How much do homeowners pay a month in Ponce Inlet, FL?
Homeowners with a mortgage in Ponce Inlet, FL pay a median of $2,532 (±$760) a month in selected owner costs (2020–2024 American Community Survey).
Owners without a mortgage pay $1,055 (±$65).
37.3% of owned homes carry a mortgage.
In Ponce Inlet, the median monthly cost with a mortgage went from $2,149 in 2015–2019 to $2,532 in 2020–2024 (+17.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Figures last updated on .
- With a mortgage
- $2,532 (±$760)
- Without a mortgage
- $1,055 (±$65)
- Owned with a mortgage
- 37.3%
Monthly owner costs in Ponce Inlet
| Ponce Inlet | Volusia County | Florida | United States | |
|---|---|---|---|---|
| With a mortgage | $2,532 (±$760) | $1,688 (±$21) | $1,959 (±$5) | $1,963 |
| Without a mortgage | $1,055 (±$65) | $636 (±$14) | $673 (±$3) | $638 |
| Owned homes with a mortgage | 37.3% (±6.8 points) | 55.6% (±1.0 points) | 56.3% (±0.2 points) | 60.6% |
| Median real estate taxes (a year) | $4,818 (±$538) | $2,395 (±$51) | $2,730 (±$10) | $3,119 |
Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.
In Ponce Inlet, the median cost with a mortgage is higher than in Volusia County ($1,688).
It is not measurably different from Florida ($1,959).
It is not measurably different from the national figure ($1,963).
In Volusia County, Ponce Inlet ranks 1 of 24 places with a published estimate, from highest to lowest median monthly cost with a mortgage.
Statewide, it ranks 159 of 830.
Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.
How owner costs in Ponce Inlet have changed since 2015–2019
| 2015–2019 | 2020–2024 | Amount of change | Verdict | |
|---|---|---|---|---|
| Median owner cost with a mortgage | $2,149 (±$284) | $2,532 (±$760) | +17.8% | No measurable change after inflation |
| Median real estate taxes | $4,069 (±$583) | $4,818 (±$538) | +18.4% | No measurable change after inflation |
| Median home value | $375,800 (±$22,741) | $544,300 (±$57,607) | +44.8% | Up after inflation |
The Census Bureau publishes 2015–2019 dollars in 2019 dollars and 2020–2024 dollars in 2024 dollars.
Prices (the CPI-U, US Bureau of Labor Statistics) rose 22.7% between 2019 and 2024, so a dollar figure’s verdict compares the two after raising the earlier one by that much, using the Census Bureau’s test for a difference.
The two periods do not overlap, as the Census Bureau recommends for 5-year estimates.
Median monthly cost with a mortgage in places near Ponce Inlet
| Place | Distance | Median monthly cost with a mortgage | Compared with this place |
|---|---|---|---|
| Ponce Inlet | — | $2,532 (±$760) | — |
| New Smyrna Beach | 4.6 mi | $1,892 (±$82) | Not measurably different |
| Port Orange | 5.1 mi | $1,717 (±$74) | Lower |
| Glencoe | 5.8 mi | $1,351 (±$209) | Lower |
| Daytona Beach Shores | 6.2 mi | $2,488 (±$341) | Not measurably different |
| South Daytona | 6.8 mi | $1,461 (±$94) | Lower |
| Samsula-Spruce Creek | 8.4 mi | $1,827 (±$207) | Not measurably different |
| Edgewater | 9.6 mi | $1,566 (±$141) | Lower |
| Daytona Beach | 12 mi | $1,646 (±$69) | Lower |
Nearby places with a measurably lower figure: Port Orange, FL ($1,717), Glencoe, FL ($1,351), South Daytona, FL ($1,461).
Distance is measured in a straight line between the Census Bureau’s internal points for each place.
Median monthly cost with a mortgage across Volusia County, place by place
| Rank | Place | Median monthly cost with a mortgage |
|---|---|---|
| 1 | Ponce Inlet | $2,532 (±$760) |
| 2 | DeLand Southwest | $2,510 (±$2,382) |
| 3 | Daytona Beach Shores | $2,488 (±$341) |
| 4 | New Smyrna Beach | $1,892 (±$82) |
| 5 | Lake Helen | $1,880 (±$275) |
| 6 | Ormond Beach | $1,870 (±$64) |
| 7 | DeLand | $1,837 (±$94) |
Showing 7 of 24 places in Volusia County, ranked from highest to lowest.
Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.
Margins of error are at the 90% confidence level.
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Questions about Ponce Inlet
What is the average mortgage payment in Ponce Inlet?
The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Ponce Inlet, FL is $2,532 (±$760) a month, including taxes, insurance and utilities.
How much does it cost to own a paid-off home in Ponce Inlet?
Owners without a mortgage in Ponce Inlet pay a median of $1,055 (±$65) a month in taxes, insurance, utilities and fees.
Has the cost of owning a home in Ponce Inlet gone up?
In Ponce Inlet, the median monthly cost with a mortgage went from $2,149 in 2015–2019 to $2,532 in 2020–2024 (+17.8%).
Prices (CPI-U) rose 22.7% over the same years; the change is not measurably different from the rise in prices.
Sources
- Selected Housing Characteristics (DP04), 2020–2024 ACS 5-year estimates — Ponce Inlet town, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2020–2024 ACS 5-year estimates — Ponce Inlet town, Florida
- Median Selected Monthly Owner Costs (B25088), 2015–2019 ACS 5-year estimates — Ponce Inlet town, Florida
- Median Real Estate Taxes Paid by Mortgage Status (B25103), 2015–2019 ACS 5-year estimates — Ponce Inlet town, Florida
- Median Value (B25077), 2015–2019 ACS 5-year estimates — Ponce Inlet town, Florida
- Consumer Price Index for All Urban Consumers (CPI-U), US city average, all items, US Bureau of Labor Statistics: annual averages 2019 and 2024
To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Ponce Inlet town, Florida (place:58200, in state:12).
Each estimate (E or PE) has a margin of error beside it (M or PM).
The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.
The API needs a free key.
DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M
This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.
Figures last updated on .
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