How much do homeowners pay a month in Palm Beach Shores, FL?

Name: Homeowner costs in Palm Beach Shores, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Palm Beach Shores, FL pay a median of $2,898 (±$745) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $1,108 (±$167).

33.0% of owned homes carry a mortgage.

In Palm Beach Shores, the median monthly cost with a mortgage went from $3,444 in 2015–2019 to $2,898 in 2020–2024 (−15.9%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Figures last updated on November 12, 2026.

With a mortgage: $2,898 (±$745)
Without a mortgage: $1,108 (±$167)
Owned with a mortgage: 33.0%

Monthly owner costs in Palm Beach Shores

Median selected monthly owner costs, estimate (90% margin of error)
	Palm Beach Shores	Palm Beach County	Florida	United States
With a mortgage	$2,898 (±$745)	$2,383 (±$25)	$1,959 (±$5)	$1,963
Without a mortgage	$1,108 (±$167)	$951 (±$12)	$673 (±$3)	$638
Owned homes with a mortgage	33.0% (±13.4 points)	52.4% (±0.7 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$6,312 (±$612)	$3,858 (±$48)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Palm Beach Shores, the median cost with a mortgage is not measurably different from Palm Beach County ($2,383).

It is also higher than in Florida ($1,959).

It is higher than the national figure ($1,963).

In Palm Beach County, Palm Beach Shores ranks 15 of 51 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 91 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

How owner costs in Palm Beach Shores have changed since 2015–2019

2015–2019 and 2020–2024 American Community Survey 5-year estimates
	2015–2019	2020–2024	Amount of change	Verdict
Median owner cost with a mortgage	$3,444 (±$645)	$2,898 (±$745)	−15.9%	Down after inflation
Median real estate taxes	$5,684 (±$656)	$6,312 (±$612)	+11.0%	No measurable change after inflation
Median home value	$523,900 (±$70,595)	$647,400 (±$68,012)	+23.6%	No measurable change after inflation

The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.

Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.

The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.

Median monthly cost with a mortgage in places near Palm Beach Shores

Nearest places with a published estimate, compared with Palm Beach Shores
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Palm Beach Shores	—	$2,898 (±$745)	—
Lake Park	2.6 mi	$2,014 (±$464)	Lower
Riviera Beach	2.6 mi	$2,059 (±$148)	Lower
Mangonia Park	2.9 mi	$2,508 (±$607)	Not measurably different
North Palm Beach	3.3 mi	$2,833 (±$382)	Not measurably different
Palm Beach	5.7 mi	$4,000 or more	—
West Palm Beach	6.1 mi	$2,326 (±$65)	Not measurably different
Cabana Colony	6.3 mi	$1,481 (±$251)	Lower
Westgate	6.7 mi	$1,322 (±$618)	Lower

Nearby places with a measurably lower figure: Lake Park, FL ($2,014), Riviera Beach, FL ($2,059), Cabana Colony, FL ($1,481).

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Palm Beach County, place by place

Rank	Place	Median monthly cost with a mortgage
9	Juno Beach	$3,376 (±$344)
10	Boca Raton	$3,306 (±$148)
11	Gun Club Estates	$3,189 (±$551)
12	Loxahatchee Groves	$2,956 (±$288)
13	Wellington	$2,926 (±$88)
14	Jupiter Farms	$2,917 (±$290)
15	Palm Beach Shores	$2,898 (±$745)
16	North Palm Beach	$2,833 (±$382)
17	Atlantis	$2,815 (±$528)
18	Palm Beach Gardens	$2,737 (±$161)
19	Jupiter	$2,701 (±$114)
20	Glen Ridge	$2,635 (±$454)
21	Mangonia Park	$2,508 (±$607)

Showing 13 of 51 places in Palm Beach County, ranked from highest to lowest.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Palm Beach Shores

What is the average mortgage payment in Palm Beach Shores?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Palm Beach Shores, FL is $2,898 (±$745) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Palm Beach Shores?

Owners without a mortgage in Palm Beach Shores pay a median of $1,108 (±$167) a month in taxes, insurance, utilities and fees.

Has the cost of owning a home in Palm Beach Shores gone up?

In Palm Beach Shores, the median monthly cost with a mortgage went from $3,444 in 2015–2019 to $2,898 in 2020–2024 (−15.9%).

Prices (CPI-U) rose 22.7% over the same years, so it fell after inflation as well.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Palm Beach Shores town, Florida (place:54150, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.