | $1,362 | $399,200 | 68.8% |
| Homestead | 16 mi | $1,674 | $380,000 | 51.7% |
| Homestead Base | 17 mi | — | — | 100.0% |
| Leisure City | 18 mi | $1,723 | $375,100 | 56.4% |
| Naranja | 19 mi | $1,713 | $372,100 | 75.5% |
| Tavernier | 20 mi | $1,966 | $613,700 | 19.8% |
| Princeton | 20 mi | $1,647 | $426,900 | 30.7% |
HUD Fair Market Rent for North Key Largo, fiscal year 2027
| Studio | 1 bedroom | 2 bedrooms | 3 bedrooms | 4 bedrooms |
|---|---|---|---|---|
| $1,554 | $1,990 | $2,254 | $2,973 | $2,984 |
HUD income limits for North Key Largo, fiscal year 2026
| Household size | Extremely low (30%) | Very low (50%) | Low (80%) |
|---|---|---|---|
| 1 person | $30,100 | $50,200 | $80,300 |
| 2 people | $34,400 | $57,300 | $91,700 |
| 3 people | $38,700 | $64,500 | $103,200 |
| 4 people | $43,000 | $71,650 | $114,650 |
| 5 people | $46,450 | $77,350 | $123,850 |
| 6 people | $49,900 | $83,100 | $133,000 |
| 7 people | $53,350 | $88,850 | $142,200 |
| 8 people | $56,800 | $94,600 | $151,350 |
These are the limits HUD sets for its housing programs in the Monroe County, FL, where HUD’s median family income for fiscal year 2026 is $129,600.
A program can use its own limits; tax-credit and local programs often do.
North Key Largo is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about North Key Largo
What is the average home value in North Key Largo, FL?
The Census Bureau publishes the median: $2,000,000 or more for owner-occupied homes in North Key Largo (2020–2024 American Community Survey).
What is the average mortgage payment in North Key Largo?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in North Key Largo, FL is $4,000 or more a month, including taxes, insurance and utilities.
How many homes are in North Key Largo?
North Key Largo, FL has an estimated 1,797 (±312) housing units, occupied and vacant (2020–2024 American Community Survey).
What is the most common home size in North Key Largo?
The most common size is 2 bedrooms, 40.3% of homes in North Key Largo, FL.
How old are most homes in North Key Largo?
35.1% of homes in North Key Largo, FL were built before 1980 (2020–2024 American Community Survey).
What is the most common way to heat a home in North Key Largo?
Electricity is the most common heating fuel in North Key Largo, used by 68.8% of occupied homes (2020–2024 American Community Survey).
Is North Key Largo growing?
In North Key Largo, the number of residents went from 886 in 2015–2019 to 1,808 in 2020–2024 (+104.1%), a measurable increase.
What ZIP codes are in North Key Largo?
The ZIP code that covers North Key Largo is 33037.
What is the median rent in ZIP code 33037?
The median gross rent in ZIP Code Tabulation Area 33037 is $1,899 (±$170) a month (2020–2024 American Community Survey).
Sources
- Demographic and Housing Estimates (DP05), 2020–2024 ACS 5-year estimates — North Key Largo CDP, Florida
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — North Key Largo CDP, Florida
- Selected Economic Characteristics (DP03), 2020–2024 ACS 5-year estimates — North Key Largo CDP, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — North Key Largo CDP, Florida
- Selected Social Characteristics (DP02), 2020–2024 ACS 5-year estimates — North Key Largo CDP, Florida
- Total Population (B01003), 2015–2019 ACS 5-year estimates — North Key Largo CDP, Florida
- Median Gross Rent (B25064), 2015–2019 ACS 5-year estimates — North Key Largo CDP, Florida
- HUD Fair Market Rents, fiscal year 2027: Monroe County, FL
- HUD Income Limits, fiscal year 2026: Monroe County, FL
- US Census Bureau, American Community Survey 2020–2024 5-year estimates for ZIP Code Tabulation Areas
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
- US Census Bureau, 2024 Gazetteer Files
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) for North Key Largo CDP, Florida (place:49406, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B01003_001E, B01003_001M, B25064_001E, B25064_001M from the 2019 release.
The API needs a free key.
DP05_0001E, DP05_0001M, DP04_0001E, DP04_0001M, DP04_0047PE, DP04_0047PM, DP04_0134E, DP04_0134M, DP03_0062E, DP03_0062M, DP04_0089E, DP04_0089M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .