How much do homeowners pay a month in Ocean Breeze, FL?
Homeowners with a mortgage in Ocean Breeze, FL pay a median of $2,581 (±$321) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $550 (±$286).
25.3% of owned homes carry a mortgage.
In Ocean Breeze, the median monthly cost with a mortgage went from $1,188 in 2015–2019 to $2,581 in 2020–2024 (+117.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Figures last updated on .
- With a mortgage
- $2,581 (±$321)
- Without a mortgage
- $550 (±$286)
- Owned with a mortgage
- 25.3%
Monthly owner costs in Ocean Breeze
| Ocean Breeze | Martin County | Florida | United States | |
|---|---|---|---|---|
| With a mortgage | $2,581 (±$321) | $2,238 (±$69) | $1,959 (±$5) | $1,963 |
| Without a mortgage | $550 (±$286) | $789 (±$21) | $673 (±$3) | $638 |
| Owned homes with a mortgage | 25.3% (±15.1 points) | 47.1% (±1.7 points) | 56.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $3,881 (±$2,291) | $3,322 (±$112) | $2,730 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Ocean Breeze, the median cost with a mortgage is higher than in Martin County ($2,238).
It is also higher than in Florida ($1,959).
It is higher than the national figure ($1,963).
In Martin County, Ocean Breeze ranks 4 of 11 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 149 of 830.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Ocean Breeze have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $1,188 (±$534) | $2,581 (±$321) | +117.3% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Ocean Breeze
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Ocean Breeze | — | $2,581 (±$321) | — |
| Jensen Beach | 1.0 mi | $2,070 (±$207) | Lower |
| Rio | 1.9 mi | $1,829 (±$207) | Lower |
| Stuart | 3.4 mi | $2,035 (±$188) | Lower |
| North River Shores | 3.4 mi | $2,027 (±$1,142) | Not measurably different |
| Sewall's Point | 3.5 mi | $4,000 or more | — |
| Hutchinson Island South | 4.5 mi | $2,632 (±$170) | Not measurably different |
| Palm City | 5.7 mi | $2,824 (±$171) | Not measurably different |
| Port Salerno | 7.0 mi | $1,646 (±$176) | Lower |
Nearby places with a measurably lower figure: Jensen Beach, FL ($2,070), Rio, FL ($1,829), Stuart, FL ($2,035).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Martin County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 (tie) | Jupiter Island | $4,000 or more |
| 1 (tie) | Sewall's Point | $4,000 or more |
| 3 | Palm City | $2,824 (±$171) |
| 4 | Ocean Breeze | $2,581 (±$321) |
| 5 | Jensen Beach | $2,070 (±$207) |
| 6 | Stuart | $2,035 (±$188) |
| 7 | North River Shores | $2,027 (±$1,142) |
| 8 | Hobe Sound | $1,926 (±$231) |
| 9 | Rio | $1,829 (±$207) |
| 10 | Port Salerno | $1,646 (±$176) |
Showing 10 of 11 places in Martin County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
What you can do on Seayora in Ocean Breeze
One account for renting, owning, managing and fixing homes, with these figures beside you.
Own or manage a rental?
List it, sign the lease and collect rent online, with the figures for Ocean Breeze beside you.
Create a landlord account · See what landlords get
Looking for a place to rent?
Browse homes for rent near Ocean Breeze, save the ones you like and apply online.
Browse rentals · Create a renter account
Do repairs, renovations or maintenance?
Get found by owners and renters near Ocean Breeze, and send estimates and invoices from your phone.
Questions about Ocean Breeze
What is the average mortgage payment in Ocean Breeze?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Ocean Breeze, FL is $2,581 (±$321) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Ocean Breeze?
Owners without a mortgage in Ocean Breeze pay a median of $550 (±$286) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Ocean Breeze gone up?
In Ocean Breeze, the median monthly cost with a mortgage went from $1,188 in 2015–2019 to $2,581 in 2020–2024 (+117.3%).
Prices (CPI-U) rose 22.7% over the same years, so it rose faster than prices: a measurable increase after inflation.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ocean Breeze town, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ocean Breeze town, Florida
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Ocean Breeze town, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Ocean Breeze town, Florida
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Ocean Breeze town, Florida
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ocean Breeze town, Florida (place:50875, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
Related
- Housing in Ocean Breeze at a glance
- Renters and owners in Ocean Breeze
- Income and affordability in Ocean Breeze
- Home values in Ocean Breeze
- Types of homes in Ocean Breeze
- Bedrooms in Ocean Breeze
- Heating fuel in Ocean Breeze
- Commute and cars in Ocean Breeze
- How long people stay in Ocean Breeze
- Florida landlord and tenant rules
- Housing across Martin County
- Housing data for every place in Florida