How much do homeowners pay a month in Rainbow Lakes Estates, FL?

Name: Homeowner costs in Rainbow Lakes Estates, FL, 2020–2024
Creator: US Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

Homeowners with a mortgage in Rainbow Lakes Estates, FL pay a median of $1,388 (±$271) a month in selected owner costs (2020–2024 American Community Survey).

Owners without a mortgage pay $344 (±$34).

43.3% of owned homes carry a mortgage.

Figures last updated on November 12, 2026.

With a mortgage: $1,388 (±$271)
Without a mortgage: $344 (±$34)
Owned with a mortgage: 43.3%

Monthly owner costs in Rainbow Lakes Estates

Median selected monthly owner costs, estimate (90% margin of error)
	Rainbow Lakes Estates	Marion County	Florida	United States
With a mortgage	$1,388 (±$271)	$1,406 (±$26)	$1,959 (±$5)	$1,963
Without a mortgage	$344 (±$34)	$499 (±$12)	$673 (±$3)	$638
Owned homes with a mortgage	43.3% (±13.8 points)	48.7% (±1.2 points)	56.3% (±0.2 points)	60.6%
Median real estate taxes (a year)	$1,315 (±$231)	$1,806 (±$43)	$2,730 (±$10)	$3,119

Selected monthly owner costs are the mortgage payment, property taxes, insurance, utilities, fuels and any condominium or mobile-home fees.

In Rainbow Lakes Estates, the median cost with a mortgage is not measurably different from Marion County ($1,406).

It is also lower than in Florida ($1,959).

It is lower than the national figure ($1,963).

In Marion County, Rainbow Lakes Estates ranks 8 of 16 places with a published estimate, from highest to lowest median monthly cost with a mortgage.

Statewide, it ranks 676 of 830.

Rankings use the estimates alone; where margins of error overlap, neighboring ranks may not truly differ.

Median monthly cost with a mortgage in places near Rainbow Lakes Estates

Nearest places with a published estimate, compared with Rainbow Lakes Estates
Place	Distance	Median monthly cost with a mortgage	Compared with this place
Rainbow Lakes Estates	—	$1,388 (±$271)	—
Rainbow Springs	6.0 mi	$1,394 (±$143)	Not measurably different
Dunnellon	8.6 mi	$1,550 (±$267)	Not measurably different
Rainbow Park	8.8 mi	$1,276 (±$215)	Not measurably different
Citrus Springs	12 mi	$1,273 (±$84)	Not measurably different
Williston Highlands	12 mi	$1,475 (±$243)	Not measurably different
Ocala Estates	12 mi	$1,132 (±$191)	Not measurably different
Inglis	13 mi	$1,805 (±$366)	Not measurably different
On Top of the World	14 mi	$1,513 (±$157)	Not measurably different

None of the nearby places differs measurably from this one on this figure.

Distance is measured in a straight line between the Census Bureau’s internal points for each place.

Median monthly cost with a mortgage across Marion County, place by place

Rank	Place	Median monthly cost with a mortgage
2	Dunnellon	$1,550 (±$267)
3	McIntosh	$1,537 (±$148)
4	On Top of the World	$1,513 (±$157)
5	Liberty Triangle	$1,504 (±$75)
6	Belleview	$1,488 (±$298)
7	Rainbow Springs	$1,394 (±$143)
8	Rainbow Lakes Estates	$1,388 (±$271)
9	Silver Springs Shores East	$1,335 (±$136)
10	Marion Oaks	$1,326 (±$86)
11	Rainbow Park	$1,276 (±$215)
12	Silver Springs Shores	$1,208 (±$62)
13	Ocala Estates	$1,132 (±$191)
14	Lake Kerr	$1,123 (±$184)

Showing 13 of 16 places in Marion County, ranked from highest to lowest.

Rainbow Lakes Estates is a census-designated place: an unincorporated community the Census Bureau draws for statistics, with no municipal government of its own.

Survey years: 2020–2024 (American Community Survey 5-year estimates), compared with 2015–2019.

Margins of error are at the 90% confidence level.

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Questions about Rainbow Lakes Estates

What is the average mortgage payment in Rainbow Lakes Estates?

The Census Bureau publishes total owner costs rather than the mortgage alone: the median for owners with a mortgage in Rainbow Lakes Estates, FL is $1,388 (±$271) a month, including taxes, insurance and utilities.

How much does it cost to own a paid-off home in Rainbow Lakes Estates?

Owners without a mortgage in Rainbow Lakes Estates pay a median of $344 (±$34) a month in taxes, insurance, utilities and fees.

Sources

To check these figures in the Census Bureau’s own API, request the variables below from the 2024 ACS 5-year data profile (acs/acs5/profile) and detailed tables (acs/acs5) for Rainbow Lakes Estates CDP, Florida (place:59450, in state:12).

Each estimate (E or PE) has a margin of error beside it (M or PM).

The 2015–2019 figures are B25088_002E, B25088_002M, B25103_001E, B25103_001M, B25077_001E, B25077_001M from the 2019 release.

The API needs a free key.

Request a Census API key.

DP04_0101E, DP04_0101M, DP04_0109E, DP04_0109M, DP04_0091PE, DP04_0091PM, B25103_001E, B25103_001M

This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.

Figures are published by the US Census Bureau, HUD, the Bureau of Labor Statistics and the FBI; Seayora reproduces them and does not adjust them, except where a sentence says it compares dollar figures after inflation. They describe the whole place, not any one building or street, and are not an appraisal, a rent determination, a tax bill, a safety rating or legal advice.